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Compare THINK business loans

Think Business Loans search over 200 lenders to find you the best funding options for your business.

  • Check your eligibility in minutes (without a credit check)
  • Our matching software, iFunds, will match you against our panel
  • One of our experts will call to discuss your options
  • Receive your funds and grow your business

NO Credit Check Required

Personal Lending Managers

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Compare business loans from over 200 business lenders

Choose business rates from

Asset Finance from

2.38%

Bridging Loans from

0.49% per month

Commercial Mortgagesfrom

1.87%

Unsecured Business Loans from

1.80%

Working Capitalfrom

0.40% per month

Choose from 8 types of commercial funding

Think Business Loans search the entire market to find you the best funding options for your business, without a credit check! They currently offer:

  • Asset finance
  • Bridging loans
  • Business overdrafts
  • Card machine cash advance
  • Commercial mortgages
  • Invoice finance

Think Business Loans compares over 200 commercial lenders to ensure SME’s are able to find the perfect funding solution to suit their business. Think’s understanding of each customer combined with world beating technology means they have an 85% success rate. For more information, visit Think’ official website.

Unsecured Term
£25,000 - £100,000
8.89%
6mths - 5yrs
Unsecured Term
£10,000 - £250,000
8.73%
6mths - 5yrs
Working Capital Loan
£10,000 - £500,000
42.20%
1mths - 2yrs
Unsecured Term
£5,000 - £250,000
9.60%
6mths - 5yrs
Invoice Finance
£10,000 - £10m
-
Rolling
Property Loan
£250,000 - £10m
1.82%
5yrs - 30yrs
Working Capital Loan
£5,000 - £250,000
49%
1mth - 1yr
Merchant Cash Advance
£3,500 - £500,000
-
-
Property Loan
£250,000 - £10m
1.42%
5yrs - 30yrs
Merchant Cash Advance
£3,500 - £500,000
-
-
Unsecured Term
£10,000 - £500,000
8.73%
6mths - 5yrs
Asset Finance
£5,000 - £10m
4.58%
6mths - 7yrs
Term Loan
£5,000 - £25,000
6%
6mths - 5yrs

About Think

Founded in 2012, Think Business Loans are the first and only UK commercial finance brokerage that combines expert human lending managers and world-beating technology to ensure we find you the best and cheapest finance options reflective of your business, every time.

About Think Business Loans

Think Business Loans was founded on the belief that SME’s deserve access to fair and uncomplicated funding solutions that allow them to grow and achieve their goals.

Think compares over 200 commercial lenders to ensure businesses can find the perfect funding solution to suit their needs. Their platform is free and impartial, to ensure business owners are able to find the most appropriate solution for their borrowing needs.

Think Business Loans’ process allows you to see all eligible options available to your business, to bring you a step closer to growing your company. Their iFunds technology is an industry leading matching platform that matches SME’s criteria and searches over 200 lenders. iFunds works with businesses in mind, by helping them search and compare lenders in just three minutes. Think Business Loans’ technology has helped fund many businesses, once turned away by the banks, who have gone on to grow exponentially over the next few years.

iFunds is not a comparison site, nor does it show you every single bridging lender on the market. Think uses technology to connect SME’s to the right lender based on their individual criteria. Think’s systems and website to every lender directly, making them the only online broker to offer instant rates for commercial lending. As a result, Think Business Loans have an 85% success rate when it comes to finding a match to suit their clients.

Think Business Loans Contact Info

TThink Business Loans is a trading name of Think Business Finance Limited, registered in England and Wales, company number 07115888. Registered office address: The Minster Building, 21 Mincing Lane, 4th Floor, London, England, EC3R 7AG. Think Business Finance Limited are authorised and regulated by the Financial Conduct Authority 724300 and operate in accordance with the Data Protection Act 1998, ICO registration number Z2226484

To contact Think Business Loans, email them at [email protected] or call them on 020 3880 9880.Lines are open Monday to Friday, 9am – 6pm.

Promotions & Offers

As of January 2020, Think do not have any promotions or offers with their commercial finance products.

How to Apply

If you’re ready to apply for a Think business loan, you’ll need to provide some information about you and your business. This will include

  • Entity
  • Turnover
  • Loan amount required

Think’s iFunds matching technology will then match your business against thousands of potential lenders and facilities. This will show your eligibility status and amounts available to you without a credit check.

Once you have chosen your preferred lender, simply upload your supporting documents and wait to hear an update on your applications status. Once you have been approved, Think Business Loans will provide you with access to your funds in as little as 24 hours.

Frequently Asked Questions

Think Business Loans currently offers 8 types of commercial funding. This includes asset finance, bridging loans, business overdrafts, card machine cash advance, commercial mortgages, invoice finance, unsecured business loans and working capital.

Please note, Think Business Loans act as a Commercial Finance Credit Broker and not a Lender.

Applying for commercial funding with Think Business Loans typically takes around 3 short minutes, using their matching platform. Think aims to get your application funds to you immediately, with the fastest recorded application to funds drawn in 2 hours 17 minutes.

Think are able to fund businesses registered the UK, including limited companies and LLPs, sole traders, start-ups and non-limited partnerships. Each application is considered on a case by case basis. For more information, visit

Think Business Loans are able to provide commercial finance to all businesses within the UK, including the Isle of Man and Isle of Wight..

Yes. As they are a commercial brokerage, Think Business Loans can let you know upfront whether you are likely to be approved for commercial funding you want with no impact on your credit rating. If you would like more information on your eligibility to apply, visit

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