Send Money to Brazil

December 27th, 2025
Send Money to Brazil

Content in this article

Sending money to Brazil from the United Kingdom can involve different costs depending on the transfer method, exchange rates, fees, and delivery speed. This guide explains how international money transfers to Brazil work, what affects the total cost, and how to compare money transfer options before sending an amount of money abroad.

How to send money to Brazil from the UK

UK residents can send money to Brazil using online banking, international money transfer services, and card-funded payment options such as debit or credit cards. The best option depends on how quickly the money needs to arrive, the payout method selected, and whether the recipient has access to a Brazilian bank account.

Most transfers to Brazil are received in Brazilian real (BRL) as a bank deposit into the recipient’s bank account, although other receiving options may be available.

Want to compare money transfer rates before sending money to Brazil?

What information is needed to send money to Brazil?

Sending money to Brazil usually requires detailed receiver’s details and bank account information. This commonly includes:

  • Full name of the recipient
  • Recipient’s bank account number
  • Bank name and branch or bank code
  • CPF number (Brazilian tax identification number)
  • Purpose of the transfer

Some services may also request additional documentation such as the sender’s date of birth, country of residence, email address, or mobile phone number, particularly for a first money transfer.

How long does it take to send money to Brazil?

Transfer times to Brazil vary depending on the payment options chosen and system availability of banking partners.

Transfer method Typical delivery time
Bank transfer 2–5 business days
Card-funded transfer 1–3 business days
Faster or local payments (where available) Same day to 1 business day

Many services provide real time updates, confirmation email notifications, and a tracking number so transfers can be followed step of the way.

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What is the cheapest way to send money to Brazil from the UK?

The cheapest way to send money to Brazil depends on the transfer amount, exchange rate, and fees charged. Smaller transfers are often more affected by upfront fees, while larger transfers are usually more influenced by exchange rates, making it important to compare the total amount received.

Fees when sending money to Brazil

The total cost of sending money to Brazil usually includes:

  • A transfer fee or service fee
  • Currency exchange costs
  • Possible additional fees charged by intermediary or receiving banks

Some services advertise low fees but apply wider exchange rate margins. Checking the currency equivalent received helps identify the true cost.

Exchange rates: GBP to BRL

The exchange rate used to convert British pounds into Brazilian real has a major impact on the final amount received.

Even small differences in exchange rates can significantly affect larger transfers, making it important to compare current rates alongside fees.

Comparing fees and exchange rates can help reduce the cost of sending money to Brazil.

Bank transfers vs debit card transfers to Brazil

Different money transfer options suit different needs.

Bank transfers to Brazil

Bank transfers are commonly used for larger or formal payments. They often provide better value for higher amounts but require full bank details and longer processing times.

Bank transfers are often used for:

  • Family support
  • Education or tuition payments
  • Business or professional payments

Debit and credit card transfers to Brazil

Card-funded transfers can be a convenient option for smaller or urgent payments. However, they may involve higher fees or additional charges from credit card companies.

This option may suit:

  • Smaller personal transfers
  • Time-sensitive payments

You can read more about these methods on:

  • Send Money by Bank Transfer Internationally
  • Send Money by Debit Card Internationally

Bank transfers vs debit card
      transfers to Brazil

Cheapest way to send money to Brazil

The cheapest way to send money to Brazil depends on several factors:

  • Amount of money sent
  • Exchange rate applied
  • Fee structure
  • Payment method and payout method

For small transfers, low fees may matter most. For larger transfers, exchange rates usually have a greater impact.

The cheapest way to send money to Brazil can vary depending on the transfer amount and method.

Small vs large transfers to Brazil

Transfer size Main cost factor
£50–£500 Transfer fees
£500–£5,000 Fees and exchange rates
£5,000+ Exchange rates and compliance checks

A method that works well for a small transfer may not be the most cost-effective for larger amounts.

Are international transfers to Brazil safe?

International money transfer services operating in the UK must meet regulatory standards designed to protect customer funds and personal data.

Using regulated services with secure systems and clear tracking provides peace of mind when sending money internationally.

