Audi Car Finance Deals

  • Affordable Monthly Payments
  • Get approved in 60 seconds
  • Freedom to Choose Different Types of Vehicles
  • Fixed Interest Rates
  • Completing a search doesn't affect credit score
  • Flexible Terms
Audi

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Audi is famous for its great engineering, stylish design, and modern technology. This makes it one of the top car brands in the UK. Today, owning an Audi is easier because of flexible finance choices. You can choose from several models, like the sleek A3 hatchback, the luxury A4 sedan, or the handy Q3 SUV.

Key Facts

  • Audi sold more than 140,000 cars in the UK in 2022. It stays as one of the top premium car brands.
  • Over 80% of Audi cars in the UK are bought using finance plans, like PCP or HP.
  • The Audi A3 and A4 are still some of the best-selling models. Many thousands are sold each year.
Audi Sales in UK

Popular Audi Models on Finance

Audi A3

The Audi A3 is a handy hatchback. It has a compact design and offers great driving performance. It is ideal for city driving because of its stylish appearance and modern technology. You can choose to pay for it using PCP or Hire Purchase (HP). This means you can break down the cost with monthly payments, making the A3 a more affordable choice.

  • PCP finance offers flexible terms. At the end of the agreement, you can choose an optional final payment to either keep the car or return it.
  • With Hire Purchase, you own the car completely after you finish all the payments. You don’t need to make a final large payment.

Audi A4

The Audi A4 is a bit bigger than A3. It provides a comfortable ride and more space, which is great for long trips. The A4 is famous for its nice inside feel and great safety features. You can get financing through PCP or HP, allowing you to make low monthly payments.

  • You can get the Audi A4 through part exchange. This means you can trade in your old car. Doing this will help you lower the deposit on your new A4.
Popular Audi Models on Finance

Audi Q3

The Audi Q3 is a great choice for anyone looking for a functional SUV. It offers a stylish design and is easy to handle. There is plenty of cargo space, making it suitable for families or anyone who needs room. You can also find flexible finance options, like PCP, to help you get a new Audi easily.

Audi Personal Contract Purchase (PCP)

PCP finance is a great choice for drivers who want flexibility. With Audi PCP, you will have lower monthly payments because you are only paying for the car's depreciation during a set time. At the end of your agreement, you can do a few things. You can return the car, exchange it for a new model, or pay the optional final payment if you want to own the car.

  • The Audi Solutions Personal Contract Plan offers set monthly payments and a fixed future value.
  • Popular models like the Audi A3 and Audi Avant are great choices for PCP finance because they hold their value well.

Refinance Car Loan: Lower Your Rates Today

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Hire Purchase (HP) for Audi Cars

For people who want to own their car fully, Hire Purchase (HP) is an easy way to get financing. You start with a deposit. Then, you pay a fixed amount every month for a certain time. After you finish all your payments, the car becomes yours.

  • HP finance does not have mileage limits. This is perfect for people who drive a lot or want to keep their car for many years.
  • Many people pick this option for cars like the Audi A4 and Audi Q3. They are known for their durability and practicality for long-term use.
PCP vs HP Finance Preferences

Audi Electric Models and Home EV Chargers

As Audi broadens its lineup of electric cars, there are financing options for Audi electric cars. Many of these finance deals offer standard installation of a home EV charger. This helps make the switch to electric driving simpler.

  • Audi finance options for electric cars help you save money in the long run. This is thanks to lower running costs and government support.
  • Cars like the Audi e-tron are great for anyone wanting to drive in a more eco-friendly way.

Finance Flexibility: Mileage and Practicality

PCP and Hire Purchase both provide flexibility for mileage and practical use. For PCP finance, you set mileage limits at the beginning. If you go over these limits, you might have to pay extra charges. But if you stay within those agreed limits, you can return the car at the end of your agreement without any extra cost.

  • Being flexible with mileage is important when picking a finance plan. This is especially true for people who drive often or commute long distances.
  • You can also choose part exchange options to get a new Audi model when your agreement ends.

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Specialised Car Finance Companies and lenders offer tailored loans and credit products to help people with poor credit scores obtain the vehicle they need.

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Finance Calculator

Use our car finance calculator to quickly estimate your monthly payments for a new or used Audi. You can change things like the APR, the mileage, and the length of the contract. This way, you can find a payment plan that works for you. This tool helps you make smart choices so you get the best deal for your next Audi.

What Do I Need to Get Audi Car Finance?

To get financing for an Audi car, you need the following:

  • Proof of Identity: A valid passport or driving licence shows who you are.
  • Proof of Address: Recent utility bills or bank statements can prove where you live.
  • Proof of Income: Payslips or bank statements show you can make the monthly payments.
  • Employment Details: Information about your job helps check if you are financially stable.
  • Credit History: Your credit score affects the finance terms, like APR and deposit amounts.
  • Deposit: A deposit might be necessary depending on the plan, such as PCP.
  • UK Residency: Usually, you need to show proof of living in the UK for at least three years.
  • Driving Licence: A valid provisional or full licence is required.
  • Vehicle Details: Lenders may want details about the car, like its miles, road price, and warranty status. This is especially true for models set up through the model configurator that meet UK standards.

FAQs About Audi Car Finance

Yes, PCP and HP finance agreements both let you pay off your balance early. This means you can settle the remaining amount before the contract ends. Doing this might help you save on interest costs. However, be aware that some of these agreements might charge a small fee for paying off early.

At the end of your agreement, you have a few choices. You can return the car, make the optional final payment to keep it, or trade it in for a new Audi. PCP finance gives you flexibility. This option is great for drivers who want to change their car often.

Car Finance Options for Popular Car Makes

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Page last updated on: 24/10/2024

Page reviewed by: Andrea Troy

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