Compare One Call Van Insurance

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Who Is One Call Van Insurance?

One Call Insurance is an insurance broker based in the UK. It began in 1995. The company is in Doncaster, South Yorkshire. One Call is also authorised and regulated by the Financial Conduct Authority (FCA). As an insurance broker, One Call finds quotes from different insurance providers. They do this to give people good prices and plans that meet their needs across the UK.

Their van insurance products fit both business purposes and personal use. These insurance products can work well for tradespeople, delivery drivers, and anyone who has a van. You get peace of mind from strong policy features. There is a UK-based team who is ready to help you. Some extras include free legal cover and a replacement vehicle if you have a non-fault accident.

One Call offers more than just van insurance. The company also has other insurance products that you can pick from.

  • Car insurance – This will cover you if you have your own car or if you use it for work. It helps pay for your bills if anything happens to the car.
  • Home insurance – This takes care of your home and everything in it. You can choose to protect just the building, your things in it, or both at the same time.
  • Breakdown cover – Some plans have this already included. It helps you if your car or vehicle stops working on the road.
  • Legal protection – Many plans have this too. You can get help or advice at any time, day or night, if you need it.

Car insurance and home insurance are both important for keeping you and your things safe.

One Call puts their customers first. The company gives all the details about its policies in writing. You can also get into your account online at any time. The prices are good as well. One Call has won awards from Insurance Times and Insurance Age. A lot of people have said good things about them on review sites like Smart Money People.

What Makes One Call Van Insurance Different in the UK?

One Call Van Insurance gives UK van drivers the cover they need for their vans. The plan is good for people who need van insurance for business purposes or just for personal use. One Call works with UK insurers to help you find van insurance that is right for you. It will fit your needs and your budget. You also get some helpful extras and support you can trust with One Call.

Here are some of the usual benefits that you get with One Call van insurance:

Feature Included as Standard? Notes
Free breakdown cover Yes Basic roadside assistance included
Motor legal cover Yes Covers legal costs for non-fault claims
Replacement vehicle Yes For no-fault accidents where your van can't be driven
UK-based support Yes Speak to local experts, not offshore agents
Online account management Yes Use the One Call portal to manage your policy
Flexible deposits Yes Pay what suits your budget

What Types of Vans Can Be Insured?

One Call offers policies for many types of vans. The price and the level of coverage can be different. This depends on the type of van you use and how you use it.

Van Type Common Use Case
Panel Van Small business deliveries
Minivan Tradespeople, local transport
Pick-up Truck Builders, landscapers
Luton Van Removals or furniture delivery
SUVs Rare but sometimes classed as light vans if modified

If you drive commercial vans to deliver things, carry tools, or take things for your job, you need commercial van insurance. This type of van insurance is there for work vans. But if you use vans as personal vehicles, you can get private van insurance. Private van insurance is often cheaper than insurance for commercial vans.

What Levels of Van Insurance Are Available?

One Call lets you pick from the three main types of van insurance. Most insurance companies in the UK also do this.

Level of Cover What It Includes
Third Party Only Legal minimum. Covers others, not your own van
Third Party, Fire & Theft Adds protection for theft and fire damage
Comprehensive Cover Adds protection for your own van and wider accident benefits

For most UK drivers, comprehensive coverage is a good way to get both good protection and value. This kind of cover can help pay repair costs if you have a collision or something hits your windscreen. It will also help with other problems that happen after accidents.

What Levels of Van Insurance Are Available

How Does One Call Handle Claims and Accidents?

One Call has a UK team that is always ready to help you. There is a claims helpline that you can call at any time, day or night. So, when you need it, you can get support right away. If you have an accident that is not your fault and you cannot drive your van, they will give you a free replacement vehicle. This is included with your standard policy. The policy also comes with legal protection. This can help you get money back for things your insurance does not cover.

Your van insurance cost depends on a few things. The driving record you have is one key factor. The number of claims you make is important, too. How many miles you drive in a year will also change what you pay for van insurance.

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Can I Add Extra Cover to My Van Insurance Policy?

Yes. One Call offers some add-ons for people who want more than just the basic insurance coverage.

