Reduce Car Insurance Costs UK: Top Saving Tips

October 31st, 2017
Reduce Car Insurance Costs UK: Top Saving Tips

The car insurance cost has seen an astronomical growth which makes it difficult to manage the total motoring cost in UK. There are drivers who skip buying motor insurance just to avoid the extra cost. Most of them prefer to buy cheap third party insurance just to be on page with the legal norms and to avoid penalties. They do not buy comprehensive motor insurance which may prove expensive but still is best for the safety and financial assistance to deal with any adversities with their car.

However, all is not lost as we can choose ways to reduce the car insurance cost. To know how, check some tried and tested tips here.

Find here, some tips to bring down car insurance cost in the UK:

Consider black box insurance: Buy telematics policy to minimize the motor insurance cost in UK. It is one of the best ways to ensure the insurer that you are following the best driving practices and can prove it through the records of the black box fitted in the car. It is a reliable method of judging your driving caliber and thus, people with black box policy end up paying lower motor insurance premiums. So, invest in a telematics policy to cut down your premiums and save on the overall motor insurance cost.

Arrange for a garage: A car parked in a public space outside your home is at risk of theft, fire or any other kind of damage. Insurers consider this as a major factor in deciding the premiums. If you have your own garage and your vehicle is parked inside it then your vehicle is at low risk and thus UK motor insurance providers offer you cheap car insurance premiums. So, if you don’t have a garage facility now then arrange for it and start saving on car insurance cost.

Join official driving training Pass Plus: Hone in on your driving skills to convince the insurer that you are trained enough to practice and develop best driving habits. Choose Pass Plus, a six hours training course designed to enhance the driving and motor safety skills of UK drivers. It needs to be done under a Pass Plus registered approved driving instructor (ADI) only. Although, it is designed for young drivers, it even helps experienced drivers to brush up on their motoring skills. The best part is that this added qualification will help you get the cheapest car insurance premiums. You can get details about Pass Plus here!

Change the job title: You may not believe it but a small change in the job title can actually get you cheap car insurance premiums. Yes! Car insurance providers in UK considers job title as a major factor in deciding the motor insurance premiums. By changing it a bit, you can end up saving big amounts on the premium. For example, a nurse is charged with cheaper insurance premiums while a footballer or a racing car driver is an expensive bet for the insurance provider.

Choose a cheaper car: This is pretty logical, if you have an expensive car its repair cost would be higher and so would be the premiums. In addition, a low maintenance car with a cost effective price tag will be considered less risky for the insurers and thus, they offer cheap motor insurance for such vehicles. Not that you change your cool driving machine but if you are in the process of buying a car then go for a cheap car to cut down on the motor insurance cost.

To sum up, follow these tried and tested tips to get cheap car insurance. There are many more things you can add to this list and one of them is to switch car insurance provider. You must compare motor insurance providers and choose the cheapest one to switch. Do it when you are nearing your current car insurance renewal time and the insurer would either offer you discounts or you will find a cheaper insurance provider.

To shop around, you can rely on FreePriceCompare as the leading car insurance comparison provider in UK. You can check some of our cheapest motor insurance quotes online and make a switch. For more details, feel free to visit us on or call our price comparison experts on 02034757476.

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