Send Money to France from the UK – Fast, Secure Transfers

You need the recipient’s full name, IBAN, bank name and BIC/SWIFT code. Some transfers may also require their address.

Yes. Most providers accept debit cards, credit cards and bank transfers.

Online money transfer providers usually offer the lowest fees and most competitive GBP→EUR rates.

Yes. Limits vary by provider but typically range from £1,000 to £50,000 per transfer. Higher limits may be available after verification.

Most SEPA EUR payments arrive the same day or the next working day.

Most personal money transfers from the UK to France — such as gifts, family support or shared living costs — are not taxed. However, tax rules may apply to very large transfers related to property, inheritance, or business payments. If you are unsure, it’s best to check UK HMRC guidance or French tax rules for high-value transfers.

Most major UK banks allow international payments to France, including Barclays, Lloyds, HSBC UK, NatWest and Nationwide. Bank transfers normally use the SEPA network for EUR payments. However, banks often have higher fees and weaker exchange rates than specialist money transfer services, so comparing providers can help you find a cheaper option.

Yes, you can send money to France using PayPal, but the fees are usually higher than other transfer services. PayPal charges a percentage-based fee, currency conversion markup, and sometimes additional charges depending on how you fund the payment. Because of these fees, PayPal is often less cost-effective for international transfers compared with specialist providers.

Most providers require your full name, sort code, account number, and a valid email address. For the recipient, you will need their International Bank Account Number (IBAN), BIC code, bank name and sometimes their recipient’s email address for delivery updates. These details help prevent delays and ensure the money is sent to the correct euro account.

You can transfer funds directly to a French bank account using online banking, or choose other delivery methods such as scheduled transfers or card-funded payments. Bank deposits are the most common option in France, but some providers also offer additional delivery options for regular payments or business transfers.

Some providers include currency conversion fees in their exchange rate, while others show fees separately. Always compare the total cost — including the GBP→EUR rate and any foreign currency charges — before confirming your transfer. Even small differences can affect the amount the recipient receives in euro.

Double-check all payment details, including the recipient’s account number, IBAN, and email address. Using accurate information reduces the risk of verification issues or failed transfers. Also make sure your own contact details, such as your email address and mobile number, are correct so you receive important updates.

Yes. Most trusted money transfer providers offer mobile apps for iOS and Android, allowing you to send money, track transfers in real time and save recipient details for faster repeat payments.

Yes. Transfers initiated during UK or French bank holidays may take longer to arrive. SEPA payments normally resume the next working day, so consider timing your transfer if it needs to arrive urgently.

You normally need the recipient’s full name, IBAN, BIC/SWIFT code and bank name. Some providers also request their email address for delivery updates or verification.

Yes. Debit cards are usually the fastest low-cost option. Credit cards work too, but may include extra processing fees or cash-advance charges, depending on your card provider.

Specialist money transfer platforms usually offer the cheapest total cost because they display fees upfront and provide competitive GBP→EUR rates. High street banks tend to be more expensive due to higher transfer fees and weaker exchange rates.

Compare:

• Total fees upfront
• GBP→EUR exchange rate
• Transfer speed
• Available payment methods
• Customer service and reviews
  This helps ensure you get strong rates and predictable delivery times.

Yes. UK transfer providers allow payments to French business accounts, including those held with BNP Paribas, Crédit Agricole, Société Générale and other SEPA-participating banks.

SEPA transfers are standard euro payments within Europe and are often faster and cheaper than traditional international transfers. Sending GBP→EUR may still involve a conversion, but delivery through SEPA is usually quicker.