On 5th and 6th of December, there were a heavy rainfall in to southern Scotland, the north of England, Wales and Northern Ireland areas. Several thousand square kilometer areas were hit tremendously by Storm Desmond (name given by the Met Office), Eva and Frank. UK’s historic city Yorkshire were badly hit by flood in River Foss. People are still struggling for shelters, foods and medical help. Government officials and volunteers are working day and night to re-establish the normal life of flooded citizens. Insurers and loss adjusters have been requested to reach as soon as possible and payout for home insurance & car insurance claims.
Association of British Insurers revealed few facts about response of insurance companies towards flood victims. James Dalton, Director of general insurance policy at ABI said “The December storms have brought devastating flooding to significant parts of the UK. Insurers and their representatives have been there to provide practical help and support as quickly as possible to families and businesses coping with the trauma.
“In the immediate aftermath insurers have focused on urgent needs, providing families with somewhere to live and helping businesses into alternative trading premises. They get cash into the hands of those affected so they can buy food and dry clothes. Then, they get the repair process under way as quickly as possible.
“The impact of flooding will be felt for many months to come in affected areas. Cleaning, drying out and repairing flood damaged properties is a major undertaking. Insurers and their expert teams will be there for the long haul to help communities rebuild and repair.”
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Few helpful tips for flood victims.
Destroy the rotting foods that cause serious health issues
Take photographs of damaged goods before dispose them
Make a clear note of fully and partially damaged items possibly with their prices.
Contact home insurer and request for urgent financial help against your claim. In some cases, no assessment required.
Contact government officials and rescue teams for food and temporary accommodation help.
Be aware of mosquito-borne infection
Be careful while walking in waters. Snacks and spiders in waters may bite you.
Keep yourself away from Carbon monoxide poisoning due to petrol powered generator use
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