Compare GoSkippy Van Insurance

Who Are GoSkippy Insurance?

GoSkippy is a UK-based insurance provider that specialises in offering affordable car insurance, van insurance, and electric vehicle insurance, particularly for high-risk or new drivers. The company is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 313860.

All GoSkippy policies are arranged by Somerset Bridge Insurance Services Limited, which is also FCA-authorised under firm reference number 477112. This means you can expect all policies to meet strict regulatory and customer protection standards.

GoSkippy uses a panel of underwriters and car insurance providers to match you with competitive quotes based on your circumstances. These quotes are tailored using factors like your postcode, type of van, previous claims history, and intended vehicle use.

GoSkippy Van Insurance – Is It Right for You?

GoSkippy is a well-known UK insurance broker that offers a range of motor insurance products, including van insurance. Whether you use your van for work, deliveries, or daily errands, it’s important to understand what GoSkippy covers, how the claims process works, and which policy options are available to you.

GoSkippy’s van insurance is particularly popular with tradespeople, self-employed drivers, and those who may find it difficult to get cover elsewhere. They work with a panel of insurance providers to offer tailored quotes based on your vehicle, driving history, and postcode.

As more drivers turn to the internet to compare van insurance online, we’ve reviewed what GoSkippy has to offer—including its features, benefits, and optional extras—to help you decide if it’s the right choice for your needs.

What Does GoSkippy Van Insurance Include?

GoSkippy gives you three main types of van insurance.

Cover Level	What’s Included
Third Party	Covers damage to other people and their property in the event of an accident.
Third Party Fire & Theft	Adds fire damage and theft of your van to third-party cover.
Comprehensive Cover	Includes third party, fire & theft plus cover for damage to your own vehicle.

What Does GoSkippy Van Insurance Include

Comprehensive cover is helpful for you because it often comes with extra features. Some of these include windscreen cover, personal injury cover, and replacement vehicle cover. What you get with this depends on the company giving the cover.

You may also get optional extras with comprehensive cover. These can include a courtesy car, excess protection, legal expenses, or roadside assistance. When you add one or more, you get more all-around protection for you.

Are There Optional Extras with GoSkippy Van Insurance?

Yes. GoSkippy gives you several optional extras for van insurance. You can add these to your insurance policy for more cover. These extras make sure you get more help in the event of an accident, theft, or if you have a breakdown. This is good if you use your van for work or travel and need to depend on it every day.

Adding these features to a standard car insurance policy or a van insurance policy gives you more peace of mind. You will have more financial protection. These extras also make things feel easier and more convenient when you add them to your insurance policy. This is a good way to feel safer and more secure if you have a car insurance or van insurance policy.

Breakdown Cover

Breakdown cover helps you when your van stops working while you are driving. You will not be left alone or stuck on the road. GoSkippy gives you a few different levels of breakdown cover. Many times, this comes with well-known partners like RAC Breakdown Cover. The options can have:

Roadside assistance is there to help you if your van breaks down while you are out on the road. This means you can get support right when you need it.
National recovery means that you and your van can be taken wherever you pick in the UK. You get to pick the place where you and your van will be taken.
Home start is useful when your van will not start while you are at home. Someone will come out to your house to help get you going, so you do not feel stuck.
Onward travel or overnight accommodation helps you by giving you a way to keep moving or a place to stay for the night if you cannot get home.
European breakdown cover works for trips outside the UK. If you go across Europe and things go wrong, you still get help.

All these services work together so you get good breakdown cover and roadside assistance. They help you feel safe when you travel, both in the UK and also in other places.

This is very important if you often go far, drive out in rural areas, or use your van for key business work.

Legal Expenses Cover

This extra service helps take care of unexpected legal costs if there is an accident. It does not matter if you are the one at fault or not. When you have legal expenses cover, you get protection from these costs.

The solicitor and court fees you have to pay if you are taken to court
Costs for your legal defence
Going after claims you have against other people
Getting back costs you did not get from insurance, like excess and car hire charges
There is cover for personal injury claims

Legal cover can give you up to £100,000 in protection. This is good if there is a dispute over a claim. It also helps if you get hurt by someone who does not have insurance. This is a good way to feel safe and know there is help if something goes wrong.

Excess Protection

When you make a claim, you have to pay a compulsory excess. This can be as low as £100 or go up to £1,000. The amount depends on your policy and what type of van you own. Excess protection is there to help cover this cost. It pays you back the excess you already paid, whether or not the accident was your fault.

