Car Insurance News

Car insurance no claims bonus: how much you really save

Content in this article What is a car insurance no claims bonus? How much does a no claims bonus save UK drivers? What happens if you make a claim? How insurers classify claims Why your premium may still rise How much does losing your no claims bonus cost? How long do car insurance claims stay […]

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Car Insurance Loyalty Penalty UK – Why It Costs You

Content in this article What is the car insurance loyalty penalty? Why do renewal prices increase each year? What did the FCA change about loyalty pricing? Has brand stacking replaced the loyalty penalty in the car insurance industry? Why insurers use brand stacking Market visibility and segmentation Customer perception and switching illusion Impact on competition […]

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Rising Car Part Theft in the UK – How It Drives Up Costs

Content in this article How car part theft became a growing problem Which car parts are most commonly stolen? Why catalytic converters are top targets How car part theft impacts insurance premiums What insurance covers you for car part theft? Steps to protect your car from part theft What to do if your car parts […]

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Car Insurance Price Trends UK 2025 – Falling Premiums

Content in this article How the car insurance market has changed in 2025 Why are car insurance premiums falling in the UK? Average car insurance cost UK 2025 What drivers are paying now Car insurance inflation rate and affordability trends When is the cheapest time to buy car insurance in the UK? How regional car […]

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Car Insurance Risk Score UK – How Insurers Decide Pricing

Content in this article What is a car insurance risk score? Why insurers use a 199 scoring system What affects your car insurance risk score UK? Car insurance risk rating factors UK Do insurers look at credit score? Vehicle risk rating and car insurance group Who sets vehicle risk ratings? Is the vehicle risk rating […]

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Cost of Getting on the Road UK 2025 – What New Drivers Pay

Content in this article The reality of driving costs in 2025 The average cost of getting on the road in the UK 2025 Cost of learning to drive and getting your licence Buying your first car finance vs buying outright Cost of first car insurance still the biggest factor Fuel and maintenance costs what to […]

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