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Content in this article What type of insurance is required for a leased car? How leasing or finance changes your insurance compared with buying Ownership & keeper status Why premiums can differ for a leased car Lease protection insurance vs GAP insurancewhats the difference? Is insurance more expensive for leased cars? What to look for […]

Content in this article What is the energy price cap? Why has the price cap increased in October 2025? What are the new unit rates and standing charges? How do different payment methods affect the cap? What support is available for vulnerable families? How does the energy cap link to wholesale gas prices? Does the […]

Content in this article What is a balloon payment in car finance? Key terms youll see in a PCP/HP agreement What are my options at the end of the contract? How is the settlement figure calculated? Worked example: same car, different balloons (illustrative) Equity at the end: do you have a deposit or a shortfall? […]

Content in this article What exactly is a no-claims discount and how does it work? Typical no-claims discount scale What is no-claims discount protection? Example How much does NCD protection cost? Factors that affect the price: Example insurer ranges What happens to my NCD if I insure two cars? How does NCD protection differ between […]

Content in this article What Is Negative Equity in Car Finance? Why Negative Equity Happens How Does Negative Equity Affect Your Financial Situation? Reduced Flexibility Financial Implications How to Check If Youre in Negative Equity Find Your Current Loan Balance Find the Current Value of Your Vehicle Compare the Two Can You Trade In a […]

Content in this article What is Business Use Car Insurance Class 1? What jobs or professions usually require Class 1 Business Use Car Insurance? What is the difference between Class 1 and Class 2 Business Use Car Insurance? How do I update my current car insurance policy to include Class 1 Business Use? Can multiple […]