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1.Term Life Insurance to cover your loved ones

Term life insurance is a low cost option selected by the majority of customers. All applicants have to disclose any health issues and may even be required to provide a GP/medical report. Contrasting to the Over 50s policy, with Term Life Insurance you can be insured for very high amounts with cover running till your 85 years old.

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2.Guaranteed Acceptance with No medical

Often advertised on TV, this option guarantees cover for the individual but it can be 4 times more expensive with a maximum sum insured of £25,000.

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3.Whole-of- Life Assurance

This policy provides cover for your whole life and hence guarantees to pay-out when you pass away. However, you are still required to disclose any health issues and provide a GP/medical report.

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