Finding good car finance deals for 2024 can be easy. If you want a new car with small monthly
payments or a used car with great value, this guide
shows the top 10 affordable cars to finance. These cars range from hatchbacks to compact SUVs. They
come with features like flexible personal contract purchase (PCP) options and good interest
rates. To get the best deal, use a comparison service to look at options from
our broker panel. This will help you save on the total amount you pay over time.
The table below provides a quick comparison of the key features, pricing, and finance options for the top 10
affordable cars to finance in 2024.
Car Model
Starting Price (£)
Finance Option
Notable Features
Dacia Sandero
13,795
Low PCP monthly payments
Electric windows, rear seats
Renault Clio
14,150
Flexible PCP deals
Stylish design, strong warranty
Nissan Leaf
28,995
EV incentives, low APR
Zero emissions, long range
Toyota Aygo X
16,140
Affordable leasing deals
Compact size, cruise control
Dacia Spring
20,000 (est.)
Low-cost EV finance
Budget-friendly EV option
Skoda Fabia
18,731
Attractive PCP options
Spacious interior, tech features
Hyundai i10
15,530
Competitive leasing deals
Automatic gearbox, easy handling
BYD Atto 3
35,000
EV finance, gov’t incentives
Electric SUV, modern design
Ford Puma
24,830
Flexible PCP terms
Hybrid SUV, practical interior
Volkswagen Polo
18,070
PCP with deposit contributions
Reliable, low running costs
What Are the Best
Affordable Cars to Finance in 2024?
If you want to find good affordable cars to finance, consider models like the Dacia Sandero, Toyota Aygo X,
and Nissan Leaf. These cars have low monthly payments and flexible deals. They also come with features like
automatic gearboxes and cruise
control. This makes them perfect for people who want to save money.
1. Dacia Sandero: The
Cheapest New Car to Finance
The Dacia Sandero remains a top choice for people in the UK looking for an affordable car. It is easy to use
and very practical. Some features include electric windows, plenty of space in the rear seats, and a nice
design.
Starting Price: £13,795
Finance Options: Flexible PCP deals with a low sum of money upfront.
Best For: Buyers who want the price of the car to fit their monthly budget.
2. Renault Clio: Stylish and
Reliable
The Renault Clio is a small car that is both stylish and affordable. It offers a smooth ride and has good
value. This makes it a great choice for first-time buyers.
Starting Price: £14,150
Finance Features: Provides new car deals with PCP deposit
contributions.
Best For: Drivers who want a practical and stylish choice.
3. Nissan Juke: Affordable Urban
SUV
The Nissan Juke combines the flexibility of an SUV with a trendy look. Its small size and fuel-efficient
engine make it a top choice for driving in the city.
Starting Price: £19,200
Finance Highlights: You can have low monthly payments and flexible
mileage limits.
Best For: People living in the city who want a bold and modern car.
4. Fiat Panda: Quirky and
Affordable
The Fiat Panda is a small car. It has a unique and useful design. Its light weight and easy-to-use controls
make it great for short trips.
Starting Price: £13,775
Finance Features: Flexible PCP deals with terms you can handle.
Best For: Drivers who want a fun and affordable hatchback.
The Dacia Sandero Stepway is a crossover version of the well-liked Sandero. It has a tougher look but still
stays affordable.
Starting Price: £14,995
Finance Highlights: Low upfront costs and good interest rates.
Best For: Families who need more space and flexibility.
6. New Suzuki Swift: Sporty
and Efficient
The new Suzuki Swift is a small car that is fun to drive. It handles well and doesn’t cost too much to run.
Its light weight helps save fuel, and it still looks great.
Starting Price: £16,499
Finance Options: You can find test drive discounts and low deposit
choices.
Best For: Young workers who want a budget-friendly and enjoyable vehicle.
7. BYD Dolphin: The New
Player in Affordable EVs
The BYD Dolphin is a new and exciting car in the electric car market. It has a modern look and a good price.
Because of this, it is becoming a popular and affordable EV option.
Starting Price: £25,000
Finance Highlights: Includes government help for EVs and flexible loan options.
Best For: Drivers who want to switch to EVs without spending too much.
8. Volkswagen
ID.3: The Future of Affordable Electric Cars
The Volkswagen ID.3 is a top pick for electric cars that are easy to use. It has a big interior and modern
technology. This makes it a great choice for families.
Starting Price: £28,370
Finance Features: Comes with PCP deposit contributions and low
monthly payments.
Best For: People looking for a new and eco-friendly car.
