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Who Are achoice and What Do They Offer?

Achoice is a trading name for Right Choice Insurance Brokers Ltd. This company is a specialist insurance broker. It is part of the Premium Choice Group. The group has other brands, such as Choice Insurance and Choice Car Insurance. Achoice focuses on car insurance and is well known as a specialist insurance broker. The company is authorised and regulated by the Financial Conduct Authority. You can find Achoice with the registration number 475620 at the FCA.

Achoice gives you a wide range of insurance policies. They have van insurance, car insurance, and plans for learner drivers and young drivers. For van insurance, Achoice picks from a panel of insurers. This helps people get the right insurance for what they need, no matter what kind of vehicle they have or how they use it. Achoice can help you find cover that matches your needs and fits your life.

What Types of Van Insurance Does achoice Offer?

Achoice has several van insurance options that work for many needs. You can use achoice to get van insurance for your work or for personal use. The company gives you choices, so you can get the cover you want at a good price. You are able to look at and compare the van insurance options. This helps you pick what is best for you. Achoice makes it easy to choose and buy van insurance that fits what you need.

Third Party Only (TPO)

This is the legal requirement you need if you want to drive a van in the UK. It will cover damage if you hit other cars, people's stuff, or hurt someone. But it does not cover your own van.

Third Party, Fire and Theft (TPFT)

This level of cover gives you help if there is theft or fire damage to your car. You get this help in addition to what third party insurance covers.

Comprehensive Cover

This choice gives you the most out of all options. You get cover for third party, fire, and theft. If there is an event of an accident, or if your car gets damaged by weather or by vandalism, your own car will be protected too.

Each van insurance policy can be made to suit what you need. You can also choose to add extra features to your van insurance if you want.

  • Windscreen cover
  • Breakdown help
  • Legal cover
  • Tool cover

This helps van drivers get the right protection for what they do or how they live.

What Types of Van Insurance Does achoice Offer

Is achoice Van Insurance Good for Business Use?

Yes, achoice gives people business van insurance. The van insurance from achoice is made for many types of users.

  • Sole traders
  • Commercial van insurance users
  • Delivery drivers
  • Tradespeople (like electricians, plumbers)

These are some of the people who need van insurance for their work. A sole trader will often have to get commercial van insurance to help with jobs every day. Delivery drivers and tradespeople, in jobs like electricians and plumbers, use this insurance often. Having the right cover can help them when they go out to do jobs or bring things to people.

Business van cover from achoice lets you pick what you want. You can get things like cover for your tools, goods that you move to another place, and even a replacement van. Achoice works with a panel of insurance providers. They help people find the right insurer for the job. These insurers know the problems that come with business use and what you may need.

Can I Get Van Insurance for Personal Use

Can I Get Van Insurance for Personal Use?

Achoice has options for people who need personal use cover. If you use your van for things like shopping, having fun, or taking your family out, but not for work, Achoice can help with personal use. The level of cover and the price you get will depend on things like your driving history, your mileage, and the place you live in.

This is very good for people who drive changed vans, campers, or small vans. Some vans like the Ford Transit Connect or VW Caddy are examples. A lot of people use these as their main car.

How Are Premiums Calculated?

Van insurance with achoice is set by many things. The type of van you drive can change your price. How you use the van and your driving record matter too. Where you live and how often you use your van also have an effect. All these things count when you look for the best van insurance from achoice. It is good to know what affects your premium so you can get a good deal.

Factor Impact on Premium
Driver age Younger or new drivers typically pay more
Driving history More claims or points increase cost
Vehicle type Powerful or modified vans raise premiums
Mileage Higher annual mileage increases risk
Use Business use can cost more than personal use
Voluntary excess A higher voluntary excess can reduce the cost

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Can I Spread the Cost with Monthly Payments?

Yes, achoice lets you pay your van insurance in monthly instalments. Most of the time, you will have to pay some interest on this. But this way lets you manage your money better. This is really good for young drivers and sole traders who are just getting started.

What Customer Service Support Does achoice Provide?

