Cheapest Way to Send Money to France from the UK

 
Trust Score
4.9
  • Fully Authorised and Regulated in the UK
  • Lower Staff Costs Rolled Over to the Client
  • Quick Onboarding Process and Highly Professional
More information +
Key Currency
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 3,323 Reviews | Excellent
Trust Score
4.9
  • Tailored strategic solutions
  • Fee free international transfers
  • Forward rate fixing for up to 12 months
More information +
FC Global Payments
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 109 Reviews | Excellent
Trust Score
4.9
  • Available 7 Days a Week
  • WhatsApp communication available
  • Winner of South West Business Awards, Employer of the Year
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Regency FX
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 405 Reviews | Excellent
Trust Score
4.8
  • No transfer fees and dedicated account manager
  • Multi-award winning service
  • Global presence with 25+ branches worldwide
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Currencies Direct
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 18,246 Reviews | Excellent
Trust Score
4.8
  • Excellent exchange rates with no fees
  • Transfer 24/7 over the phone, online or through the app
  • Dedicated account manager & rated excellent on Trustpilot
More information +
TorFX
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 8,945 Reviews | Excellent
Trust Score
4.6
  • Fully FCA Authorised and Regulated
  • Send Money with your Personal Account manager or online
  • International Payments, Multi Currency Accounts, and more
More information +
Equals Money
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 485 Reviews | Excellent
Trust Score
4.3
  • £0 wire and transfer fees
  • No transfer Limits
  • 50+ Currencies
More information +
OFX
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 11,107 Reviews | Excellent
Trust Score
3.7
  • Preferential rates for Free Price Compare customers
  • Profession, award-winning service
  • Tailored solutions
More information +
Halo Financial
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 7 Reviews | Average

Sending money from the United Kingdom to France is common for family support, living expenses, education costs, property payments, and everyday international payments. While many people use their bank to transfer money abroad, this is not always the cheapest or most transparent option.

By comparing FCA-regulated international money transfer providers, you can reduce costs, avoid poor exchange rates, and ensure more of the amount you send reaches France safely. Comparing options helps you understand how fees, delivery methods, and exchange rates affect the final amount received in euros.

Why is comparing providers the cheapest way to send money to France?

High-street banks often charge more for international transfers than people expect. Even when fees appear low, banks may apply exchange rate markups that reduce the value of your transfer.

Specialist money transfer providers are often cheaper because they:

  • Offer exchange rates closer to the market rate
  • Charge lower or more transparent fees
  • Use efficient European banking routes to reduce intermediary costs

Comparing providers side by side allows you to see the full cost of a transfer and find a cheaper alternative to traditional bank transfers.

Why is comparing money transfer providers the cheapest way to send money to France?

Comparing money transfer providers helps you see differences in exchange rates, fees, and delivery times before you send. Banks and specialist services price transfers differently, so checking multiple FCA-regulated options can help you avoid hidden costs and ensure more of your money reaches France.

Why is comparing money transfer providers the cheapest way to send money to France

What are the cheapest ways to send money to France?

There are several ways to send money from the UK to France, and the cheapest option depends on how you pay and how the money is received.

Common transfer methods include:

  • Online money transfer services with bank deposits to France
  • Debit card transfers for smaller or urgent payments
  • Bank transfers via specialist foreign exchange providers
  • SEPA transfers within the Single Euro Payments Area

Some providers also support credit card payments. These can be convenient for urgent transfers but may involve higher fees compared to bank or SEPA transfers.

Compare today’s cheapest ways to send money to France

How much does it cost to send £1,000 to France?

The cost of sending money to France depends on transfer fees, exchange rates, and delivery speed. Even small differences can affect how much your recipient receives.

Provider Fees Exchange Rate (GBP → EUR) Recipient Gets Delivery Time
High-street bank £10–£30 Lower than market rate Fewer EUR 1–3 working days
Online transfer service £0–£5 Near market rate More EUR Same day to 2 days
Specialist FX provider Low or £0 Competitive rate More EUR Same day to 1 day

Rates and fees vary by provider, payment method, and transfer amount. Checking a live comparison helps you see the total cost of a transfer before confirming it.

When sending British pounds to France, providers convert your money into euros before depositing it into the recipient’s bank account. The final currency equivalent received can be affected by exchange rate changes, foreign transaction fees, extra fees, and whether the transfer is processed on the next working day.

