Send Money to Pakistan from UK – Fast & Low-Cost Transfers

  • Fast, Secure, Global
  • Simple, Trusted, Accessible
  • Budget-friendly, Straightforward, Efficient
  • Seamless, Adaptable, Consistent
4000+ reviews

What is the best way to send money to Pakistan from the UK?

The best way to send money to Pakistan from the UK is by using an FCA-regulated money transfer service. These services offer low fees, strong security, and better exchange rates than traditional banks. You can pay by debit card, credit card, or bank transfer, depending on your preferences.

Best Ways to Send Money to Pakistan

Sending money to Pakistan is straightforward and flexible. Whether you're supporting family, making a bank deposit, or sending a gift, there are several reliable options to choose from — each with different speeds, costs, and benefits.

Here are the most popular payment methods:

  • Bank transfers to Pakistani rupee (PKR) accounts at major banks
  • Mobile money transfer apps for fast and trackable online transfers
  • Debit card or credit card payments processed securely
  • Cash pickup services for recipients without a bank account
  • Online bank transfers and IBAN-based payments to trusted financial institutions

Each method offers different benefits depending on how much you're sending, how fast it needs to arrive, and your preferred payment method.

Payment Method Speed Best For
Bank Transfer 1–3 business days Reliable for account deposits to major banks
Debit Card Same-day or faster Fast, low-cost option for smaller transfers
Credit Card 1–2 days Convenient, may include extra processing fees
Mobile App Minutes to 1 day Easy for repeat users or first transfer setups
Cash Pickup Minutes to hours Ideal for recipients without bank access

GBP to PKR Exchange Rate – Today’s Mid-Market Rate

As of April 16, 2025, the exchange rate is the middle market rate.

1 GBP = 353.70 PKR

This rate can vary depending on different providers. This is due to markups in the exchange rate. It’s important to compare rates before you do your money transfer. This way, you can find the best exchange rates and avoid hidden fees.

Compare International Money Transfer Services

Comparing Features, Fees, and Reliability for Seamless Money Transfers

Step-by-Step Guide: How to Send Money to Pakistan

  1. Choose a money transfer service like Currencies Direct, OFX, or Halo Financial.
  2. Type in the amount you want to transfer in GBP or PKR.
  3. Fill in the recipient's bank account details, including IBAN, account name, and bank name.
  4. Select a payment method. You can choose a debit card, credit card, or an online bank transfer.
  5. Upload your ID if required. Make sure to verify it with your email address and mobile app.
  6. Check the total cost upfront. This includes all fees and the exchange rate.
  7. Complete your transfer and get updates via email or app notifications.

Most providers allow you to save details about the people you pay. This helps your future transfers go faster and smoother.

How Much Does It Cost to Send £1,000 to Pakistan?

Here is a comparison of how much money your recipient may receive from different Free Price Compare partners. This is based on today's rates:

Provider Fees Rate (GBP to PKR) Recipient Gets (₨) Delivery Time
Equals Group £0 353.50 ₨353,500 1–2 working days
FC Global Payments £0 353.80 ₨353,800 Same day–1 day
Halo Financial £0 353.40 ₨353,400 1–2 working days
Key Currency £0 353.10 ₨353,100 1–2 working days
OFX £0 353.60 ₨353,600 1–2 working days
Regency FX £0 353.55 ₨353,550 1–3 working days
TorFX £0 353.75 ₨353,750 1–2 working days
Currencies Direct £0 353.70 ₨353,700 1–2 working days

The rates were looked at on April 16, 2025. Actual results may change depending on the time of day, verification, and how you pay.

How Long Does It Take to Transfer Money to Pakistan?

  • Online bank transfer: This usually takes about 1 to 2 working days.
  • Debit card payments: These are often completed on the same day.
  • Credit card payments: These typically take 1 to 2 days but may come with higher fees.
  • Cash pickup: This can be done in just minutes to 1 hour. You can pick up cash at places like Bank of Punjab, Bank Alfalah, or Easypaisa agents.

You can plan for regular monthly payments or make large one-time international transfers depending on what you need.

How to Avoid Hidden Fees When Sending Money to Pakistan

Many people lose money because of hidden fees or bad exchange rates. Here are some ways to avoid this:

  • Choose services that show the total cost right away.
  • Look for providers with low fees and fair exchange rates.
  • Avoid big banks or financial institutions with poor currency conversion rates.
  • Be careful of high fees on exchange rates, particularly for international transfers.
  • Look for deals for new customers, like no fees on your first money transfer.
How to Avoid Hidden Fees When Sending Money to Pakistan

Is It Safe to Transfer Money to Pakistan?

Yes — Free Price Compare only uses trusted partners which means their services are secure. They follow strict rules to keep your personal data and money safe.

Verification may include:

  • Email address
  • Phone number
  • Government-issued ID
  • Make sure to use strong passwords and 2FA for mobile apps

You can get services on iOS (App Store) and Android (Google Play). They often provide real-time tracking for your transfer.

Who Sends Money to Pakistan?

Pakistan is among the top countries that get money from people working in the UK, Europe, Canada, and Australia. Here are some common reasons for this:

  • Help from family and living expenses
  • Managing property and rental income
  • School fees for international students
  • Payments to freelancers or consultants
  • Expenses for running a business and paying suppliers

The Pakistani diaspora in the UK frequently sends money to banks like Bank Alfalah, Bank of Punjab, and Bank Al Habib. They also use services such as Easypaisa to use mobile wallet options.

Compare International Money Transfer Services

Comparing Features, Fees, and Reliability for Seamless Money Transfers

Compare Trusted UK Providers for Transfers to Pakistan

Provider Known For Pakistan Capabilities
Equals Group Transparent pricing, strong online platform Bank deposit, online transfers
FC Global Payments Competitive FX contracts for businesses Ideal for large international transactions
Halo Financial Personal service, tailored guidance Good for one-off and recurring transfers
Key Currency Great rates, no hidden fees Direct bank transfers
OFX 24/7 platform, FCA regulated Low fees, high-value transfers
Regency FX Dedicated account managers Supports major banks, including IBAN transfers
TorFX Award-winning UK-based service Fast processing and exchange rate alerts
Currencies Direct Popular with new customers, trusted by expats Transfers to all major banks & Easypaisa

Correct as of 16 April 2025

FAQs – About Sending Money to Pakistan from the UK

Using a money transfer service that is regulated by the FCA can help you find a good exchange rate. You can check options on Free Price Compare. This helps you avoid hidden fees.

Yes, many providers accept debit cards and provide same-day delivery to bank accounts in Pakistan.

Online transfers often cost less than traditional methods. They usually offer better exchange rates. Plus, you can easily track the process with a mobile app or on a website.

Yes. Providers like Easypaisa, Bank Alfalah, and Bank of Punjab allow people to receive money even if they do not have a bank account.

Debit card transfers and cash pickup are often the fastest ways to send money. Sometimes, they can be delivered in just a few minutes, based on your verification.

More on Currency Exchange

Page last updated on: 20/05/2025

Page reviewed by: Andrea Troy

4000+ reviews