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What is Acorn Van Insurance?

Acorn Insurance is a specialist insurance provider in the UK that arranges van insurance for drivers and businesses who may not always be well served by standard insurers. Acorn Insurance operates as a broker and arranges an insurance policy through a panel of insurers, rather than underwriting policies itself.

Acorn Insurance and Financial Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA) (FRN 311873). Van insurance is arranged based on your vehicle, usage, level of cover, and personal circumstances.

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Who is Acorn van insurance suitable for?

Acorn focuses on commercial vehicles and specialist requirements. Van insurance can be arranged for:

  • Tradespeople, including plumbers and electricians
  • Delivery drivers and courier work
  • Vans used for commercial purposes
  • Businesses carrying own goods
  • Drivers who may have struggled with standard van insurance

Policies are assessed individually and placed with insurers willing to consider non-standard risks.

Who is Acorn van insurance suitable for

What levels of van insurance cover does Acorn offer?

Acorn can arrange several levels of cover, depending on the insurer and your requirements.

Level of cover What it means
Third party Covers injury or damage caused to others (legal minimum)
Third party, fire and theft Adds protection if your van is damaged by fire or stolen
Comprehensive cover Covers damage to your van as well as third-party claims

The level of cover you choose will affect the scope of protection and the overall policy terms.

See which level of cover suits your van

What types of van use can be insured?

Acorn arranges van insurance policies for a wide range of usage types, including:

  • Carriage of own goods for business use
  • Courier and delivery work
  • Vans used alongside taxi insurance or mixed-use fleets
  • Contractors using vans as part of wider business insurance

Declaring correct usage is essential, as standard car insurance does not usually cover commercial activity.

Typical van insurance policy features (may vary by insurer)

Because Acorn works with multiple insurers, policy features depend on the insurer selected. Typical cover may include:

Feature Description
Accident, fire and theft Protection against damage or loss
Third-party liability Covers damage or injury to others
Breakdown cover May be available as an optional extra
Tools or own goods Subject to policy terms and limits
Windscreen damage Repair or replacement depending on cover

Always check your issued van insurance policy for exact terms.

Optional extras and specialist add-ons

Acorn allows drivers to choose from optional extras depending on insurer availability. These may include:

  • Breakdown cover
  • Legal expenses
  • No claims discount protection
  • Additional driver cover

Optional extras help tailor suitable van insurance for individual business needs.

Van insurance for delivery drivers, couriers and trades

Van insurance for delivery drivers, couriers and trades

Acorn is commonly used by:

These drivers often need cover that goes beyond standard van insurance, especially where goods or tools are carried for work.

Fleet insurance and multiple commercial vehicles

Acorn also arranges fleet insurance for businesses operating multiple vans.

Fleet type Details
Small business fleets Three or more commercial vehicles
Mixed-use fleets Vans combined with cars or taxis
Growing fleets Scalable policies at renewal

Fleet insurance can simplify administration by placing vehicles under one insurance policy rather than several individual policies.

How do you get a van insurance quote from Acorn?

You can request a van insurance quote through Acorn’s dedicated page by providing:

  • Vehicle details
  • Intended use (including carriage of own goods)
  • Driver information and driving history
  • Preferred level of cover

Quotes are arranged based on insurer underwriting criteria.

Get an Acorn van insurance quote

Payment options and managing your policy

Acorn offers flexible payment options, which may include:

  • One upfront payment
  • Monthly instalments

Policyholders can manage their insurance policy using Acorn’s online customer portal.

Online services include:

  • View and download policy documents
  • Make changes to your policy
  • Manage payments
  • Renew cover

Support is available via phone and webchat.

Claims, support and customer service

Acorn provides 24/7 claims and accident support. Claims are handled by the insurer underwriting your policy, with Acorn providing assistance throughout the process.

Customer support channels include:

  • Phone support
  • Online webchat
  • FAQs and help pages

This structure is designed to give customers ongoing peace of mind.

How does Acorn differ from standard insurers?

Acorn differs from many standard insurers by focusing on:

  • Specialist and non-standard risks
  • Commercial and business use
  • Flexible underwriting through multiple insurers

This makes Acorn suitable for drivers who need more tailored cover.

How does Acorn differ from standard insurers

Key things to check before buying

Before taking out van insurance with Acorn, review:

  • Usage class (commercial vs social)
  • Policy exclusions
  • Optional extras
  • Renewal terms

Understanding these points helps ensure the right insurance policy for your needs.

Frequently Asked Questions about Acorn Van Insurance

Acorn is a specialist insurance broker. Your van insurance policy is underwritten by an insurer on Acorn’s panel, rather than by Acorn itself.

Yes. Acorn can arrange van insurance for commercial purposes, including delivery work and the carriage of own goods, provided this use is declared when requesting a quote.

Breakdown cover may be available as an optional extra, depending on the insurer and the level of cover selected.

Yes. Acorn commonly arranges van insurance for delivery drivers and courier work, including situations where standard insurers may not offer cover.

Yes. Acorn provides an online customer portal where you can view policy documents, manage payments, and renew your insurance.

Acorn offers customer support by phone and webchat. Claims and accident support are available 24 hours a day.

Customer reviews for Acorn Insurance, which include van insurance policies, are mixed but generally positive. Reviews often mention helpful customer service and support with policy changes, while some feedback relates to pricing or administration. Reviews reflect Acorn Insurance as a whole rather than van insurance alone.

Acorn arranges van insurance through a panel of insurers, which allows quotes to be tailored to individual circumstances. This can be helpful for drivers or businesses that may not be well served by standard insurers. Quote prices vary depending on vehicle details, usage, and driving history.

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Page last updated on: 02/02/2026

Page reviewed by: Tim Bailey

4000+ reviews