9. New MG HS: Stylish and
Spacious SUV
The new MG HS brings together luxury and affordability. It has a roomy interior and up-to-date technology.
This makes it a smart SUV choice for families.
Starting Price: £22,495
Finance Options: Flexible car leasing deals and appealing APRs.
Best For: Families looking for a roomy and affordable SUV.
10. Peugeot 208: The
Compact Hatchback Leader
The Peugeot 208 is a stylish and small car. It has strong safety features. Many people see it as a good
value. It’s a great pick for those who
want both style and efficiency.
Starting Price: £18,695
Finance Features: Great new car deals and cheap PCP
options.
Best For: Drivers who want a stylish and efficient hatchback.
Why Use a Car Finance
Comparison Service?
Finding a good car finance deal can help you save a lot of money in the long run. A comparison service like
Free
Price Compare lets you:
Look at interest rates and terms from several lenders.
Find special PCP deals and car leasing deals.
Adjust finance options to match your monthly budget and credit situation.
Explore car finance choices today! Use our comparison service to find the best offers for the car you want.
FAQs About Affordable Cars
to Finance in 2024
What is the cheapest new car to finance in 2024?
The Dacia Sandero is the cheapest car available. It starts at £13,795. You can choose from
low monthly payments and good finance options.
Are there affordable hybrid or electric cars to finance?
Yes, cars like the Dacia Spring, Nissan Leaf, and Toyota Aygo X Hybrid are good options. They are
eco-friendly and have easy finance plans. You can also benefit from government incentives for
electric vehicles (EV).
How does my credit score affect car finance?
A higher credit score can help you get lower APR rates and better terms. If you have a poor
credit score, options like guarantor loans can still make car finance possible for you.
What features make cars like the BYD Atto 3 a good choice?
The BYD Atto 3 is a modern electric SUV. It has a roomy interior and smart features such as
cruise control. This vehicle is a great choice for families looking for a budget-friendly and
innovative option.
Which compact cars offer the best finance options?
Compact cars such as the Volkswagen Polo, Skoda Fabia, and Mazda 2 are well-liked. They stand out
because they are reliable. Plus, they have low running costs and good finance options.
Can I finance a car with features like automatic gearboxes?
Yes, cars like the Hyundai i10 and Toyota Aygo X have choices with an automatic gearbox. They
also offer flexible finance plans. This makes driving easier and more convenient.
Are there warranties included with affordable car finance deals?
Most new cars, like the Ford Puma and Skoda Fabia, have a warranty from the manufacturer. This
gives you extra comfort while you are paying off your loan.
How can I get the lowest monthly payments?
To get the lowest monthly payments, think about a PCP deal that has a bigger deposit or a longer
loan term. You should also use a car finance comparison service to compare deals. This will help
you find the best options.
Are SUVs like the BYD Atto 3 or Ford Puma expensive to finance?
Not really! The BYD Atto 3 and Ford Puma both have flexible payment plans. They also offer good
APR rates. This makes them great choices for families that need more room.
We use cookies to provide the best possible user experience and maintain a secure environment. Some cookies are essential for the proper functioning and security of our website, enabling core features like processing your comparison queries and accessing your rewards. We also employ optional cookies for advanced analytics, tracking, advertising, testing, and performance optimisation.
By clicking 'Accept All', you consent to our use of all cookies. If you click 'Reject All', we will only use the necessary cookies required for the site to function securely. For more control over your cookie preferences, click 'Let Me Choose' to customise which optional cookies you're comfortable with. To learn more about the specific types of cookies we use, please visit our comprehensive
Cookie Policy.
Manage your cookies preferences.
Please select and accept your cookie preferences:
These essential cookies ensure the proper functioning and security of the website and app. They enable core features and services without collecting personal information for tracking or advertising purposes.
These cookies provide insights into how customers interact with our website and app. The aggregated and anonymous data collected helps us understand the usage of our products and services, enabling us to identify areas for improvement and optimise your browsing experience.
These cookies help us present products, services and offers that are most relevant to you. We may use the data collected by these cookies to personalise the advertisements you see on our website and other platforms, ensuring a more tailored browsing experience.
These cookies allow our website and app to remember your preferences, such as your region, country, language, accessibility options, and other settings. By enabling these cookies, we can provide you with a more personalised and convenient browsing experience tailored to your specific needs.
These cookies are used when we advertise on social media platforms. They allow these platforms to recognise you as one of our users and display relevant ads to you on our behalf. When you use your social media account to log in to our services, these cookies may also be used by the platforms to collect information about your behaviour for personalised advertising purposes.
