Send Money to Romania

 
Trust Score
4.9
  • Fully Authorised and Regulated in the UK
  • Lower Staff Costs Rolled Over to the Client
  • Quick Onboarding Process and Highly Professional
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Key Currency
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 3,323 Reviews | Excellent
Trust Score
4.9
  • Tailored strategic solutions
  • Fee free international transfers
  • Forward rate fixing for up to 12 months
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FC Global Payments
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 109 Reviews | Excellent
Trust Score
4.9
  • Available 7 Days a Week
  • WhatsApp communication available
  • Winner of South West Business Awards, Employer of the Year
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Regency FX
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 405 Reviews | Excellent
Trust Score
4.8
  • No transfer fees and dedicated account manager
  • Multi-award winning service
  • Global presence with 25+ branches worldwide
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Currencies Direct
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 18,246 Reviews | Excellent
Trust Score
4.8
  • Excellent exchange rates with no fees
  • Transfer 24/7 over the phone, online or through the app
  • Dedicated account manager & rated excellent on Trustpilot
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TorFX
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 8,945 Reviews | Excellent
Trust Score
4.6
  • Fully FCA Authorised and Regulated
  • Send Money with your Personal Account manager or online
  • International Payments, Multi Currency Accounts, and more
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Equals Money
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 485 Reviews | Excellent
Trust Score
4.3
  • £0 wire and transfer fees
  • No transfer Limits
  • 50+ Currencies
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OFX
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 11,107 Reviews | Excellent
Trust Score
3.7
  • Preferential rates for Free Price Compare customers
  • Profession, award-winning service
  • Tailored solutions
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Halo Financial
  • Time to Open Account Up to 2 minutes
  • Sending Options Debit card
    Bank transfer
  • Receiving Options Bank account
  • Required Documents Photo ID
    Proof of address
Trustpilot logo 7 Reviews | Average

Sending money to Romania from the United Kingdom can vary in cost depending on the transfer method, fees, exchange rate, and how quickly the money needs to arrive. This guide explains how international payments to a destination country like Romania work, what affects the total cost, and how to compare options before sending British pounds to a Romanian bank account.

How to send money to Romania from the UK

UK residents can send money to Romania using several common methods, including online banking transfers, money transfer providers, and card-funded payments such as debit or credit card payments. The most suitable option depends on the amount being sent, urgency, and whether the recipient has a local bank account.

Most transfers to Romania are sent directly to the recipient’s bank account in Romanian lei (RON).

Want to compare money transfer rates before sending money to Romania?

What information is needed to send money to Romania?

To complete a transfer, you will usually need the receiver details and bank details. These typically include:

  • Full name of the account holder
  • International bank account number (IBAN)
  • Bank identifier (such as a BIC or SWIFT code)
  • Amount to be sent and currency

Some providers may also request additional information such as the sender’s email address, mobile number, or date of birth, particularly for first-time users making their first transfer.

How long does it take to send money to Romania?

Transfer times vary depending on the payment method and delivery options selected.

Transfer method Typical delivery time
Bank transfer 1–3 business days
Credit or debit card payments Same day or next working day

Transfers sent close to weekends or UK and Romanian bank holidays may take longer to process.

Fees when sending money to Romania

The cost of your transfer to Romania usually includes:

  • A transfer or service fee
  • Currency conversion costs
  • Possible intermediary or bank deposit charges

Some providers show fees upfront, while others include costs within the exchange rate. This means extra fees may not always be obvious unless you check the final amount received.

Fees when sending money to Romania

Exchange rates: GBP to RON

When sending money to Romania, the exchange rate used to convert British pounds (GBP) into Romanian lei can have a significant impact on the total amount received.

Even small differences in exchange rates can affect larger transfers. Comparing providers helps identify better rates and avoid unnecessary costs.

Comparing fees and exchange rates can help reduce the cost of sending money to Romania.

Bank transfer vs credit card transfers to Romania

Different payment methods suit different needs.

Bank transfers to Romania

Sending money by international bank transfer from a UK current account using online banking is often cheaper for larger amounts. Bank transfers typically involve lower processing fees and fewer extra charges.

This method is commonly used for:

  • Family support payments
  • Property-related transfers
  • Larger one-off international payments

Credit card transfers to Romania

Credit card payments can be convenient, especially for urgent or first-time transfers. However, they may involve higher costs, including card processing fees or interest charges.

This option may suit:

  • Smaller transfers
  • Time-sensitive payments
  • Users prioritising speed over cost

You can read more about these methods on:

  • Send Money by Bank Transfer Internationally
  • Send Money by Debit Card Internationally

Which online service is most reliable for transferring money to Romania?

