Car Insurance News

How long UK drivers keep their cars and how long they have held a full licence both feed directly into what you pay for car insurance. Insurers reward experience and stability, so a driver who has held a licence for decades and stayed continuously insured usually sees a lower quote than a newly qualified driver […]

Telematics car insurance UK policies use a small device or a smartphone app to record how you actually drive, then set or adjust your premium based on that data rather than on age and postcode alone. It is often called black box insurance, and it is aimed mainly at drivers who expect to pay a […]

Car insurance can be cancelled at any time in the UK, whether you paid for the year upfront or pay monthly. What changes is the cost of doing so, which depends on how far into the policy you are and what your insurer charges. The Financial Conduct Authority (FCA) gives every policyholder a legal right […]

Two car insurance policies can overlap in the UK, and it is not illegal to hold both at once. The catch is that doubling up rarely doubles your protection, and it can create cost, claims and no-claims problems if you are not careful. Most overlaps happen by mistake rather than by choice. This guide explains […]

To get cheap insurance without a black box, you reduce your quote using the traditional rating factors insurers price on instead of telematics: your car’s insurance group, your no-claims bonus, accurate mileage, where you park, your voluntary excess and how early you shop. A policy without a black box is the standard motor product, rated […]

Content in this article Why Is Car Insurance More Expensive for Students and Young Drivers? Key reasons for higher premiums How Much Does Car Insurance Cost for Students? What affects the price? What Documents Do Young Drivers Need for Car Insurance? Typical requirements How Can Students Get Cheaper Car Insurance? Choose a car in a […]