Top 5 Used Cars Available on Rent-to-Own Finance

Finding the right car is not easy. This is true if you have a tight budget or if you have bad credit. A rent-to-own finance plan can help. It lets you drive a used car while making low weekly payments. You also don’t need to worry about long term contracts.

If you want an EV, a family hatchback, or a private hire car for Uber in London, rent-to-own choices offer you complete flexibility. You can check out different options without the pressure of standard leasing.

Why Choose a Used Car on Rent-to-Own Finance?

• Lower weekly costs: Renting to own a used car is usually less expensive each week than leasing a new car.
• Better for bad credit: Many rent-to-own plans accept those with bad credit. They do soft checks and often don’t need large deposits.
• Road tax and MOT: A lot of deals include road tax and a valid MOT. This helps you save on costs to run the car.
• Private hire ready: Some cars are already set for private hire if you work for Uber in London or other UK cities.
• Complete flexibility: You can skip long-term contracts and get a sale price equivalent if you want to own the car later.

Fact: AutoTrader says that the average sale price for a good quality used car in the UK was £17,110 in March 2025.

Top 5 Used Cars for Rent-to-Own in the UK

Here are five popular models that you can get through rent-to-own offers:

Prices are accurate as of 08/04/2025. Keep in mind that prices and stock may change.

What to Look for When Choosing a Used Rent-to-Own Car

Choosing the right used car is all about what you need.

• MOT and Servicing: Check that the car has a current MOT and a full service history.
• Mileage: Pay attention to the mileage. Cars with lower mileage usually are more reliable over the long term.
• Ownership history: A car with fewer owners can have better maintenance records.
• Sale price equivalent: Some companies offer clear buyout prices at the end. This means you will know the exact sale price if you want to take full ownership of the car.

Fact: More private hire drivers are choosing electric vehicles like the Nissan Leaf and Hyundai Ioniq. This is because they enjoy lower road tax, no costs for fuel, and help from Uber’s EV assistance programs.

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Why Used EVs Are a Smart Choice

Choosing a used EV with a rent-to-own option can help you save more money.

• No road tax: Most EVs registered after 2017 can enjoy £0 road tax under UK rules.
• Lower servicing costs: EVs have fewer moving parts. This leads to cheaper MOT preparation and routine servicing.
• Private hire perks: Uber drivers in London can use Uber EV Assistance. This helps make operating their car more affordable each day.

Fact: A 2022 Nissan Leaf can go up to 168 miles on a single charge. This is great for private hire jobs in the city or for everyday travel.

Example Cost Breakdown for Popular Rent-to-Own Used Cars

Prices are correct as of 09/04/2025

Weekly payments, deposits, service costs, MOT fees, and road tax can change. These changes depend on the dealership, finance company, the age, and the condition of the vehicle. It is important to check the latest details with your rent-to-own provider before you sign any contract.

Advantages of Rent-to-Own for Used Cars

• Low risk: You won’t have high initial costs, and you can easily return the vehicle when you are done.
• Ownership option: You have the chance to pay the final sale price if you want to keep the car.
• Upgrade anytime: Lots of rent-to-own plans let you switch cars without having to start a new lease.
• Ideal for private hire drivers: You can use your car for Uber or other private hire work without any long-term limits.

FAQs About Used Cars on Rent-to-Own Finance

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