News

Content in this article Will I receive a courtesy car if the accident was my fault? What is the difference between a courtesy car and a hire car? How do I make sure Im covered for a courtesy car before an accident occurs? What conditions must be met to qualify for a courtesy car? Are […]

Content in this article What is a PCP agreement and why is there a balloon payment? Key PCP terms at a glance What are my options at the end of a PCP contract? How do I check if Im in positive equity or negative equity? Step-by-step equity check Illustrative example (adjust to your numbers) What […]

Content in this article What type of insurance is required for a leased car? How leasing or finance changes your insurance compared with buying Ownership & keeper status Why premiums can differ for a leased car Lease protection insurance vs GAP insurancewhats the difference? Is insurance more expensive for leased cars? What to look for […]

Content in this article What is the energy price cap? Why has the price cap increased in October 2025? What are the new unit rates and standing charges? How do different payment methods affect the cap? What support is available for vulnerable families? How does the energy cap link to wholesale gas prices? Does the […]

Content in this article What is a balloon payment in car finance? Key terms youll see in a PCP/HP agreement What are my options at the end of the contract? How is the settlement figure calculated? Worked example: same car, different balloons (illustrative) Equity at the end: do you have a deposit or a shortfall? […]

Content in this article What exactly is a no-claims discount and how does it work? Typical no-claims discount scale What is no-claims discount protection? Example How much does NCD protection cost? Factors that affect the price: Example insurer ranges What happens to my NCD if I insure two cars? How does NCD protection differ between […]