Send Money to Pakistan – Low Fees & Fast Transfers

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Sending money to Pakistan from the UK is quick, secure and cost-effective when you use a trusted international money transfer provider. You can compare low fees, competitive GBP→PKR exchange rates and payout options including bank deposits, mobile wallets and cash pickup locations.

What Is the Best Way to Send Money to Pakistan from the UK?

The best way to send money to Pakistan is through an FCA-regulated money transfer service. These providers usually offer:

  • Better exchange rates than high street banks
  • Lower transfer fees
  • Faster delivery times, often the same day
  • Secure payments via debit card, credit card or online banking

Providers also show the total cost upfront, helping you avoid hidden fees.

Compare GBP→PKR transfer rates in seconds

Best Ways to Send Money to Pakistan

Whether you are sending money to support family, pay bills, buy property, or transfer business funds, there are fast and secure ways to send money from the UK to Pakistan.

Popular transfer methods include:

  • Bank transfers to PKR accounts at major banks
  • Mobile money services for quick, trackable transfers
  • Debit or credit card payments processed securely online
  • Cash pickup for recipients without a bank account
  • Online banking transfers to trusted financial institutions

Each method has different fees, transfer speeds and payout options depending on how much you send and how quickly it needs to arrive.

Payment Method Comparison

Payment Method Speed Best For
Bank Transfer 1–3 business days Reliable deposits to major banks
Debit Card Same day or faster Fast, low-cost transfers
Credit Card 1–2 days Convenient, may include extra fees
Mobile App Minutes to 1 day Easy for repeat or small transfers
Cash Pickup Minutes to hours Ideal for unbanked recipients

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GBP to PKR Exchange Rate – Today’s Mid-Market Rate

As of 10 December 2025, the average mid-market rate is:

1 GBP ≈ 353.70 PKR

Provider exchange rates may vary due to fees, markups, or payment method. Always compare before transferring to get the best rate.

GBP to PKR Exchange Rate – Today’s Mid-Market Rate

Step-by-Step Guide: How to Send Money to Pakistan

  1. Choose a money transfer service such as Equals, OFX, or TorFX.
  2. Enter the transfer amount in GBP or PKR.
  3. Provide the recipient’s bank details: account name, account number and bank name.
  4. Select your payment method – debit card, credit card or online bank transfer.
  5. Complete any required ID verification (photo ID, email, phone number).
  6. Review the total cost upfront including exchange rate and fees.
  7. Confirm and track your transfer in real time.

Most providers allow you to save the recipient’s details, making future transfers quicker.

Compare International Money Transfer Services

Comparing Features, Fees, and Reliability for Seamless Money Transfers

How Much Does It Cost to Send £1,000 to Pakistan?

Provider Fees Rate (GBP→PKR) Recipient Gets (₨) Delivery Time
Equals Group £0 353.50 ₨353,500 1–2 working days
FC Global Payments £0 353.80 ₨353,800 Same day–1 day
Halo Financial £0 353.40 ₨353,400 1–2 working days
Key Currency £0 353.10 ₨353,100 1–2 working days
OFX £0 353.60 ₨353,600 1–2 working days
Regency FX £0 353.55 ₨353,550 1–3 working days
TorFX £0 353.75 ₨353,750 1–2 working days
Currencies Direct £0 353.70 ₨353,700 1–2 working days

Rates checked on 10 December 2025. Amounts vary depending on payment method and verification.

How Long Does It Take to Transfer Money to Pakistan?

  • Online bank transfer: 1–2 working days
  • Debit card: Same day
  • Credit card: 1–2 days (fees may be higher)
  • Cash pickup: Minutes to 1 hour
  • Mobile wallets (Easypaisa, JazzCash): Instant to same day

What’s the Cheapest Way to Send Money to Pakistan?

The cheapest way is usually online money transfer services offering:

  • Mid-market exchange rates
  • Low or zero transfer fees
  • Promotions for first transfers

Avoid high street banks — their exchange rates are usually weaker and fees higher.

Check how much your recipient will receive

How to Avoid Hidden Fees When Sending Money to Pakistan

How to Avoid Hidden Fees When Sending Money to Pakistan

  • Compare total cost, not just transfer fees
  • Check both fees and the exchange rate markup
  • Avoid unnecessary card surcharges
  • Be cautious of poor exchange rates offered by banks
  • Look for providers offering transparent pricing

Is It Safe to Transfer Money to Pakistan?

