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Mortgage life insurance is a life insurance policy set up to clear the balance of your mortgage if you die during the policy term, so your family can stay in the home rather than sell it to repay the lender. It is not a separate product from ordinary life cover: it is standard term life […]

Car insurance quotes online UK let you compare prices from many insurers in one place, usually within a few minutes, by entering your car registration, address and driving details. According to the Association of British Insurers, the average price paid for comprehensive motor cover was £560 in Q1 2026, but the figure you see on […]

OVO vs British Gas boiler cover comes down to price and plan level: as of August 2026, OVO’s boiler and heating cover starts from £14.00 a month, while British Gas boiler and heating cover is published at £22.00 a month with a £60 excess. On the headline monthly figures, OVO’s entry plan is the cheaper […]

British Gas renewable energy comes from a mix of company-owned and contracted generation, and any electricity sold as “renewable” must be backed by Renewable Energy Guarantees of Origin (REGO) certificates under Ofgem rules. For a bill-conscious household on a standard variable tariff, the practical question is whether a green label changes what you pay, and […]

Car insurance flood damage cover only applies if you hold a fully comprehensive policy. Third party only and third party, fire and theft policies do not cover flood damage to your own car. If floodwater ruins your engine, electrics or interior, comprehensive cover is the only type that can pay to repair or replace your […]

Life insurance really does pay out on the large majority of valid claims in the UK, and ABI data shows UK protection insurers have paid at least 97.9% of new individual claims over the last decade. A life insurance pay out is the lump sum or regular income an insurer releases to your beneficiaries when […]