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Content in this article What does fair credit mean to auto lenders? Your main routes (and what suits fair credit) Improve your chances of approval (and the rate you pay) 1) Tune your credit report (fast, legal wins) 2) Present affordability clearly 3) Shop lenders, not just cars New car vs used car with fair […]

Content in this article Where excess mileage fits in a Personal Contract Purchase What is an excess mileage charge on PCP? How your mileage allowance is calculated Worked example (illustrative) Does excess mileage matter if I buy the car? What counts as fair wear & tear? Common areas that attract charges if beyond fair wear […]

Content in this article Who this guide is for What are my options? Hire Purchase (HP) / Conditional Sale Lease Purchase (HP with Balloon) Business PCP (Personal Contract Purchase) Finance Lease Business Contract Hire (BCH) / Operating Lease Quick chooser table VAT, BIK and capital allowances (high-level, UK-focused) Documentation to Support a VAT Claim on […]

Content in this article What does early settlement mean and why does it matter? How lenders calculate your settlement figure Fees, charges, and penalties to watch for Will you save money by paying off early? Other factors to consider before settling early Differences between PCP, HP, and other types of finance PCP (Personal Contract Purchase) […]

Content in this article Why Should You Consider Alternatives to GoCompare for Car Finance? What Are the Best Alternatives to GoCompare for Car Finance? Free Price Compare MoneySuperMarket CarFinance247 Confused.com What Factors Should You Consider When Choosing a Car Finance Comparison Site? Does the Site Work with a Wide Panel of Lenders? What Types of […]

Content in this article What Are the Best Car Finance Comparison Sites in the UK? Free Price Compare GoCompare MoneySuperMarket Confused.com CarFinance247 Why Use Multiple Car Finance Comparison Sites? What to Consider When Comparing Car Finance Sites? FAQ’s About Car Finance Comparison Sites What is the best car finance comparison site in the UK? Does […]