Yes — all providers listed on Free Price Compare are FCA-regulated and use:

  • ID verification (email, phone, government ID)
  • Encryption to protect personal and payment data
  • Two-factor authentication
  • Real-time tracking and email confirmations

Apps on iOS and Android also use secure servers and encrypted payment systems.

Who Sends Money to Pakistan?

Common reasons for UK–Pakistan transfers include:

  • Supporting family or dependents
  • Paying school fees or medical bills
  • Managing property or rental income
  • Paying freelancers or contractors
  • Sending business payments in PKR or GBP

Funds commonly go to banks like Bank Alfalah, Bank of Punjab, HBL, and Bank Al Habib, or to wallets like Easypaisa.

Compare International Money Transfer Services

Comparing Features, Fees, and Reliability for Seamless Money Transfers

Compare Trusted UK Providers for Transfers to Pakistan

Provider Known For Pakistan Capabilities
Equals Group Transparent pricing Bank deposits, fast online transfers
FC Global Payments Business FX specialists Large or recurring transfers
Halo Financial Personal service Great for one-off or high-value payments
Key Currency Strong rates, no fees Bank-to-bank transfers
OFX 24/7 online platform High-value transfers, low fees
Regency FX Dedicated account managers Supports major banks & PKR payouts
TorFX Award-winning service Fast transfers, rate alerts
Currencies Direct High Trustpilot rating Transfers to banks & Easypaisa

Correct as of 10 December 2025.

See secure options for sending money to Pakistan

FAQs – About Sending Money to Pakistan from the UK

Online money transfer services offering competitive GBP→PKR rates and low fees.

Yes. Debit cards are fast and often the cheapest option.

Online transfers are usually cheaper. Banks often charge higher fees and offer poorer rates.

Yes — pickup locations include Easypaisa, Bank Alfalah, Bank of Punjab and others.

Debit card transfers, mobile wallets and cash pickup are typically the quickest.

Yes. Limits vary by provider — some allow £250,000 for verified customers, others cap first transfers around £10,000.

Check your provider’s app for real-time updates. If unresolved, contact support with your reference number.

Incorrect bank details can delay or fail a transfer. Always double-check the account name and number before sending.

You will need the recipient’s full name, bank account number, bank account information, and their mobile phone number or email address for transfer updates. Some providers may also ask for additional information such as the reason for transfer or your country of residence.

Yes. For most services, identity verification is required for compliance and security. You may need to confirm your birth date, address, and upload a valid ID. Providing accurate payment details and your email address helps prevent delays.

Compare providers that show fees upfront and give great rates on Pakistani Rupee (PKR) transfers. Always check whether additional fees apply when using credit card companies or choosing fast delivery methods. Looking at the total amount of money the recipient receives is the easiest way to compare options.

Most services support debit cards, credit cards, online bank transfers and mobile apps. Delivery methods include bank deposit, mobile wallet transfers, and cash pickup. Choose the payment option that balances speed, transfer fees, and how quickly your recipient needs the funds.

Regulated providers show fees upfront, offer secure payment options, and confirm transfers by email. You’ll receive real-time updates, and your recipient’s email address or mobile number may be used for delivery notifications.

Yes. Many providers support cash pickup and mobile wallet deposits in Pakistan. Your recipient can collect money using their full name, bank account information (if applicable), and a mobile phone number for verification.

Most services use live mid-market rates but may apply a small markup. Always compare the final amount of money your recipient will receive in Pakistani Rupees (PKR), as this includes any fees upfront and additional fees that may apply depending on your payment method.

Your email address and mobile phone number are used for identity verification, security alerts, and delivery updates. These details help ensure your transfer is protected and reduce the chance of delays caused by incorrect information.

Most services allow frequent transfers, but limits depend on account type, verification level, and the provider’s policies. Higher-value transfers may require extra identity checks or additional information to meet UK compliance rules.

Transfers may fail or be delayed if the recipient’s name or bank account number is incorrect. Providers often allow you to correct payment details before the transfer is fully processed, but once the funds are sent, you may need to raise a support request.

Yes. Transfers can take longer during public holidays in Pakistan or the United Kingdom. Payment options like debit cards may still move faster, but bank deposits and credit card transactions can take more time to clear.

Most providers offer real-time tracking through mobile apps or email notifications. You can see when the transfer is received, its delivery method, and whether any additional steps are required by the recipient.

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Page last updated on: 18/12/2025

Page reviewed by: Andrea Troy

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