The Importance of Boiler Cover for Landlords in the UK

Owning a rental property means you need to deal with certain legal things. You also have to look after your tenants and the money you put into the place. A landlord boiler cover can help give you peace of mind. This type of boiler cover can pay for boiler breakdowns and some emergency repairs. It also covers safety checks every year for your heating system. A good landlord boiler cover helps keep your heating system working well for your tenants and you.

In the UK, many landlords have central heating cover and boiler cover as part of their landlord insurance policy. This insurance policy helps with repair bills, loss of rent, and damage to the property. It can give peace of mind over time. Having this cover can also help in the long run.

What is boiler cover for landlords and why is it important?

Boiler cover helps landlords manage costs for fixing or swapping the gas boiler in a rental property. It be an insurance policy or plan that makes things easier if the heating system or hot water parts break. A boiler cover can also help pay for repairs or replacement of the central heating system in your rental place. This cover is for people who rent out their property and want to make sure the heating system, hot water, and central heating all keep working well.

Tenants need the heating system to work to feel good in the property. If your boiler stops working, it can cause problems for you. There could be complaints, high repair costs, or a loss of rental income. If you have the right cover, you can get things fixed quickly and keep your property safe and up to code.

Compare boiler cover and save on annual servicing

What types of boiler cover policies are available for landlords in the UK?

Landlords can choose from a few levels of insurance cover. It depends on how old the boiler is and what kind of insurance cover you need.

Most UK providers like British Gas, HomeServe, and a few landlord insurers offer several plans for new customers. These plans may vary with the age of your boiler. They can also change depending on what kind of house or flat you have.

What is typically included in landlord boiler cover plans?

A typical landlord boiler insurance plan includes:

• You can get the number of call-outs you need, or set up a number of service visits.
• There is emergency cover 24/7 if your heating or hot water stops working.
• A safe registered engineer will do a boiler service once a year. This is called an annual boiler service or yearly boiler service.
• We fix problems with gas appliances, flues, and controls.
• If some parts wear out because of normal use, we will replace them.
• You get an online account. This helps you book and check your visits.
• You can pick extra options like alternative accommodation if you have no heating in winter.

Find the best boiler cover plans in minutes

How does landlord boiler cover differ from standard boiler insurance?

Standard boiler insurance is meant for people who own homes. Landlord cover is not the same. It has rules for renting out homes. A landlord must keep a gas safety certificate. A landlord also needs to give the gas safety record to people who live there each year.

Landlord boiler cover typically includes:

• A Gas Safe engineer will be there to do the safety checks you need.
• We give call-outs first to help quickly with problems tenants may have.
• If you have more than one property or a block of flats, we help you to manage them.
• This insurance policy covers you for emergency repairs and accidental damage.
• You can add contents insurance or get more cover with your buildings insurance policy.

Compare Boiler cover quotes

• Boiler cover from only £6.99 a month
• We provide nationwide coverage
• 1 month Free

Compare Quotes

Are annual gas safety checks usually included in boiler cover for landlords?

Yes. Most landlord plans offer or include a yearly gas safety certificate and a boiler service. This lets you meet the legal requirement to have all your gas appliances looked at by a safe engineer every 12 months.

This job is usually done when you get your annual boiler service. This helps you follow the rules, but you do not have more forms to fill out and pay more money. You can get the needed work finished with your boiler service, and that helps you save money.

How can I compare different landlord boiler cover providers?

When comparing plans, focus on:

• The level of cover can be for just the boiler or for the whole heating system.
• Some plans may let you call out people as many times as you need. Others can set a limit you get every year.
• A home emergency cover may be in the plan. This helps if you have leaks or burst pipes.
• You may be able to use an online account, or you can ring a 24-hour helpline.
• Look at the rules for older boilers. The costs may be higher for them.
• Specialist advisors can help you pick the right policy for what you need.

You can use Free Price Compare to easily check many boiler cover plans. This way, you get to pick the one that offers the best value and protection for your rental property.

What are the average costs of boiler cover for landlords?

Prices can go up or down depending on the age of your boiler. The number of places you own will change the cost, too. The level of cover you want is also important. Some plans give lower prices for new customers. People who have more than one property can get other deals.

Does landlord boiler cover include protection for home emergencies?

Yes. A lot of policies now have home emergency cover. The home emergency cover can help with more than just your boiler. It can protect the full central heating system. It also works for the heating system, hot water supply, and the plumbing network.

This often covers:

• Burst pipes or water leaks
• A faulty boiler or gas boiler breakdowns
• Electrical failures
• Damage that makes you lose heating or hot water

It is a good way for people to stop paying for more repairs. You also do not need to spend money on alternative accommodation if something goes wrong without warning.

Can I get a combined landlord insurance and boiler cover policy?

Yes. Many insurance companies offer plans that mix landlord insurance, insurance cover for your property, and boiler breakdown cover. This comprehensive cover can help protect you in several ways.

• Problems that happen with the boiler or central heating
• Accidental damage and jobs that need emergency repairs
• If you have heating problems and get unpaid rent or lose rent
• When burst pipes or leaks cause damage
• Costs you must pay if there is a legal obligation because the place is not right to live in

This way, renewals are easier to handle. The process can go on without any stops. So, it gives peace of mind for mortgage lenders and people who rent homes.

Compare Boiler cover quotes

• Boiler cover from only £6.99 a month
• We provide nationwide coverage
• 1 month Free

Compare Quotes

What exclusions should landlords look out for in boiler cover policies?

When you read your boiler insurance policy, pay close attention to the small details. These often tell you what is not covered.

• Problems that are there before or that come up because of bad upkeep
• Boilers that are older than a set age, often 15 years
• A limit to how many call-outs you get or having to pay big extra fees
• No cover for blocks of flats or homes that are not usual types
• More fees if you want optional covers like plumbing or electrics
• Rules that do not pay for alternative accommodation costs

To stop any sudden problems, you need to check if your policy has a yearly boiler service. The policy should also give you full safety checks and unlimited call-outs. Check that all the work is done by a safe registered engineer.

Protect your home — compare boiler cover today

FAQ’s about landlord boiler cover