Send Money to Bangladesh Fast, Secure & Low-Cost Transfers

The best way to get your money depends on how fast you need it. If you need it quickly, you can use a mobile wallet, cash pickup, or debit card payments. For larger amounts, bank transfers work well. They often have lower fees.

Use platforms that show transfer fees and exchange rates clearly. Avoid choices that may include hidden fees in their rates or delivery methods.

To avoid delays, make sure you have:

• The recipient’s name exactly as it appears on their bank account or ID
• Their bank account number, bank code or SWIFT payment details
• Their recipient’s email address or mobile phone number (for wallet or SMS notifications)
• The correct pickup location if the transfer is for cash collection
• Your own payment details for online banking, debit card or credit card

Some international transfers may also require IBAN transfers or BSB/bank codes depending on the route used by the provider.

Yes. All services use encryption. They also follow FCA rules. Your personal data, bank account details, and payment method are safe.

Limits can vary. Many providers allow you to send up to £50,000 for each transfer. For larger transfers, some may ask for additional information, like your ID or proof of where the money comes from.

Your recipient needs their name, bank account details, mobile phone number, and sometimes their email address for confirmation messages. Cash pickup requires matching ID at the pickup location.

Your recipient needs their name, bank account details, mobile phone number, and sometimes their email address for confirmation messages. Cash pickup requires matching ID at the pickup location.

The cheapest way to send money often depends on the transfer amount, the exchange rate, and fees upfront. Bank transfers are usually the lowest-cost option for larger amounts, while debit card transfers can be cheaper for small or urgent payments. Comparing providers helps you find the cheapest way without hidden foreign transaction fees.

You will need the recipient’s name, bank account number, bank name, and sometimes their recipient’s email address or mobile phone number for notifications.
For certain international routes, a provider may ask for:

• The recipient’s IBAN number (Bangladesh does not use IBAN, but some global transfer systems do).
• The account type (personal or business).
• A SWIFT or BSB code if the transfer passes through an international banking network.

Yes. Some UK providers allow transfers using United States dollar (USD) or other global currencies before converting to BDT. This can be useful for business payments or global remittances connected to USD-based invoices.

Secure providers use HTTPS encryption, strong authentication and protected banking systems. Many offer real human help via live chat or phone if something goes wrong. Transfers that use SWIFT payment rails may require additional verification.

While Bangladesh does not use BSB codes, some international transfers pass through correspondent banks that require routing identifiers such as BSB code, bank code, or institution number. This is normal and helps ensure the money is delivered correctly.

GBP→BDT rates update throughout the day based on the global foreign exchange market. Provider rates may refresh every few minutes depending on liquidity, demand and market conditions.

Some services add a margin to the mid-market rate, while others show fees upfront. Always compare the total amount the recipient receives, not just the displayed exchange rate.

Yes. Bangladeshi banks and mobile wallets may have their own incoming limits. Some wallets have daily caps, and banks may request ID for high-value transfers.

Yes. You can make transfers anytime, but bank processing times may delay delivery to the next business day. Mobile wallets and some cash pickup services may still process instantly.

No. Many people receive money via mobile wallets or cash pickup locations using their name and valid ID.

Fees vary by provider. Costs may include:

• Transfer fees
• Exchange rate markups
• Card payment fees
• SWIFT or intermediary bank fees (for some bank routes)

Comparing providers helps you avoid hidden charges.

Most UK customers send money in GBP because conversion to BDT happens at the provider level. Sending USD is possible but may add extra bank fees or slower processing.

Choose FCA-regulated services that offer:

• HTTPS encryption
• Two-factor authentication
• Fraud monitoring
• Real-time tracking
• Secure bank login systems

These features protect your payment details, identity and transfer data.

Most providers offer real-time tracking through:

• Mobile app alerts
• SMS notifications
• Email updates
• Tracking pages inside your account

You’ll see when the transfer is sent, processed and delivered.

Exchange rates, payment method, provider markups, speed preferences and whether the transfer uses SWIFT.

Common recipients include Sonali Bank, BRAC Bank, Dutch-Bangla Bank, Islami Bank, Prime Bank, and most major commercial banks.

In most cases, sending money from the UK to Bangladesh is not taxable, and you generally do not need to report the transfer to HMRC when it is a personal payment (such as family support, gifts, or regular remittances).
However:

• HMRC may require checks for very large transfers related to income, business activity or assets.
• UK banks may ask for verification to comply with anti-money-laundering rules.
• In Bangladesh, the recipient usually does not pay tax on personal remittances.

If you’re sending business payments or large sums, your provider may request extra documents for compliance, but this is not a tax charge — it is identity and security verification.