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How many years no claims bonus can you build depends on your insurer, but most UK providers cap the discount at 9 years. A small number stop earlier, at around 5 years, while others let you keep accumulating up to 15 or even 20 years. After you reach the cap, you hold that maximum discount […]

To improve broadband speed, start by plugging a device into your router with an Ethernet cable, running a speed test, then comparing that figure against the speed you pay for. This wired test tells you whether the problem is your line, your Wi-Fi, or your package, and it is the single most useful thing a […]

Martin Lewis, the consumer finance campaigner, has said that for most households the 13% energy price cap rise from 1 July 2026 is avoidable by fixing a tariff below the cap rather than sitting on a standard variable tariff. If you are on a default tariff and paying more than you need to, that is […]

England car insurance costs an average of £560 a year based on prices customers actually pay, according to the Association of British Insurers Motor Insurance Premium Tracker (Q1 2026). Where you live in England makes a large difference: drivers in the South West pay around £504 while those in Inner London pay closer to £1,088 […]

BT Full Fibre 300 is a full-fibre (FTTP) broadband package that delivers around 300Mbps download and 49Mbps upload speeds over the Openreach fibre network, on a contract that is usually 24 months. It sits in the middle of BT’s full-fibre range, above the 100 and 150 tiers and below 500 and 900, and suits busy […]

Pluto TV UK free streaming is a free, advertising-funded service that lets you watch live channels and on-demand films without a subscription, credit card or sign-up. It runs on the FAST model (Free Ad-Supported Streaming TV), meaning short commercial breaks pay for the content rather than a monthly fee. For a UK household already weighing […]