Sending money to a Brazilian bank account

Most international transfers to Brazil are made as a bank deposit to a Brazilian bank account. Accurate payment details and bank account information are essential to avoid delays or rejected payments.

Brazilian banks may also require confirmation of the transfer purpose before releasing funds.

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Common reasons people send money to Brazil

UK senders commonly transfer money to Brazil for:

  • Family support and living expenses
  • Education costs
  • Medical expenses
  • Business or professional payments

The reason for the transfer can affect processing time and whether additional documentation is required.

Comparing providers before sending money to Brazil

Fees, exchange rates, payment options, and delivery times can change frequently. Comparing money transfer options close to the time of transfer can help identify better value and more reliable services.

Before sending money to Brazil, it can help to compare international transfer options.

Are there any limits on how much money I can send to Brazil at once?

Yes, limits can apply when sending money to Brazil. These depend on the payment method, payout method, and whether the transfer is personal or business-related. Larger transfers may require extra verification.

Can I send money to Brazil using my debit card?

Yes, debit cards can be used to send money to Brazil. Debit card payments are often used for smaller or urgent transfers but may involve higher fees than bank transfers.

Are there ways to track my money transfer to Brazil?

Most international transfers to Brazil can be tracked in real time. Senders usually receive a tracking number or confirmation email and can follow progress through an online profile or mobile app.

Are there ways to track my
      money transfer to Brazil

Which online service is most reliable for transferring money to Brazil?

The most reliable services are those authorised in the UK that offer transparent pricing, secure systems, and clear tracking. Reliability depends on regulation and consistent processing rather than brand name.

Do I need to pay tax or report transfers when sending money to Brazil?

Sending money to Brazil does not usually require paying UK tax. However, large transfers linked to income or business activity may have reporting requirements depending on individual circumstances.

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There are generally no restrictions on sending personal funds from the UK to Brazil. However, Brazilian banks may request additional information, identification, or confirmation of the transfer purpose.

FAQs about sending money to Brazil

What is the cheapest way to send money to Brazil from the UK?

The cheapest option depends on the transfer amount, fees, exchange rates, and payment method. Larger transfers usually benefit more from competitive exchange rates.

How long do international transfers to Brazil take?

Transfers usually take between one and five business days, depending on delivery method and local processing.

Do recipients in Brazil need a bank account to receive money?

Yes, most international transfers to Brazil are paid into a recipient’s bank account.

Are there hidden fees when sending money to Brazil?

Some costs may be included in the exchange rate or charged as additional fees. Always check the final amount received.

Is it cheaper to send money to Brazil by bank transfer or debit card?

Bank transfers are usually cheaper for larger amounts, while debit card payments may be faster for smaller or urgent transfers.

Do recipients in Brazil need a CPF number to receive money?

Yes, recipients in Brazil usually need a valid CPF number to receive international bank transfers. The CPF helps banks verify identity and comply with local regulations. Transfers may be delayed or rejected if the CPF is missing or incorrect, especially for bank deposits.

Can a money transfer to Brazil be delayed or rejected?

Yes, transfers to Brazil can be delayed or rejected if required details are missing or incorrect. Common reasons include an invalid CPF number, incomplete bank account information, or unclear transfer purpose. Providing accurate details helps reduce the risk of processing delays.

Is it better to send money to Brazil in GBP or Brazilian real?

Money sent to Brazil is usually received in Brazilian real. Sending funds directly in local currency can reduce extra conversion and provide clearer expectations for the recipient. Sending GBP may result in conversion by the receiving bank at its own exchange rate.

Do recipients in Brazil have to pay tax on received transfers?

Recipients in Brazil do not usually pay tax on personal transfers received from abroad. However, transfers linked to income, business activity, or large amounts may be subject to local reporting or tax rules, depending on individual circumstances.

Are business transfers to Brazil different from personal transfers?

Yes, business transfers to Brazil often involve additional requirements compared with personal transfers. Businesses may need to provide invoices, contracts, or payment explanations, and processing times or limits can differ depending on the transaction value and purpose.

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