Everyday Loans are a direct lender and are aimed at people with a less than perfect credit profile. So if you have previously missed payments or have a poor or fair credit profile then Everyday Loans can offer a solution. Everyday Loans were awarded the Gold Trusted Service Award from Feefo for 2019.
You can use the loan for almost any purpose (except for a business, to gamble with or for anything illegal) and you do not need to be a homeowner to be considered, you can be a tenant or living with your family.
Everyday Loans have a branch network so after an initial telephone call you will need to visit to finalise the loan, but this shouldn’t take more than 45 minutes and in most cases you are given the money there and then.
Everyday Loans offer personal loans of £1,000 - £15,000 depending on your circumstances over a repayment period of 1 – 5 years. To be considered for a loan they look at the following criteria; You must earn at least £15,000 per year, if you are a homeowner, your income and outgoings and your credit history
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
Borrowing £3,000 over 24 months at an interest rate of 71.3% p.a. (fixed), you will repay 24 monthly payments of £238 per month. Interest Payable £2,706. Total Repayable £5,706. Representative 99.9% APR.
Everyday Loans is a trading style of Everyday Lending Limited, Everyday Lending Limited is authorised and regulated by the Financial Conduct Authority FRN: 724445. If you currently have a loan with them and need to contact them you can do so through;
Secure Trust House, Boston Drive, Bourne End, Buckinghamshire, SL8 5YS