Health Insurance News

Private medical insurance existing conditions are usually excluded from cover, at least when a policy first starts. Most UK insurers will still accept you if you have a pre-existing condition, but the condition itself, plus anything related to it, is typically not covered from day one. New, unrelated illnesses or injuries that begin after your […]

An EU health insurance card gives UK residents access to necessary state healthcare in the European Economic Area (EEA) and some other countries, on the same basis as a resident of that country. For UK travellers this now means the free UK Global Health Insurance Card (GHIC), which has replaced most EHIC applications since 2021, […]

Health insurance for travel is the medical part of a travel insurance policy that can pay for emergency treatment, hospital stays and getting you home if you fall ill or are injured abroad. It is not the same as private medical insurance (PMI) you might hold at home, and it is not a substitute for […]

Family health insurance is a single private medical insurance (PMI) policy that covers two or more members of the same household, giving faster access to private diagnosis and treatment for new, short-term conditions. For a family of four, monthly premiums in 2026 typically fall in the region of £158 to £167 for mid-market cover, based […]

Private medical care cost in the UK is not a single fixed figure. It depends on your age, the level of cover you choose, the excess you agree to pay and how your insurer underwrites your medical history. Illustrative 2026 guides suggest a healthy single adult in their 30s may pay broadly from the mid-£30s […]

Bupa health insurance has no single fixed price. It is quoted individually, and premiums can vary widely by age, cover level and other personal details. Your own figure depends mainly on your age, the cover level you pick, your excess, where you live and how you answer the health questions. Private medical insurance (PMI) is […]