My Community Finance

4000+ reviews

My Community Finance are a broker who work with a network of Credit Unions and ethical lenders. The network looks to give everyone access to fairly priced and ethical financial products. A community feel is the heart to their business and they believe that financial products should build communities and families, not hurt them.

To be considered for a loan from My Community Finance you need to be over the age of 21, live in England, Scotland or Wales and are either employed or self-employed earning over £18,000 a year.

My Community Finance offer personal loans of £1,000 - £25,000 depending on your circumstances over a repayment period of 1 – 5 years. If you are accepted, the funds will be in your account within 4 days of the application being made. It is sometimes possible to make overpayments or end the loan early, but this is done on a case by case basis and you will need to speak My Community Finance about this.

Loan providers, loan types and loan terms

LendersLoan type Loan amount Loan terms  
Bamboo Personal LoansPersonal Loan£1,000 to £5,0001 to 5 yearsCompare Loan
BeSavviPersonal Loan£1,000 to £10,000 2 to 5 yearsCompare Loan
Everyday LoansPersonal Loan£1,000 to £15,000 3 to 5 yearsCompare Loan
1st Stop Personal LoansPersonal Loan£2,000 to £15,0002 to 6 yearsCompare Loan
Hitachi Personal FinancePersonal Loan£1,000 to £25,0002 to 5 yearsCompare Loan
Leap LendingPersonal Loan£500 to £25,0001 to 5 yearsCompare Loan
LendablePersonal Loan£1,000 to £20,0001 to 5 yearsCompare Loan
Lending WorksPersonal Loan£1,000 to £25,0001 to 6 yearsCompare Loan
Likely LoansPersonal Loan£1,000 to £25,0001 to 5 yearsCompare Loan
My Community FinancePersonal Loan£15,00 to £25,0001 to 5 yearsCompare Loan
Shawbrook BankPersonal Loan£1,000 to £35,0001 to 7 yearsCompare Loan
ZopaPersonal Loan£1000 to £250001 to 5 yearsCompare Loan
Admiral LoansPersonal Loan£1000 to £250001 to 5 yearsCompare Loan
KoyoPersonal Loan£1,000 to £5,0001 to 3 yearsCompare Loan
LiveLendPersonal Loan£1000 to £120001 to 5 yearsCompare Loan
118 118 MoneyPersonal Loan£1000 to £50001 to 2 yearsCompare Loan
RAC LoansPersonal Loan£1000 to £350001 to 7 yearsCompare Loan
RateSetterPersonal Loan£3,000 to £25,0001 to 5 yearsCompare Loan
Amigo LoansGuarantor Loan£1,000 to £10,0001 to 5 yearsCompare Loan
BambooGuarantor Loan£1,000 to £8,0001 to 5 yearsCompare Loan
Buddy LoansGuarantor Loan£1,000 to £10,0001 to 5 yearsCompare Loan
George BancoGuarantor Loan£1,000 to £10,0001 to 5 yearsCompare Loan
Guarantor My LoanGuarantor Loan£1,000 to £10,0001 to 5 yearsCompare Loan
1+1 LoansGuarantor Loan£1,000 to £10,0001 to 5 yearsCompare Loan
TrustTwoGuarantor Loan£500 to £10,0001 to 5 yearsCompare Loan
Fluent MoneyHomeowner Loan£10,000 - £250,0001 to 25 yearsCompare Loan

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Representative Example

A loan of £5,000 to repay over 48 months. Representative APR rate of 23.90%.

Each month you'll pay: £159.90.

Your total repayment over 48 months will be: £7,675.20.

This includes £2,675.20 interest at 23.90% fixed and no fees.

The total amount of credit you’ll receive is: £5,000.

My Community Finance are Authorised and regulated by the Financial Conduct Authority: FRN 718749. If you currently have a loan with them and need to contact them you can do so through;

Address

My Community Finance, The Emerson Building, Emerson Street, London SE1 9DU

Telephone

0203 375 0221
4000+ reviews