Asset Finance from
Bridging Loans from
0.49% per month
Unsecured Business Loans from
0.40% per month
Esme currently offer loans ranging from £10,000 to £250,000 up to 5 years to help your business make the next move. An Esme business loan includes a fixed interest rate, with monthly rates ranging from 0.27% – 1.85% and yearly rates approximately ranging from 3.24% and 22.20%.
Esme business loans are available to both sole traders and commercial businesses. Any property, including your home, that is used as collateral maybe repossessed if you do not keep up repayments on your loan. For more information, visit Esme’s official website.
ESME business loans currently offer flexible borrowing for unsecured business loans. A business loan with ESME allows SME’s to
Esme was founded in 2016, with the backing of Natwest. Since then, Esme has grown to become a truly end-to-end digital provider with the most competitive rates on the market. Since its inception, Esme has gone on to help hundreds of businesses secure the commercial funding they needed to ensure their visions became a reality and increase their company’s success.
With a growing number of SME’s looking for an alternative solution to commercial lending, Esme business loans allow business owners to self-serve, while accommodating their individual needs.
Esme is a paperless commercial finance lender, founded on the belief that no business should have to work hard to get a business loan. That’s why they provide a simple, faster and fairer approach to funding.
Unlike some high street lenders, Esme business loans have an easy and secure paperless application process that only takes 10 minutes. They provide quick decisions and the ability to have the funds in your account with the hour of your application approval.
Esme provide business loans ranging from £10,000 to £250,000 between 1 and 5 year repayment periods. Esme business loans are able to offer your business a quick cash injection to help expand your company in exciting directions.
Esme are a Registered Firm with the Lending Standards Board which publishes the Standards of Lending Practice for Business Customers. For more information please visit https://www.lendingstandardsboard.org.uk/the-standards-for-business-customers
To contact Esme, please email their customer care team at [email protected]. You can also call them on 020 3936 4800. Lines are open Monday to Friday, 9am – 5pm (excluding bank holidays)
As of January 2020, Esme do not currently have any promotions or offers on their commercial funding products.
If you are ready to apply for an Esme business loan, you’ll need to provide some information about you and your business. In order to qualify, you must:
Thanks to it innovate approach to commercial finance, Esme is able to provide a full decision on your application within 10 minutes. However, they may need additional information to make a fully informed decision. Each business loan taken out through Esme is subject to normal lending assessment, status and application. Terms and conditions apply.
Esme offers secured and unsecured business loans to businesses. These are loans are restricted to general business purposes and cannot be used for purchasing equity in other companies.
Once your loan application is accepted and you have provided your bank account and payment card details, Esme will have the money to you within an hour.
As of January 2020, Esme provides business loans to sole traders and limited companies. All applications are subject to lending assessment, status and application. For more information about your eligibility to apply, contact Esme.
Esme currently provide business loans in England, Northern Ireland, Scotland and Wales. Esme business loan and commercial finance products are unavailable outside the UK.
Before you take out an Esme business loan, it’s important to check if you are eligible to apply. We recommend you check their list of requirements before you start the application process so it doesn’t affect your credit score.