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Negative Equity on Car Finance: What You Need to Know

Content in this article What Is Negative Equity in Car Finance? Why Negative Equity Happens How Does Negative Equity Affect Your Financial Situation? Reduced Flexibility Financial Implications How to Check If Youre in Negative Equity Find Your Current Loan Balance Find the Current Value of Your Vehicle Compare the Two Can You Trade In a […]

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Understanding Business Use Car Insurance Class 1

Content in this article What is Business Use Car Insurance Class 1? What jobs or professions usually require Class 1 Business Use Car Insurance? What is the difference between Class 1 and Class 2 Business Use Car Insurance? How do I update my current car insurance policy to include Class 1 Business Use? Can multiple […]

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Voluntary Termination of Car Finance – Your Rights Explained

Content in this article What Is Voluntary Termination and How Does It Work? Eligibility for Voluntary Termination on PCP or HP The 50 Percent Rule (Halfway Point) Voluntary Termination vs Voluntary Surrender How to Calculate Your Voluntary Termination Figure Step-by-Step Voluntary Termination Process Step 1 Confirm Eligibility Step 2 Send a VT Letter Step 3 […]

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Multi Car Insurance vs Separate Policies and Named Driver

Content in this article How do multi-car insurance policies work? How do discounts work with multi-car insurance? Example of discounting (illustrative) Will adding a high-risk driver affect all vehicles? Multi-car vs separate policies: key differences How do claims and deductibles work? Do all insurers offer multi-car policies? Can one car lose coverage without affecting the […]

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HP vs PCP vs PCH vs Salary Sacrifice: Which Is Cheaper

Content in this article What each option actually is (in two lines) Ownership, mileage and end-of-term: key differences Which is cheapest? (illustrative) Salary Sacrifice made simple (EV example) The anatomy of payments (so you arent surprised) Mileage and depreciation: set this right at the start How to choose the best option for your next car […]

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Understanding Windscreen Cover and ADAS Calibration

Content in this article What is ADAS calibration and why is it necessary? What are the risks if ADAS calibration is not performed? How do windscreen insurance claims work? Does ADAS calibration affect insurance costs? Is calibration a legitimate service or a scam? Will replacing my windscreen affect car safety features? Does making a windscreen […]

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