Send Money to Ghana from the UK – Fast, Secure Transfers

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What is the best way to send money to Ghana from the UK?

The simplest way to send money to Ghana from the UK is by using a trusted international money transfer service. These services offer good exchange rates and lower fees for transfers. You also have several ways to receive money, like bank deposits, mobile wallets, and cash pickup.

Best Ways to Send Money to Ghana

Sending money to Ghana is simple and safe when you choose the right service. You can help family, send peer payments, or pay for business expenses. You can transfer money in Ghanaian Cedi (GHS) or USD, depending on how the person receiving it set up their account.

Popular payment methods include:

  • You can do bank transfers to accounts in GHS.
  • Use mobile wallet payments with services like MTN Mobile Money.
  • Choose cash pickup from local agents and payout partners.
  • Make quick and easy payments with a debit card or credit card.
  • There are options for Google Pay, Apple Pay, and a mobile app for extra flexibility.

All providers on Free Price Compare use secure methods to send money to Ghana. This gives you peace of mind with every transfer.

GBP to GHS Exchange Rate – See Today’s Mid-Market Rate

As of April 16, 2025, the average exchange rate from GBP to GHS is:

1 GBP = GHS 18.50

Always check currency exchange rates before you send money. Some providers might include exchange rate markups. This can reduce the amount your recipient receives. Look for platforms that show the total cost upfront. This should include all international transfer fees. By doing this, you can enjoy great exchange rates without any surprises.

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Step-by-Step Guide: How to Transfer Money to Ghana

You can send your first money transfer to Ghana easily by following these simple steps:

  1. Pick a money transfer service on Free Price Compare.
  2. Enter the amount in GBP that you want to send and choose GHS for the money to be received.
  3. Fill in the recipient's details – full name, bank account number, or mobile wallet ID.
  4. Choose your payment method – you can use a debit card, credit card, bank transfer, Google Pay, or Apple Pay.
  5. Give your information – name, email address, and phone number.
  6. Upload your ID (like a passport) if it is needed for verification.
  7. Check the exchange rate, transfer fees, and how long it will take.
  8. Send your money and you will receive a quick notification by email or through the mobile app.

You can get the provider’s mobile app from the App Store or Google Play. This app will help you handle future transfers easily and safely.

How Much Does It Cost to Send £1,000 to Ghana?

Your recipient might receive this today when you send £1,000 from the UK:

Provider Fees Rate (GBP to GHS) Recipient Gets (GHS) Delivery Time
Equals Group £0 18.45 GHS 18,450 1–2 business days
FC Global Payments £0 18.50 GHS 18,500 Same day–1 day
Halo Financial £0 18.40 GHS 18,400 1–2 business days
Key Currency £0 18.38 GHS 18,380 Same day–1 day
OFX £0 18.47 GHS 18,470 1–2 business days
Regency FX £0 18.49 GHS 18,490 1–3 business days
TorFX £0 18.44 GHS 18,440 1–2 business days
Currencies Direct £0 18.42 GHS 18,420 1–2 business days

Rates were checked on April 16, 2025. Actual amounts may vary depending on the provider, payment method, and time of day.

How Long Does It Take to Transfer Money to Ghana?

Most international money transfers to Ghana are sent fast.

  • Bank account transfers take 1 to 2 business days.
  • Mobile wallet payments often finish the same day or even faster.
  • Cash pickup usually happens in minutes. You need to show your ID.
  • Card payments (Visa/Mastercard) can be made the same day or the next business day.
  • App-based transfers are usually instant and allow for real-time tracking.

Faster services may charge additional fees. But, a lot of providers offer free same-day delivery. This happens a lot for new customers or anyone using the service again.

Avoid Hidden Fees When Sending Money to Ghana

To save money and avoid surprises, look out for:

  • You might find hidden fees in exchange rate markups.
  • Regular banks may charge high international transfer fees.
  • There can be additional fees for using a credit card or for quick delivery.
  • Peer payments might delay your funds and lack verification.
  • Make sure to read the terms—click “see terms” before sending.
Avoid Hidden Fees When Sending Money to Ghana

Use platforms that show all the details clearly. This means you should see the exchange rate and the delivery time. They should also have a calculator. This way, you can check the exact costs.

Is It Safe to Send Money to Ghana?

Yes – Free Price Compare works only with trusted providers. These providers are regulated by UK financial authorities. All transfers are safe because they use standard security measures, including:

  • Card details and bank account information need to be kept safe through encryption.
  • It's important to use two-factor authentication for apps on Google, iOS, and Android.
  • Make sure to handle IBAN, BIC, and SWIFT data with care.
  • Always follow GDPR and other laws that protect data.

You will get email or in-app notifications to confirm each step. This helps you see everything clearly. It also gives you peace of mind.

Who Sends Money to Ghana?

Common reasons why people and businesses in the UK send money to Ghana are:

  • Assisting family by regularly sending money to bank accounts.
  • Sending emergency money with quick one-time payments through cash pickup.
  • Paying bills or local services using a mobile wallet.
  • Making payments for businesses or contractors in GHS or USD.

Transfers to Ghana are going up. More people are using mobile apps to make safe and quick transactions. This is happening from the UK, Belgium, Canada, and several other places.

Compare International Money Transfer Services

Comparing Features, Fees, and Reliability for Seamless Money Transfers

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Compare Trusted UK Providers for Transfers to Ghana

Provider Why Choose Them Payout Options in Ghana
Equals Group Transparent, competitive rates Bank account, mobile wallet, app-based tracking
FC Global Payments Trusted by businesses and individuals Direct to bank or wallet, fee-free options
Halo Financial Personalised support, ideal for large amounts Bank transfer, scheduled payments
Key Currency No hidden fees, easy setup Mobile wallet, bank account, Visa/Mastercard
OFX Secure 24/7 access, strong reviews Currency exchange to GHS, USD, or EUR
Regency FX Corporate and personal service Bank transfer, cash pickup, mobile wallet
TorFX FCA-regulated, known for great service Wallet or account number transfers, GHS payouts
Currencies Direct Excellent for new customers Ghanaian cedi delivery, bank and wallet options

Correct as of 16 April 2025

FAQs – About Sending Money to Ghana from the UK

The fastest options are mobile wallet or cash pickup. If you use a debit or credit card, some services can send money in just minutes.

You will need the recipient's full name, their bank account number, or wallet ID. It is also important to add their bank name or bank code. Some people may request a valid passport or ID when you go to pick it up.

Yes. Many services now accept Apple Pay, Google Pay, and card payments through their mobile app or website.

Some services may charge additional fees when you pay with credit cards, choose express delivery, or make large transfers. It's helpful to look for platforms that show the total cost upfront.

You will receive a notification by email or through the app once your payment is confirmed and delivered. Many services also give status updates on their mobile platform.

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Page last updated on: 21/05/2025

Page reviewed by: Andrea Troy

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