Compare The Exeter health insurance

The Exeter offers a modular approach to private medical insurance, combining core cover with benefit add ons and four policy choices. When building your cover package you can manage your premium without needing to compromise on your cover quality:

• Hospitals: choose from a list of essential, standard and extended, all of which include London options
• Underwriting preferences: a policy transfer to a Health+ could allow you to keep the cover for existing conditions or you can achieve fast cover by choosing The Exeter standard moratorium
• Excess preference: choose your excess amount from £0-£5,000
• Optional no claims discount: where this option is taken premium discounts will be earned for not claiming and claims by individuals on the same policy will not impact the others covered

• The core cover: unlimited day patient and inpatient cover, PET, MRI and CT scans and complete cover where cancer is diagnosed
• Benefit add ons: enhance your core policy by adding cover for outpatient treatment, mental heath, therapies and unlimited diagnostics as an outpatient
• Health+ - includes policy choices to help you fine tune your premium with a variety of excess amounts, three hospital lists and underwriting options
• No-claims discount: opt out completely or opt in to earn up to a 75% discount
• HealthWise App: every member is given free access to digital services including GP on demand, digital prescriptions, medical second opinions, physiotherapy and mental heath support. This services doesn't incur a claim and can be accessed anytime

General enquiries on life cover, income protection and health cover enquiries can be made Monday to Friday from 8am to 6pm by calling 0300 123 3201. Additionally the claims team can be a reached between 8am to 8pm Monday to Friday and 8am to 1pm on Saturdays. They also offer a dedicated line for cash plan or Medicare customers. The Exeter list email and postal addresses on its Contact Us web page.

Customer reviews online evaluate The Exeter as a whole organisation, not specific products. Trustpilot has received 361 reviews which rate The Exeter at 4.5 stars out of 5, with a rank of 'excellent. Affordability, professionalism and efficiency are among the praise received from customers.

You can register a claim in writing, over the phone or online. When registering online you will be offered a selection of time slots to book a time most convenient to you to progress your claim. Whichever communication you choose you will need to have the following to hand:

• Policy holder name
• Policy number
• Basic information regarding the reason for the claim

Why go private?