Vauxhall Car Finance Deals

  • Affordable Monthly Payments
  • Get approved in 60 seconds
  • Freedom to Choose Different Types of Vehicles
  • Fixed Interest Rates
  • Completing a search doesn't affect credit score
  • Flexible Terms
Vauxhall

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Vauxhall is a car brand that many people trust and like in the UK. It is known for being high-quality, reliable, and affordable. If you want a small car, you can choose the Vauxhall Corsa. If you need a practical SUV, the Vauxhall Grandland X is a great option. For families, the Vauxhall Combo Life is very useful. Vauxhall has something for every driver. You can find flexible finance deals that make it easy to get a new Vauxhall. There are options like Personal Contract Purchase (PCP), Hire Purchase (HP), and Personal Contract Hire (PCH).

Key Facts

  • In 2022, Vauxhall sold more than 100,000 cars in the UK. This shows it is a key player in the British car market.
  • More than 70% of Vauxhall cars are financed with options like PCP and HP. This makes them easy for many customers to buy.
  • Cars such as the Vauxhall Corsa, Astra, and Grandland X are some of the top sellers. They provide good finance choices for UK residents.
Vauxhall Sales and Finance Breakdown

Popular Vauxhall Models on Finance

Vauxhall Corsa

The Vauxhall Corsa is a great option for anyone who wants a stylish and small hatchback. It has a comfortable interior. The advanced technology also makes it easy to drive around the city and great for trips that are longer.

  • You can choose finance options like PCP or HP. These plans let drivers have low monthly payments. They also allow you to upgrade to a new car or make a final optional payment to own it when the agreement ends.
  • The Corsa is available with Vauxhall lease deals. These deals provide fixed interest rates for a certain time. Plus, there are no ownership commitments involved.

Vauxhall Astra

The Vauxhall Astra is bigger, giving you extra space. It still looks good and works well. With great Vauxhall finance deals, you can pay for the Astra using PCP. This way, you spread the cost over time. Plus, you can choose to upgrade the car when your deal ends.

  • The Astra is a popular choice for HP finance. With this option, the car is yours after you make the last payment. There are no extra fees if you go over the mileage limits.
Top Selling Vauxhall Models

Vauxhall Grandland X

If you want an SUV, consider the Vauxhall Grandland X. It is a great option because it has a lot of space for families. At the same time, it has a stylish and modern look.

  • You can get the Grandland X through PCP or Hire Purchase. It is great for people who want options at the end of the agreement.
  • Stellantis Financial Services provides tailored Vauxhall finance deals for the Grandland X. This way, you will get the best deal for your budget.

Vauxhall PCP Finance

Personal Contract Purchase (PCP) is a well-liked way to finance Vauxhall models such as the Corsa, Astra, and Grandland X.

  • PCP finance helps to spread the cost of how much the car loses value over time. This results in low monthly payments. At the end of the agreement, you can choose to return the car, make a final payment to own it, or trade it in for a new Vauxhall.
  • PCP is perfect for drivers who want a new car every few years and also want to keep their payments affordable.

Compare Monthly Car Finance Deals

When searching for the best pay monthly car offers, it's essential to consider factors such as the annual percentage rate (APR), deposit contribution, and the length of the finance agreement.

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Vauxhall HP Finance

For people who want to own their car completely, Hire Purchase (HP) is an easy way to finance it.

  • With HP, after you pay a deposit, you will make fixed monthly payments for a set time. When all the payments are done, the car is yours.
  • There are no limits on how much you can drive. This makes HP finance great for people who travel long distances, especially for cars like the Vauxhall Insignia or Grandland X.
  • Stellantis Financial Services teams up with credit brokers and lenders to provide good HP deals.

Vauxhall Personal Contract Hire (PCH)

For drivers who like leasing more than owning a car, Personal Contract Hire (PCH) is a good choice.

  • With PCH, you lease a car for a set time. You pay a fixed amount each month and return the car when the lease ends. You don’t have to worry about selling it or how much it loses in value.
  • PCH is great for cars like the Vauxhall Crossland X, Combo Life, and Mokka. It gives you flexibility and lower monthly payments.
PCP vs HP Monthly Payment

Bad Credit Vauxhall Finance

Even with bad credit, it is still possible to get Vauxhall finance deals.

  • Stellantis Financial Services gives special finance plans for customers with bad credit. This makes it easier to get finance for a used Vauxhall or a new Vauxhall.
  • Lenders will look at if you can make monthly payments. Options like PCP and HP are still available, even if your credit score is lower.

Compare Negative Equity Car Loan

Car finance with negative equity also tends to come with higher interest rates due to the increased risk for the lenders.

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Flexible Mileage and Finance Calculator

When you pick a PCP or PCH finance plan, you need to look at the mileage limits. If you go over these limits, you might have to pay extra fees when your contract ends.

  • HP finance has no mileage limits. This is great for drivers who often go long distances.
  • You can use our finance calculator. It helps you see your monthly payments. Consider things like interest rates, mileage, and how long your contract is. This way, you can find the best finance agreement for your needs.

What Do I Need to Qualify for Vauxhall Car Finance?

  • A valid driver's license
  • Proof of income
  • Evidence of residency
  • A good credit score
  • A down payment
  • A completed finance application
  • Proof of Identity: A valid passport or driving license.
  • Proof of Address: Recent utility bills or bank statements.
  • Proof of Income: Payslips or bank statements that show you can cover the monthly payments.
  • Employment Details: Information about your current job.
  • Credit History: Your credit score affects the finance terms.
  • Deposit: A deposit might be needed based on the finance plan.
  • UK Residency: Proof that you have lived in the UK for at least three years.
  • Driving Licence: A valid provisional or full driving license.

FAQs About Vauxhall Car Finance

Yes, both PCP and HP finance agreements let you pay off your loan early. You can settle the remaining balance before your contract is complete. However, some agreements might charge a small fee if you pay early.

At the end of your PCP agreement, you can choose what to do next. You can return the car, pay to own it, or trade it in for a new Vauxhall model. This choice is one of the main reasons why PCP is so popular.

Car Finance Options for Popular Car Makes

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Page last updated on: 22/10/2024

Page reviewed by: Andrea Troy

4000+ reviews