Shawbrook Bank

4000+ reviews

Are you looking for an affordable, cost-effective personal loan?

Free Price Compare is dedicated to saving you money and finding you the best personal loan deals on the market. We look at the widest possible range of financial institutions from the established high street banks and building societies to the growing numbers of smaller banking and lending specialists.

Shawbrook Bank is one of the more recent entrants into the banking industry. It was founded in 2011 to meet the increasingly diverse needs of small and medium-sized enterprises as well as individuals. In a changing economic environment, its founders recognised the demand for the kind of bank that could do things differently from the old giants. Their idea was to combine new methods and financial products with what they describe as 'the old-fashioned quality of good sense'.

That means not being stuck in rigid procedures and inflexible policies. Shawbrook knows that we are all individuals and no two people will need the same thing. That's why they focus on a genuinely personalised service. Each customer's requirements are assessed on a case-by-case basis.

Shawbrook Bank provides personal loans to its customers either directly or through its network of financial partners. Using a combination of human oversight and the latest technology, they promise transparent pricing and credit decisions that are fast and fair.

Shawbrook Bank can provide personal loans of up to £35,000. In most cases, they offer a fixed rate of interest which means the monthly repayments remain the same throughout the term of the loan. This kind of certainty is one of the most valuable elements of what they do. Loans can be either secured, which means the borrower puts up property as a guarantee of repayment, or unsecured, which means the loan is not tied to anything else, it is simply a personal debt.

Shawbrook's personal loans can be used for virtually any purpose. Maybe you want to consolidate existing debts under one simple scheme, or perhaps you require home improvements, a new car or funds for some form of large expenditure. A Shawbrook Bank loan could be the solution.

Loan providers, loan types and loan terms

LendersLoan type Loan amount Loan terms  
Bamboo Personal LoansPersonal Loan£1,000 to £5,0001 to 5 yearsCompare Loan
BeSavviPersonal Loan£1,000 to £10,000 2 to 5 yearsCompare Loan
Everyday LoansPersonal Loan£1,000 to £15,000 3 to 5 yearsCompare Loan
1st Stop Personal LoansPersonal Loan£2,000 to £15,0002 to 6 yearsCompare Loan
Hitachi Personal FinancePersonal Loan£1,000 to £25,0002 to 5 yearsCompare Loan
Leap LendingPersonal Loan£500 to £25,0001 to 5 yearsCompare Loan
LendablePersonal Loan£1,000 to £20,0001 to 5 yearsCompare Loan
Lending WorksPersonal Loan£1,000 to £25,0001 to 6 yearsCompare Loan
Likely LoansPersonal Loan£1,000 to £25,0001 to 5 yearsCompare Loan
My Community FinancePersonal Loan£15,00 to £25,0001 to 5 yearsCompare Loan
Shawbrook BankPersonal Loan£1,000 to £35,0001 to 7 yearsCompare Loan
ZopaPersonal Loan£1000 to £250001 to 5 yearsCompare Loan
Admiral LoansPersonal Loan£1000 to £250001 to 5 yearsCompare Loan
KoyoPersonal Loan£1,000 to £5,0001 to 3 yearsCompare Loan
LiveLendPersonal Loan£1000 to £120001 to 5 yearsCompare Loan
118 118 MoneyPersonal Loan£1000 to £50001 to 2 yearsCompare Loan
RAC LoansPersonal Loan£1000 to £350001 to 7 yearsCompare Loan
RateSetterPersonal Loan£3,000 to £25,0001 to 5 yearsCompare Loan
Amigo LoansGuarantor Loan£1,000 to £10,0001 to 5 yearsCompare Loan
BambooGuarantor Loan£1,000 to £8,0001 to 5 yearsCompare Loan
Buddy LoansGuarantor Loan£1,000 to £10,0001 to 5 yearsCompare Loan
George BancoGuarantor Loan£1,000 to £10,0001 to 5 yearsCompare Loan
Guarantor My LoanGuarantor Loan£1,000 to £10,0001 to 5 yearsCompare Loan
1+1 LoansGuarantor Loan£1,000 to £10,0001 to 5 yearsCompare Loan
TrustTwoGuarantor Loan£500 to £10,0001 to 5 yearsCompare Loan
Fluent MoneyHomeowner Loan£10,000 - £250,0001 to 25 yearsCompare Loan


Are you eligible for a Shawbrook Bank personal loan?

Shawbrook is committed to providing a service that other lenders do not. If they can say 'yes' they will do so. However, even with their much more open approach, they do have to take into account a few aspects of a borrower's status.

There are four basic requirements that you will need to satisfy:

  • You need to have been legally resident in the UK for at least 3 years
  • You must be aged 21 years or over and below the age of 75
  • Your annual income must be at least £15,000
  • You will need a personal account with a UK bank

These are not intrusive questions and they are designed to show that you will be able to meet the repayments.

How Can I Apply for a Personal Loan with Shawbrook Bank?

There is a simple 4-step online application process.

  • Step 1. Click the Get Quote button here on our site. On the Shawbrook site, go to Personal Loans and click on 'Get my personalised quote'. Here you will find a short form which you need to complete in order to receive a quotation. It will ask basic questions about you, your address history and your employment and income.
  • Step 2. Within just a few moments you will receive your quotation showing the interest rate, the loan amount, the monthly payment and the total you will pay back over the full term. You need to accept this quotation and then agree to standard credit search.
  • Step 3. Once the credit check is complete and the loan is approved, you'll receive by email an e-signature pack with documents for you to check and sign.
  • Step 4. Return the signed documents and wait for the money, which will be in your bank account within 3 working days.

What Do Shawbrook Bank's Customers Say?

Because Shawbrook Bank is relatively new, you may not have heard of them but a quick look at their online reviews will give you an idea of how well their banking service in general and their loans in particular are ranked by past and existing customers.

As of February 2020 Shawbrook has had 6,408 reviews on Feefo and an average rating of 4.9 out of 5. On Trustpilot there are 2,880 reviews and a rating of 4.6 out of 5. Smart Money People has 680 reviews and a rating of 4.9 out of 5. Many financial publications rate them to be one of the fastest-growing brands in the global market.

At we are dedicated to providing the best comparison service for consumers in all sorts of markets. Our assessment of Shawbrook Bank is entirely independent.


Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE


0345 650 6290
4000+ reviews