Send Money to Germany from the UK – Fast & Secure Transfers

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What is the best way to send money to Germany from the UK?

The simplest way to send money to Germany from the UK is to use an international money transfer service. These services often have better exchange rates and lower transfer fees. They also deliver money faster than regular banks.

Best Ways to Send Money to Germany

Germany is a popular choice for UK-based international bank transfers. You may be sending money to help family, buy property, or for business purposes. There are many safe and affordable ways for you to transfer money.

Popular options include:

  • Bank transfers to EUR accounts with IBAN and BIC
  • Payments with debit or credit cards online
  • Card transfers using saved card details for fast repeat payments
  • Western Union cash pickup (rarely used for EU transfers, but still an option)
  • Mobile wallet options based on the recipient's bank or app

Most services let you send GBP and change it to EUR. Some also let you send USD or a local currency account.

GBP to EUR Exchange Rate – See Today’s Mid-Market Rate

As of April 16, 2025, the average mid-market exchange rate is:

1 GBP = €1.1627 EUR

Always check the exchange rates before sending money. Many services can hide fees by increasing the exchange rate. Find providers that display the total cost upfront. This total should include any international transfer fees.

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Step-by-Step Guide: How to Transfer Money to Germany

To send money to Germany for the first time or to do an international money transfer again, just follow these simple steps:

  1. Choose a money transfer service through Free Price Compare.
  2. Enter the amount of money you want to send in GBP or EUR.
  3. Fill in the details of the recipient, like their name, bank account number, IBAN, and BIC.
  4. Select your payment method – debit card, credit card, or bank transfer.
  5. Check your personal information – name, email address, and phone number.
  6. Provide ID or other verification documents if required.
  7. Review the exchange rate, transfer fees, and expected arrival time.
  8. Send the money, and you will receive a confirmation email.

Transfers are safe because they use secure and encrypted servers. This helps to protect your account details, card details, and other personal data while they are being processed.

How Much Does It Cost to Send £1,000 to Germany?

Here is an estimate of what a person could receive when sending £1,000 from the UK to Germany:

Provider Fees Rate (GBP to EUR) Recipient Gets (€) Estimated Arrival Time
Equals Group £0 1.1625 €1,162.50 Next working day
FC Global Payments £0 1.1627 €1,162.70 Same day–1 day
Halo Financial £0 1.1622 €1,162.20 1–2 working days
Key Currency £0 1.1619 €1,161.90 Same day–1 day
OFX £0 1.1623 €1,162.30 1–2 working days
Regency FX £0 1.1626 €1,162.60 1–3 working days
TorFX £0 1.1624 €1,162.40 1–2 working days
Currencies Direct £0 1.1621 €1,162.10 1–2 working days

Rates were checked on April 16, 2025. The final results may vary based on the provider, time, and transfer method.

How Long Does It Take to Transfer Money to Germany?

Delivery speed relies on the transfer method and the provider you select.

  • Bank transfers to Germany typically take 1 to 2 working days.
  • Card transfers are usually done the same day.
  • Credit card payments may take 1 to 2 business days.
  • You can often pick up cash from Western Union on the same day.
  • Mobile wallets (if they are supported) usually work on the same or next working day.

Providers often share an estimated arrival time before you agree to the transfer.

Avoid Hidden Fees When Sending Money to Germany

To avoid overpaying, it’s important to:

  • Check exchange rates from different services.
  • Choose providers that show you the total cost right away.
  • Watch for small text with hidden exchange rate markups.
  • Avoid high street banks because they usually have higher international transfer fees.
  • Take advantage of offers for new customers, like deals for your first transfer.
Avoid Hidden Fees When Sending Money to Germany

Is It Safe to Send Money to Germany?

Yes. All providers on Free Price Compare are regulated by UK or EU institutions. They follow strict security rules. This helps prevent fraud.

Security measures include:

  • You will get an email confirmation and use mobile two-factor authentication.
  • We have data encryption that keeps your account details, bank card, and login information safe.
  • Our services work with Google, Android, and iOS apps. All of these are on secure servers.

Your amounts of money are protected the entire time. Your personal data is handled following GDPR rules.

Who Sends Money to Germany?

People in the UK send money to Germany for many reasons.

  • Aiding family who live in a different country.
  • Paying for rent, school bills, or shared expenses.
  • Buying property or taking care of regular financial duties.
  • Businesses paying suppliers in EUR, USD, or GBP.
  • Sending money to a currency account in Germany.

Germany is a part of the EU. It supports international bank transfers using the SEPA system. This system requires IBAN and BIC codes.

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Compare Trusted UK Providers for Transfers to Germany

Provider Why Choose Them Transfer Options for Germany
Equals Group Transparent pricing, reliable service Bank transfer, card transfers, online banking
FC Global Payments Personal and business FX EUR transfers to all major German banks
Halo Financial Dedicated support, great for large amounts IBAN transfers, credit card and debit card
Key Currency No fees, great customer support Euro transfers, repeat payments, direct deposit
OFX 24/7 online platform Bank deposit, mobile wallet options (where available)
Regency FX Secure business payments International transfers with real-time tracking
TorFX Competitive exchange rates, account managers Recurring and large transfers, online access
Currencies Direct Rated excellent by new customers Local currency delivery to German bank accounts

Correct as of 16 April 2025

FAQs – About Sending Money to Germany from the UK

You will need the recipient's bank account number, IBAN, BIC, bank name, and email address. Some providers may ask for more account details when you make your first transfer.

Yes. Most services accept debit cards, credit cards, and bank transfers for payments. Some also accept Google Pay or card details saved from your account.

Use services that have reasonable rates and clearly list all costs from the beginning. Avoid hidden fees and extra charges on exchange rates that banks commonly apply.

The fastest way is to use a card transfer or a bank card on a website. Usually, the money gets there by the next working day.

All the providers listed on Free Price Compare are safe and follow regulations. They keep your personal data secure, as well as the amounts you transfer and your account details.

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Page last updated on: 20/05/2025

Page reviewed by: Andrea Troy

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