Land Rover Car Finance Deals

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  • Freedom to Choose Different Types of Vehicles
  • Fixed Interest Rates
  • Completing a search doesn't affect credit score
  • Flexible Terms
Land Rover
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Land Rover cars are famous for their luxury, performance, and skill at handling tough roads. Many drivers pick them for adventure, style, and reliability. You might go for a Range Rover Evoque if you drive mainly in the city. A Discovery Sport is great for family trips, while a Range Rover Velar gives a more stylish feel. Land Rover finance options can make it easier to own one of these vehicles. You can choose from plans like Personal Contract Purchase (PCP), Hire Purchase (HP), and Business Contract Hire (BCH) to find a payment plan that works best for you.

Key Facts

  • In 2022, Land Rover sold more than 90,000 vehicles in the UK. This shows that it is a luxury brand that many people like.
  • The Range Rover Evoque, Range Rover Sport, and Discovery Sport are some of the best-selling cars. They are popular because they are versatile, luxurious, and practical.
  • In the UK, over 65% of Land Rover vehicles are bought with flexible payment options. These options include PCP, HP, and Business Contract Hire (BCH).

Popular Land Rover Models on Finance

Range Rover Evoque

The Range Rover Evoque is a small SUV. It is perfect for those who want a vehicle that looks good and feels luxurious. It drives easily in the city. With its stylish design and clever technology, the Evoque is popular with both personal and business customers.

  • PCP finance: You can drive the Evoque with lower monthly payments. When your agreement ends, you have three choices. You can return the car, make the optional final payment, or choose your next Land Rover.
  • HP finance: This option allows you to spread the cost over a fixed time. Once you finish the monthly payments, the Evoque will belong to you.

Range Rover Sport

The Range Rover Sport is well-known for its fun driving experience and powerful engine options. It combines luxury and performance perfectly. This SUV is ideal for those who want a high-quality vehicle that keeps its value and stands out on the road.

  • PCP finance: This option lets you pay less each month. You can either upgrade or own the car fully at the end of the agreement.
  • Business Contract Hire (BCH): Business customers can access special finance options. These come with agreed mileage limits and fixed monthly payments. This makes it perfect for company fleets.

Land Rover Discovery Sport

The Land Rover Discovery Sport is perfect for families and those who love adventure. It has plenty of space inside and three rows of seats. This vehicle is great for city driving or long road trips. The Discovery Sport also does well off-road, making it a great choice for any trip.

  • PCP finance: You will pay a low amount each month. At the end of the deal, you can return, exchange, or keep the vehicle. It is a flexible option.
  • HP finance: You can break up the cost over several months. This lets you own the Discovery Sport without stress about how much you drive or its worth later on.
Land Rover Models Financed in 2022
Land Rover Vehicles Financed by Plan

Land Rover PCP Finance

Personal Contract Purchase (PCP) lets you finance a Land Rover in a flexible way. This plan helps you have lower monthly payments. You only pay for the value the car loses over time. At the end of the agreement, you have three options. You can return the car, make the optional final payment, or get a new car.

Popular models like the Range Rover Evoque and Discovery Sport are excellent options for PCP deals. Their high residual values make it simpler for you to get your dream Land Rover.

Soft Search Car Loans

Soft search car loans, also known as no impact credit search car finance or pre-approval soft search car loans, allow you to check your eligibility for vehicle finance without affecting your credit score.

Land Rover HP Finance

For customers wanting to own their vehicle fully, Hire Purchase (HP) is an easy option. You begin by paying a deposit, then you make fixed monthly payments. Once the payment period ends, you own the vehicle. There are no mileage limits, which is good for those who drive a lot.

HP Finance is famous for vehicles such as the Range Rover Sport and the Land Rover Discovery. Once you make the last payment, you can own these models for a long time without any extra fees.

Average Monthly Payments

Business Contract Hire (BCH)

Business customers can take advantage of Land Rover’s Business Contract Hire (BCH) plans. This option allows businesses to lease a Land Rover for a set period. They will have fixed monthly payments and a mileage limit. When the lease is over, they simply return the vehicle. This way, they don’t have to worry about owning the vehicle or its decrease in value.

BCH is perfect for businesses. It helps them get good-quality vehicles without paying a lot of money at first. This makes it simpler to manage company fleets.

Finance Options for Bad Credit

You can still get financing for a Land Rover, even if your credit is not good. Many lenders, such as Land Rover Financial Services, offer special plans for people with lower credit scores. You can pick from choices like PCP, HP, or Business Contract Hire. There is a finance deal that fits every budget.

End of the Agreement Options

At the end of your finance agreement, if you use PCP or BCH, you have a few options:

  • Return the car in good condition and stick to the agreed mileage limits.
  • Make the optional final payment to own the car.
  • Trade your car for a new Land Rover and begin a new finance deal.

These flexible options at the end of the agreement will give you peace of mind. You can choose the path that works best for your financial needs.

Compare Electric Car Finance

One of the most significant differences in electric car financing is the availability of federal tax credits and state incentives that can help offset the cost of purchasing an EV.

Use Our Car Finance Calculator

Our car finance calculator is a great tool. It helps you find out the costs of financing your next car. This can be a Land Rover, a Range Rover Evoque, or any other model. Just enter key details like your deposit amount, loan term, and APR. You can quickly see your monthly payments. This makes budgeting easier.

FAQs About Land Rover Car Finance

Yes, you can finish both PCP and HP agreements early. Just remember that you may have to pay an early settlement fee.

If you drive more than the agreed mileage on a PCP deal, you may need to pay a fee for each extra mile when you bring the vehicle back.

Yes, Land Rover Financial Services and some special lenders offer finance deals for customers with bad credit. They help people find flexible payment options.

When choosing a Land Rover car finance deal, consider factors like interest rates, loan terms, down payment requirements, monthly payments, and any additional fees or charges. Compare offers from different lenders to find the most competitive and suitable option for your financial situation.

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Page last updated on: 22/10/2024

Page reviewed by: Andrea Troy

4000+ reviews