Optional Extra Description
Tools Protection Covers loss or theft of work tools
Public Liability Cover Covers injury or damage caused to third parties
Employers' Liability Required by law if you employ staff
Total Loss Top-Up Boosts payout if your van is written off or stolen
Gadget Cover Covers phones, tablets and laptops in the van
Licence Defence Legal help for motoring offences

These extras help you make an insurance policy that gives you the right protection for your job or the way you live.

What Other Insurance Products Does One Call Offer

What Other Insurance Products Does One Call Offer?

One Call is an insurance broker in the UK. They give van cover and other kinds of insurance too.

  • Car Insurance – Get car insurance or auto insurance policies that match the way you drive each day.
  • Home Insurance – Make sure the building and everything in it are protected with home insurance.
  • Motorbike Insurance – Choose motorbike insurance that meets what riders need.
  • Pet Insurance – Be ready for vet bills and help your pet stay healthy with this cover.
  • Travel Insurance – Stay safe on all trips, short or long, abroad with travel insurance.

Every insurance policy gives you UK support. There are also several ways to pay for it.

How Much Does Van Insurance With One Call Cost?

Van insurance prices can change from person to person. The cost will be different because many things can change the price.

Factor Impact on Premium
Type of van Larger vans may cost more to insure
Level of coverage Third party is cheaper than comprehensive
Driving record Clean record = lower price
Mileage Fewer miles = lower risk = lower cost
Business or personal use Business use is typically more expensive

To get the right rate, you should use the One Call quote tool. Put in your personal information, the details about your van, and the cover that you need.

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How to Get a Van Insurance Quote from One Call

Getting a quote for One Call van insurance is simple. The cover is meant for UK drivers who use their van for personal use or for work. To get the best price, you should check around. A UK price comparison website lets you see what other van insurance policies give you. This way, you can look at things like features and cost, so you can pick the one that works best for you.

Here’s how the process works:

1. Share Your Vehicle and Usage Details

You’ll need to provide:

  • The type of van you get matters. It can be a minivan, panel van, pickup, or something else.
  • You have to say if the van is for personal use, or if you need commercial van insurance for it.
  • You need to give how many miles you think you will drive the van in a year.

2. Provide Driver and Personal Information

You’ll be asked to include:

  • Your date of birth, your address, and your job
  • Details about your driving record, including if you have had any accidents or legal problems
  • Any claim history or changes made to the van

3. Choose Your Level of Cover

Pick the right level of insurance for your needs:

  • Third Party Only – this is the least car insurance you must have by law.
  • Third Party, Fire and Theft
  • Comprehensive Coverage – this gives you the most protection you can get with car insurance.

4. Add Extra Cover If Needed

You can change your van insurance policy so it works better for you. You only need to add the extra options that you want:

  • Tools Protection
  • Public Liability Cover
  • Licence Defence
  • Total Loss Top-Up
  • Gadget Cover

These new things help give people peace of mind when they use their van each day for work or their business.

5. Compare Prices and Review Policy Details

Using a price comparison site helps you look at your insurance premiums next to each other. You can also check the features of each policy. It is easy to see if there are extra admin fees or if something is not covered in the policy before you make your pick.

6. Finalise Your Quote

After you find the best option for you, read through your policy documents. The next thing to do is set up your cover. Make sure all your personal details are correct. This will help you avoid any problems or delays if you need to make a claim later.

Correct as of 23 July 2025

FAQs About One Call Van Insurance

One Call gives cover for many kinds of standard commercial vans. These include panel vans, pick-ups, Luton vans, and minivans.

Yes, you can get van insurance if you use your van for personal reasons. This is for people who drive their van for weekend trips or take their family out. The insurance does not cover business use.

You will need commercial van insurance. This type of van insurance helps keep you and your work safe. It protects you when you use your van to move tools, goods, or staff.

Yes, you can do this by choosing a higher excess. You can also build up a no claims history and put different policies together. For example, you can combine your home and van policies.

Yes. These things are included in full policies. You can add a total loss top-up if you want more peace of mind.

Yes, One Call will give you a quote based on the type of van you have. It also matters what you use the van for. You can get quotes for suvs and minivans too, if they be counted as a van.

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Page last updated on: 01/08/2025

Page reviewed by: Tim Bailey

4000+ reviews