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An EDF Energy direct debit is a monthly payment set by dividing your expected yearly energy cost by 12, so you pay the same amount each month rather than a large bill in winter and a small one in summer. EDF looks at your recent usage, your account balance and your current tariff prices to […]

Plusnet Full Fibre 145 is a full fibre (FTTP) broadband package with a 145Mb average estimated download speed and unlimited usage, aimed at homes that stream in 4K, game online and work from home at the same time. It runs over the Openreach fibre-to-the-premises network, which brings a fibre cable directly into the property rather […]

Car insurance groups run from 1 to 50 in the UK, with group 1 the cheapest to insure and group 50 the most expensive. Every car registered before August 2024 sits in one of these 50 groups, set by the Group Rating Panel using research from Thatcham Research on behalf of the Association of British […]

Life insurance in England is a contract that pays your dependants a cash sum, or regular payments, if you die while the policy is running. Because protection and tax rules are set by Westminster, the cover, regulation and inheritance-tax treatment that apply in England apply across the UK. You choose the amount of cover, how […]

Caravan insurance is optional cover that protects a touring or static caravan against theft, fire, flood, storm damage and accidental damage, and it is not a legal requirement in the UK. Unlike car insurance, no law forces you to insure a caravan, but going without means paying for repairs, recovery or a replacement yourself if […]

Lloyds home insurance is a bank-branded policy sold in three tiers, Bronze, Silver and Gold, covering buildings, contents, or a combined buildings and contents policy for UK homeowners. You buy it online, over the phone or in branch, and Lloyds states that, from 16 April 2025, its home insurance prices are the same online, over […]