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UK health insurance providers are the insurers that sell private medical insurance (PMI), a policy that pays for private diagnosis and treatment of new, short-term (acute) conditions that develop after your cover starts. The main names most people compare are Aviva, AXA Health, Bupa, Vitality, WPA, The Exeter and Freedom Health Insurance. PMI sits alongside […]

The Lloyds home insurance contact number for general policy queries is 0345 300 5177, open Monday to Friday 8am to 6pm and Saturday 9am to 1pm (Lloyds Bank, page updated 3 October 2026). Lloyds runs separate lines for claims, cancellation and payment difficulties, so the number you need depends on what you are calling about. […]

A black box track records where, when and how a car is driven using GPS and motion sensors, then sends that data to your insurer to help set or adjust your premium. The device (or a linked app) logs your location, speed, acceleration, braking and cornering, and usually the time of day you drive. Insurers […]

Making your car insurance cheaper usually comes down to comparing the whole market, quoting a few weeks before your renewal date, and only paying for cover and add-ons you actually need. The average comprehensive premium paid in the UK was £560 in Q1 2026, according to the ABI, but what you pay depends on your […]

Getting on the road in the UK means clearing three stages: a provisional licence, learning to drive and passing both tests, then taxing, insuring and running a car. Each stage has a cost and a legal requirement, and insurance is usually the single biggest ongoing bill for a new driver. The average private comprehensive motor […]

A car insurance deposit is the upfront payment you make when you choose to pay your premium monthly rather than in one annual lump sum. It is not a separate charge or a security bond you get back later. It is simply your first instalment, paid before cover begins, with the rest of the premium […]