Car Insurance News

A car insurance quote is a price an insurer offers you to cover a specific car and driver, based on details like your age, address, mileage and no-claims bonus. Two drivers in the same street can be given very different quotes for the same car, because insurers price risk in their own way. That is […]

How your job affects your car insurance comes down to one thing: insurers treat your occupation as a rating factor, because claims data shows some jobs are linked to more accidents and higher claim costs than others. Your job title, your employment status and how you use the car for work all feed into the […]

How long UK drivers keep their cars and how long they have held a full licence both feed directly into what you pay for car insurance. Insurers reward experience and stability, so a driver who has held a licence for decades and stayed continuously insured usually sees a lower quote than a newly qualified driver […]

Telematics car insurance UK policies use a small device or a smartphone app to record how you actually drive, then set or adjust your premium based on that data rather than on age and postcode alone. It is often called black box insurance, and it is aimed mainly at drivers who expect to pay a […]

Car insurance can be cancelled at any time in the UK, whether you paid for the year upfront or pay monthly. What changes is the cost of doing so, which depends on how far into the policy you are and what your insurer charges. The Financial Conduct Authority (FCA) gives every policyholder a legal right […]

Two car insurance policies can overlap in the UK, and it is not illegal to hold both at once. The catch is that doubling up rarely doubles your protection, and it can create cost, claims and no-claims problems if you are not careful. Most overlaps happen by mistake rather than by choice. This guide explains […]