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Voluntary Termination of Car Finance – Your Rights Explained

Content in this article What Is Voluntary Termination and How Does It Work? Eligibility for Voluntary Termination on PCP or HP The 50 Percent Rule (Halfway Point) Voluntary Termination vs Voluntary Surrender How to Calculate Your Voluntary Termination Figure Step-by-Step Voluntary Termination Process Step 1 Confirm Eligibility Step 2 Send a VT Letter Step 3 […]

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Multi Car Insurance vs Separate Policies and Named Driver

Content in this article How do multi-car insurance policies work? How do discounts work with multi-car insurance? Example of discounting (illustrative) Will adding a high-risk driver affect all vehicles? Multi-car vs separate policies: key differences How do claims and deductibles work? Do all insurers offer multi-car policies? Can one car lose coverage without affecting the […]

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HP vs PCP vs PCH vs Salary Sacrifice: Which Is Cheaper

Content in this article What each option actually is (in two lines) Ownership, mileage and end-of-term: key differences Which is cheapest? (illustrative) Salary Sacrifice made simple (EV example) The anatomy of payments (so you arent surprised) Mileage and depreciation: set this right at the start How to choose the best option for your next car […]

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Understanding Windscreen Cover and ADAS Calibration

Content in this article What is ADAS calibration and why is it necessary? What are the risks if ADAS calibration is not performed? How do windscreen insurance claims work? Does ADAS calibration affect insurance costs? Is calibration a legitimate service or a scam? Will replacing my windscreen affect car safety features? Does making a windscreen […]

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EV Finance: Battery Warranty & Residuals

Content in this article Why battery warranty and residual value drive EV finance decisions Battery warranty basics in plain English What the warranty usually covers What it may not cover Older models and transferability Battery life, battery performance and what influences them Residual value 101 (and why its different for EVs) EV finance products compared […]

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Dash Cam Insurance Discounts & Evidence

Content in this article Which insurers offer dash cam discountsand how much can you save? What evidence do insurers want from dash cam footage? Are there specific dash cam models insurers require? How do I apply for a dash cam insurance discount (when available)? Besides discounts, what insurance benefits do dash cams bring? Can dash […]

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