Life Insurance News

Royal London life insurance is a range of protection policies from the UK’s largest mutual life, pensions and investment company, arranged mainly through a financial adviser and paying a cash sum to your loved ones if you die during the cover period. As of August 2026, Royal London’s advised life cover is available to people […]

Good life insurance companies in the UK are ones that combine a strong claims-paid record, clear policy terms, sound financial backing and fair pricing for your circumstances, while being authorised and regulated in the UK. There is no single “best” insurer for everyone, because the right choice depends on your age, health, cover type and […]

Life insurance in England is a contract that pays your dependants a cash sum, or regular payments, if you die while the policy is running. Because protection and tax rules are set by Westminster, the cover, regulation and inheritance-tax treatment that apply in England apply across the UK. You choose the amount of cover, how […]

Life insurance critical illness cover quotes give you a personalised monthly price for a policy that pays out a tax-free lump sum if you die or are diagnosed with a serious illness the policy covers. Life insurance pays out on death or terminal illness; critical illness cover (CIC) pays out on diagnosis of a specified […]

Relevant life insurance is a single-life death-in-service policy that a limited company takes out and pays for on behalf of an individual director or employee, with the payout going to their family. It works much like personal life cover, but the premiums are paid by the business, are usually treated as an allowable business expense, […]

Life insurance really does pay out on the large majority of valid claims in the UK, and ABI data shows UK protection insurers have paid at least 97.9% of new individual claims over the last decade. A life insurance pay out is the lump sum or regular income an insurer releases to your beneficiaries when […]