The most reliable online service for transferring money to Romania is one that is authorised in the UK, provides clear pricing, and offers a secure way to track payments. Reliability is based on regulation, security standards, and consistent delivery rather than brand name.

Cheapest way to send money to Romania

The cheapest way to send money to Romania depends on:

  • The amount being sent
  • The exchange rate offered
  • The fee structure
  • The payment method used

For small transfers, low upfront fees often matter most. For larger transfers, exchange rates usually have a greater impact on the total cost.

The cheapest way to send money to Romania can vary by amount and transfer method.

Small vs large transfers to Romania

Small vs large transfers to Romania

Transfer size Main cost factor
£50–£500 Transfer fees
£500–£5,000 Fees and exchange rates
£5,000+ Exchange rates

This means the best way to send £100 may not be the cheapest way to send £10,000.

Are international bank transfers to Romania safe?

International money transfer services operating in the United Kingdom must meet regulatory standards set by the FCA. These rules focus on:

  • Safeguarding customer funds
  • Secure handling of personal and payment details
  • Transparency around fees and pricing

Using regulated providers offers a secure way to send money and helps protect users making future transfers.

Sending money to a Romanian bank account

Most international payments to Romania are sent directly to local bank accounts using the IBAN system. Romania uses IBAN-based banking, which helps ensure payments are routed accurately.

Providing correct receiver details reduces the risk of delays, rejected payments, or extra fees.

Common reasons people send money to Romania

UK senders commonly transfer money to Romania for:

  • Family support
  • Living expenses
  • Property purchases or maintenance
  • Education costs
  • Business or freelance payments

The purpose of the transfer can affect checks required for larger amounts.

Comparing providers before sending money to Romania

Prices and transfer speeds can change due to exchange rate movements and provider pricing updates. Comparing options using a web browser or mobile app before sending money can help identify better rates.

Before you send money to Romania, it can help to compare international transfer options.

Are there any limits on how much money I can send to Romania at once?

Yes, limits can apply when sending money to Romania. These limits vary by provider, payment method, and account type. Larger transfers may require additional verification or documentation.

Is it possible to send money to Romania for cash pickup?

Yes, cash pickup may be available for transfers to Romania, depending on the service used. Cash pickup can involve higher costs and fewer collection points than bank transfers.

Are there ways to track my money transfer to Romania?

Most international money transfers to Romania can be tracked in real time once sent. Providers usually offer tracking through an online account, reference number, or mobile interface showing transfer progress.

Are there ways to track my money transfer to Romania

Do I need to pay tax or report transfers when sending money to Romania?

In most cases, sending money to Romania does not require paying tax or reporting the transfer. However, large transfers linked to income or business activity may have reporting implications.

Can I use PayPal to send money to Romania, and are there any limitations?

Yes, PayPal can be used to send money to Romania, but there may be limitations. These can include higher fees, exchange rate markups, and restrictions on how funds are received.

Are there any legal restrictions or requirements for sending money to Romania?

There are generally no legal restrictions on sending money to Romania from the United Kingdom for personal use. However, identity checks and source of funds verification may apply for large transfers.

FAQs about sending money to Romania

The cheapest option depends on the transfer amount, fees, and exchange rate. Larger transfers usually benefit more from better exchange rates.

Most transfers take between one and three business days, depending on the payment method and provider.

Yes, most transfers to Romania are sent to a local bank account using an IBAN.

Some costs may be included in the exchange rate or charged as additional fees. Always check the final amount received.

Bank transfers are usually cheaper for larger amounts, while credit card payments may be more convenient for smaller or urgent transfers.

In some cases, a money transfer to Romania can be cancelled or changed if it has not yet been processed. Once the transfer is completed or credited to the recipient’s bank account, changes are usually not possible. Cancellation rules vary by provider and transfer method.

Money sent to Romania is usually received in Romanian lei. Some providers allow transfers in other currencies, but conversion may then happen at the receiving bank. Sending funds in the local currency can help reduce conversion costs and improve transparency around the final amount received.

In most cases, recipients in Romania do not pay fees to receive money sent to their bank account. However, receiving banks may apply charges in certain situations, such as incoming international transfers or currency conversion, which can reduce the final amount received.

Transfers sent over weekends or bank holidays are usually processed on the next working day. While some providers allow transfers to be initiated at any time, banking systems in the UK and Romania generally do not process payments outside business days.

More on Money Transfer

Page last updated on: 27/01/2026

Page reviewed by: Andrea Troy

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