Save on Van Insurance – Free Price Compare

How Much Can You Really Save on Van Insurance?

If you want to get cheap van insurance, you are definitely not the only one. Van insurance prices are going up in the UK because it costs more to fix vans and to get their parts. But there are ways to spend less money. If van drivers take some time to look at different options and pick the right cover for their needs, they can save a lot of money each year.

At Free Price Compare, people have saved up to £622 on their van insurance in 2024 by switching to a new provider. The amount you save can be different depending on the type of van you have, how you use it (class of use), and your driving record. Still, these savings show that when you compare quotes for van insurance, it is one of the best ways to lower what you have to pay.

Why Van Insurance Can Be Expensive

Unlike standard car insurance, van insurance uses different things to work out the price.

• Vans are bigger than cars. They can make more physical damage if there is a crash.
• A lot of vans are used for business purposes. This means they drive more miles.
• Some vans carry tools, goods, or equipment. This makes the risk of theft higher.
• If you look at commercial van drivers, they may drive for long hours. This can make them feel tired, raising the risk in a big way.
• Young drivers or van drivers without a claims bonus have a higher risk of paying more for cover.

All these things add to the total cost of your van insurance policy.

What Affects Van Insurance Prices?

The cost of your van insurance can change due to several key factors. These include the type and size of your van, your driving history, how you use the vehicle, your location, and the level of cover you choose.

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Types of Van Insurance Cover

When you compare quotes, you have to pick the type of van insurance that fits what you need. The type of van you have will help you decide the kind of van insurance to get. Make sure to think about your van, what you use it for, and what you want from your cover. This will help you choose the right type of van insurance for you.

• Third Party Only: This one covers third parties only. It is the minimum legal requirement that you must have for your van.
• Third Party, Fire & Theft: This also covers fire damage and theft, along with the basic cover for third parties.
• Comprehensive: This plan covers your own van, your passengers, and personal injury. It also covers damage to third parties.

You may also be offered optional extras like:

• Breakdown cover
• Legal costs cover
• Personal injury protection
• Tools in transit
• Courtesy van

Business vs Private Van Insurance

If you use your van for business purposes, even if it is only sometimes, you must have business van insurance. The insurer will put your van into a class of use. It depends on how you drive your van.

If you get this wrong, you might not be covered in the event of an accident.

Why Compare Van Insurance?

Different insurance companies look at risk in their own way. Because of this, the same van insurance quote can be very different between insurers. Sometimes, it can be different by hundreds of pounds. That is why using a comparison site like Free Price Compare can help you. With it, you get to see van insurance quotes from many companies in one place. This way, you can find a good deal that fits your needs and saves you money on your van insurance.

• Get quotes from many insurance providers and insurance brokers.
• Find plans that fit your class of use and type of insurance.
• See choices for named drivers, medical expenses, and higher coverage limits.
• Look for special business insurance or commercial auto insurance products.

We help you get cheap van insurance. You can still have good financial protection at the same time. It is simple to find the van insurance that works for you. There is no need to choose between saving money and having the right cover.

Top Tips to Save on Your Van Insurance

1. Make sure to compare van insurance quotes before you renew your policy.
2. Pay for your van insurance once a year and not every month, if that works for you.
3. You can add a named driver with good driving experience to your policy.
4. Think about putting in a dashcam or a GPS tracker in your van.
5. Pick a van that is in a lower insurance group if possible.
6. Try to park your van in a locked garage or safe driveway when you leave it at night.
7. Only choose the extras you need for your van insurance, not the ones you do not use.
8. Raise your voluntary excess to a level that you feel is affordable for you.

Do You Need Specialist Cover?

Depending on how you use your van, you may need:

• Commercial auto insurance is needed if you use your car to make money.
• A business policy can be made just for delivery drivers, tradespeople, or for people who work at different places.
• You can get cover for carriage of goods, use your personal auto insurance if you drive for yourself and business, or choose a special commercial vehicle insurance plan.

Each of these types of coverage has its own insurance products and price.

How to Get Started

To find the cheapest van insurance for your needs:

1. Collect all your personal information and the details of your van.
2. Pick the type of cover you need (third party, TPFT, or comprehensive).
3. Be clear about your class of use.
4. You can get your quote in just a few minutes with Free Price Compare.

Our tool lets you check and compare the prices, features, and coverage limits from top insurers in the UK.

Make a smart choice. Compare van insurance today and find out how much you could save.

FAQs About Saving on Van Insurance