Car Insurance News

Understanding Named Driver Rules: Costs and Risks

Content in this article What is a named driverand how is that different from the main driver? Policyholder vs Main Driver: whos responsible for what? When does adding a named driver reduce insurance costs? Typical pricing patterns (illustrative examples) What counts as frontingand why is it such a problem? How insurers work out who is […]

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Courtesy Car Rights: What You’re Owed After a Crash

Content in this article Will I receive a courtesy car if the accident was my fault? What is the difference between a courtesy car and a hire car? How do I make sure Im covered for a courtesy car before an accident occurs? What conditions must be met to qualify for a courtesy car? Are […]

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No-Claims Discount Protection: Worth It

Content in this article What exactly is a no-claims discount and how does it work? Typical no-claims discount scale What is no-claims discount protection? Example How much does NCD protection cost? Factors that affect the price: Example insurer ranges What happens to my NCD if I insure two cars? How does NCD protection differ between […]

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Understanding Business Use Car Insurance Class 1

Content in this article What is Business Use Car Insurance Class 1? What jobs or professions usually require Class 1 Business Use Car Insurance? What is the difference between Class 1 and Class 2 Business Use Car Insurance? How do I update my current car insurance policy to include Class 1 Business Use? Can multiple […]

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Multi Car Insurance vs Separate Policies and Named Driver

Content in this article How do multi-car insurance policies work? How do discounts work with multi-car insurance? Example of discounting (illustrative) Will adding a high-risk driver affect all vehicles? Multi-car vs separate policies: key differences How do claims and deductibles work? Do all insurers offer multi-car policies? Can one car lose coverage without affecting the […]

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Dash Cam Insurance Discounts & Evidence

Content in this article Which insurers offer dash cam discountsand how much can you save? What evidence do insurers want from dash cam footage? Are there specific dash cam models insurers require? How do I apply for a dash cam insurance discount (when available)? Besides discounts, what insurance benefits do dash cams bring? Can dash […]

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