Find a cheaper alternative to bank transfers

What makes one transfer to France cheaper than another?

Not all transfers cost the same, even when sending the same amount of money.

Exchange rate margins

Some providers apply a margin to the GBP to EUR exchange rate, which can reduce the amount received more than a visible fee.

Fees and pricing structure

Low or zero fees do not always mean better value if the exchange rate is less competitive.

Payment method

Bank transfers and SEPA transfers are often cheaper than debit card or credit card payments.

European payout routes

Providers using SEPA and local European banking systems can reduce costs and speed up delivery.

Transfer size

Larger transfers often benefit from better exchange rates, making specialist providers more cost-effective.

Seeing these factors together helps you compare money transfer rates with confidence.

What information is needed to send money to France

What information is needed to send money to France?

International money transfer services require certain details to process a transfer securely.

You are typically asked for:

  • The recipient’s full name
  • Their French bank account details
  • The transfer amount
  • Your payment details

Depending on the provider, you may also be asked for additional personal details such as a valid email address or phone number, along with bank information like an account number or international bank account number. These checks help ensure international bank transfers are processed securely and in line with financial services requirements.

Identity verification may be required for first-time users or larger transfers. Many providers offer mobile apps or online dashboards to track transfer history and manage payments.

Check low-fee GBP to EUR transfer options

Is the cheapest way to send money to France safe?

Choosing a cheaper option does not mean sacrificing security. Money transfer providers operating in the UK must meet Financial Conduct Authority requirements.

Most FCA-regulated providers offer:

  • Secure encryption to protect personal and payment information
  • Identity and anti-money laundering checks
  • Safeguarding of customer funds
  • Secure delivery through established European banking networks

Using a regulated provider allows you to focus on cost and speed without compromising on safety.

When might the cheapest option not be the best choice?

Cost is important, but it should be balanced with speed and purpose.

A slightly higher-cost option may be more suitable if:

  • You need same-day or urgent delivery
  • You are sending a large amount
  • The transfer relates to property, business, or investment payments
  • Additional compliance or documentation is required

Comparing providers helps you choose the right balance between price, speed, and service.

See how much your recipient could receive

FAQs – Cheapest Way to Send Money to France

Yes, provided you use an FCA-regulated provider that follows UK safeguarding rules.

Not necessarily. Many low-cost providers offer same-day or next-day transfers depending on the payment method.

Banks are rarely the cheapest option due to higher fees and exchange rate markups.

In many cases, yes. A less competitive exchange rate can cost more than an upfront transfer fee.

Debit card transfers can be convenient, but they may cost more than bank or SEPA transfers.

Transfer times vary by provider and method. Many online services deliver funds within one to two days.

Yes, most international money transfer services support direct deposits to French bank accounts.

Limits depend on the provider, payment method, and regulatory checks. Larger transfers may require additional verification.

Yes, GBP to EUR exchange rates can fluctuate throughout the day, which is why comparing live rates can make a difference.

Many providers offer mobile apps that allow you to send money, track transfers, and manage payment options.

Some providers may offer introductory promotions for first-time users, such as reduced fees. These offers can change and may apply only to certain transfer amounts or payment methods.

Money transfer apps typically allow users to send money from a UK bank account or card to a French bank account by entering the transfer amount, recipient details, and payment method. Fees, exchange rates, and delivery times can vary. Comparing FCA-regulated providers helps you see how different services price transfers before choosing an option.

Most UK high-street banks offer international money transfers to France, usually through standard bank transfers or SEPA payments. Costs, exchange rates, and delivery times can vary between banks. Comparing banks alongside specialist providers helps you assess overall value.

The Post Office offers some international money transfer services, but availability, fees, and delivery methods can vary. Comparing FCA-regulated providers allows you to review exchange rates and delivery options before sending money.

Some international money transfer services allow users to send money online, through an app, or via physical locations, with delivery to a bank account or for cash pickup. Costs and exchange rates vary depending on how the transfer is made. Comparing providers helps you choose the most suitable option.

The best exchange rate is usually the rate closest to the real market GBP to EUR rate without large markups. Exchange rates change throughout the day, and some providers include costs within the rate rather than charging a visible fee. Comparing providers helps you judge overall value.

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Page last updated on: 28/01/2026

Page reviewed by: Andrea Troy

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