Send Money to Nigeria from the UK – Fast, Secure Transfers

You’ll need the recipient’s full name, bank name, account number, mobile phone number and sometimes an email address. Cash pickup also requires matching ID.

Yes. Most services accept debit cards, credit cards, Apple Pay and Google Pay. Debit cards are usually the fastest and cheapest way to fund a payment.

Cash pickup and debit-card-funded transfers are usually the fastest — often instant or within minutes.

Yes. Specialist providers typically offer stronger GBP→NGN rates than UK banks, and show all fees upfront.

Most providers allow transfers from £1 up to £50,000, depending on verification level. Larger business transfers may require proof of funds.

You’ll need the recipient’s bank details, their full name, bank account number, and mobile number. Some money transfer companies may also ask for ID proof, your country of residence, and the recipient’s email address to ensure the accuracy of recipient information.

Yes, most providers accept card transfers through desktop or a mobile app. Card payments typically offer faster delivery times and allow you to see the exact amount the recipient will receive in Nigerian Naira before confirming the transfer.

The fastest options are debit-card-funded transfers, mobile wallet payouts, and cash pickup. Many international transfers arrive in real time, depending on the payout delivery method and the provider’s local bank transfer partners in Nigeria.

Yes. Specialist money transfer companies often offer better rates than UK banks and show full transfer costs upfront. Many services regulated by the Financial Conduct Authority also provide estimated time of arrival before you confirm the payment.

Limits vary by provider and your level of identity verification. Most services allow transfers from the United Kingdom up to £50,000 per transaction, although additional checks may apply for large amounts or first-time international transfers.

If your transfer takes longer than the expected business days, first check your app or email confirmation for the estimated time and delivery partner. Delays may occur due to public holidays, incorrect information, or compliance checks. In the case of a delay, contact customer service with your reference number for real-time updates.

No, most UK money transfer services do not require the recipient’s BVN (Bank Verification Number). You typically only need their full name, bank details and mobile number. However, some Nigerian banks may request the BVN on the receiving side for higher-value international transfers.

Yes. Some providers allow transfers in USD, especially for business payments or bank accounts that accept foreign currency. However, most transfers from the UK are converted into Nigerian Naira (NGN) to ensure faster delivery and lower fees.

Providers may ask for additional identity checks, such as photo ID or proof of address, if you are sending a large amount or if your account needs enhanced verification. This helps meet UK anti-money-laundering rules and keeps international transfers secure.

Most major Nigerian banks can receive international transfers, including GTBank, Zenith Bank, Access Bank, UBA, and First Bank. Delivery times vary depending on the bank’s processing speed and whether the transfer is a mobile wallet payout or a direct local bank transfer.