Mortgage News

Content in this article What is a secured debt consolidation loan? How does it work? How do I know if a secured debt consolidation loan is the best solution for me? Secured debt consolidation loans – the benefits How much does a secured debt consolidation loan cost? What if I have bad credit? Can I […]

Taking out your first mortgage can seem a daunting prospect, and even modern clear English mortgage documents can contain unfamiliar words and phrases. It is important to understand what you are taking on which is where our comprehensive glossary of mortgage related terms will help. APRC: APRC means the Annual Percentage Rate of Charge. This […]

Buying your first home is almost certainly going to be one of the biggest expenses you’ll ever face. It’s a big step to take, and you’ll want to find out as much about the process as you possibly can. But your careful research can throw up a lot of myths along with the facts. So […]

Buying a home is one of the most important decisions of anybody’s life. For this you need to be prepared, both financially as well as emotionally. It is a complicated process that may leave you confused, exhausted and worried. However, with some planning you can make it through and get that perfect home deal, which […]

When you have an existing mortgage and then opt for a new mortgage using the same property as collateral then this is termed as a remortgage. This is normally done to save money by choosing a new lender who offers lower interest rates. Another major reason for this is to raise capital or consolidate smaller […]

Tracker mortgages are unique and charge a rate of interest in accordance with the base rate set by the Bank of England. The actual tracker mortgage rate would be a few percentages higher than the base rate. The simple definition of base rate is the cost the bank pays to buy money. It varies with […]