Achoice has a UK customer service team and a specialist claims team. They can help with your policy needs. If you need to change your vehicle, update your mileage, or make a claim, you can call their customer service team. You will get support from their UK customer service or specialist claims team when you need it.

If there is ever an event of an accident, their specialist claims team will be there to help you at every step. The team works to make the process easy and stress-free for you.

Does achoice Offer No Claims Bonus Protection?

Yes, achoice policies can include a claims bonus (NCB) protection as an add-on. This means you can keep your discount even if you have to make a claim. Having this extra cover gives you peace of mind over time, and it may help lower what you pay later on.

Does achoice Offer No Claims Bonus Protection

What Is Their Reputation Like?

Achoice is a specialist insurance broker. Achoice works with a panel of insurers. Your experience may change based on the insurer you choose. Achoice is part of the Premium Choice Group. Because of this, Achoice has the group's support. This support helps Achoice make good deals. Achoice can give you affordable car insurance and van insurance.

Online reviews for achoice often mention:

  • The prices here are good when you look at other options.
  • UK customer service gives you help when you need it.
  • The specialist claims team always talks with you in a clear way.

However, you should read the policy documents and see what is not covered. This helps you make the right choice for what you want.

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Is achoice a Good Option for Young or Learner Van Drivers?

Achoice is popular with young drivers and learner drivers. It can be good for people who do not have a lot of driving history. Achoice works with many underwriters, so you can get the right insurance even when other companies say no. This means if you are new to driving, achoice can help you find what you need.

However, new drivers usually have to pay more, and this is even more true if you drive a van. This is because there is risk with new drivers. But, you can pick a higher voluntary excess. You can also keep the mileage low on your van and use more security. You can add van trackers or immobilisers. These things can help to bring down the amount you have to pay for your premium.

What Makes achoice Different from Other Brokers?

Here is how achoice compares to some of the other options you will see.

Feature achoice Traditional Broker Direct Insurer
Panel of insurers Yes Sometimes No
Monthly instalments Yes Sometimes Yes
Business use options Yes Yes Sometimes
NCB protection Optional Optional Optional
Learner/young driver cover Yes Rare Rare
UK-based support Yes Yes Sometimes

This is why achoice is a good pick for people who do not fit the usual plan. It is great for self-employed drivers, for people who use their vans for more than one thing, or for anyone looking for specialist van insurance. Achoice can help all these people find van insurance that fits them.

Why Compare Van Insurance Quotes with Free Price Compare?

If you’re thinking about using a broker like achoice, the best way to get value is to compare van insurance quotes before you buy. At Free Price Compare, we make this easy by letting you compare deals from achoice and other trusted providers — all in one place.

Instead of going to each insurer one by one, our comparison tool helps you see multiple quotes side by side. This means you can choose the right insurance with the right protection at the right price — no stress, no pressure.

Why Compare Van Insurance Quotes with Free Price Compare

Using our service is especially helpful if you:

  • Live in a high-risk postcode
  • Drive a specialist vehicle (like a modified van or camper)
  • Have limited no claims bonus (NCB)
  • Use your van for both personal and business use

These situations can make it harder to get affordable cover — but comparing makes it easier to find insurers who understand your needs.

Compare van insurance with Free Price Compare today and get tailored quotes in minutes. You’ll be able to see how achoice stacks up against other options, and make the best decision for your van, your budget, and your lifestyle.

5 FAQs About achoice Van Insurance

Third Party Only (TPO) is the legal requirement. This is the least cover you can have.

Yes, achoice can help you get specialist van insurance. This is for camper vans or vans that have been changed. What you get will depend on the insurer.

The cover for the tools does not come with it by default. You can choose to add it as an extra option if you want.

Yes, you can do it, but you might need to pay cancellation fees. The fees depend on when your policy starts.

At this time, achoice offers most people van insurance for a year. They do not have a lot of short-term van insurance now.

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Page last updated on: 30/07/2025

Page reviewed by: Tim Bailey

4000+ reviews