You usually can choose the type of cover that works for you. Some choices are:

£250 excess protection
£500 excess protection
£1,000 excess protection for higher-risk policies

You can pick the excess protection that works best for you. If you have a higher-risk policy, you can go for excess protection up to £1,000. With this, you get peace of mind because you know you are covered if the worst happens.

This can be really useful if you choose a bigger voluntary excess to make your premium lower. It will help you keep your costs down in the event of a claim.

Personal Belongings Cover

This cover is made to keep things you store in your van safe. A lot of van drivers have to keep tools, devices, and their own items in the van. Things like power tools, measuring tools, and phones are very common. A simple policy might not always cover their things.

With personal belongings cover, you can get your money back for:

Theft from the vehicle (if force was used to get in)
Accidental damage inside the vehicle
Vandalism or fire affecting items inside the van

Cover lets you protect your things up to a set amount, which is usually between £250 and £500. If some of your items are worth more than that, you will have to name each one on your policy. This kind of cover is really good for people who work as tradespeople and for anyone who keeps their goods in their van overnight.

Courtesy Car or Replacement Vehicle Cover

If your van gets in an accident and needs fixing, GoSkippy will give you courtesy car cover. This helps you keep driving when your own van is being repaired. With this extra feature, you get these benefits:

You will get a replacement vehicle while your van is at the approved garage for work.
You can have up to 14 days to use a hire vehicle if your van is called a total loss.
You will get access to a vehicle that is like your own. It can be a small van or an estate car.

Note: The type of replacement vehicle you get, and if you get one at all, will depend on your insurer's policy wording. If you drive a van daily for work or other reasons, this can be very important for you.

Key Cover

Losing your van keys can be really expensive, especially now with new keyless systems. A key cover can help with this by giving:

You can get help from a locksmith any time, day or night.
There is support if you need to get your key or lock replaced.
If your keys be stolen or broken, the service covers them.
If you need a new immobiliser or alarm system, this can be replaced too.

Some policies will also help with getting you to where you need to go next or with renting a car. You get this help if your car is not easy to reach or you can't use it.

Misfuelling Cover

A lot of people have put the wrong fuel in their van, like petrol in a diesel van or diesel in a petrol van. This can happen to anyone. Misfuelling cover is there to help you when you make this kind of mistake.

The draining and cleaning of your fuel system
A recovery service to the nearest garage
The replacement fuel to get you back on the road

This helps you stay away from an expensive mistake that can damage your engine.

Motor Legal Protection

Motor legal protection is not the same as regular legal expenses. It gives you access to legal advice and someone who will speak for you if you have an accident. This can help when you need more support than what your normal cover offers.

You need to claim compensation if you get hurt or there is damage.
You are defending yourself in court.
You want to go after a claim against a driver who is not insured or who can not be found.

Some insurance plans let people use a legal advice helpline that is open all day and night. You can call this number anytime you want, even late at night or early in the morning. It is good to know that help is always there for you when you need it.

Are There Optional Extras with GoSkippy Van Insurance

Accidental Death and Personal Injury Cover

GoSkippy’s personal accident cover gives you money help if you get badly hurt or die because of an accident. This can be for:

Lump sum payout of up to £30,000 will be given if you have an accidental death or get a permanent disability.
Daily hospital benefit gives you money for every night you stay in the hospital, such as £100 for each day.
There is cover if you break a bone, need some dental treatment, or get damage to your face.

This type of protection is very important for people who are on the road a lot. It makes them feel safe when they travel often.

Can You Get Van Insurance for Electric Vehicles?

Yes, GoSkippy now offers electric vehicle insurance options, including for vans. As more people and businesses choose an electric vehicle, it is important to have cover that understands what electric vans need. This can cover the battery and any extra repair costs that may come up for their electric vehicle.

This makes GoSkippy a good choice for businesses that need to have insurance for electric delivery vans. It is also a good option for people who use zero-emission vehicles for their own use.

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How Much Does GoSkippy Van Insurance Cost?

Van insurance premiums with GoSkippy change because of more than one thing. Here are some of the main things that can make your insurance premiums go up or down:

The driver's age and their past when it comes to driving
The type of van you have and if there are any changes made to it
What the van is used for, like business, courier, or private life
The place where the van is kept at night
The amount of cover that you choose
No claims discount (NCD)

You will also need to know about compulsory excess. This is a fixed amount that you must pay if you need to make a claim. Sometimes, there can also be a voluntary excess. This is extra money you can choose to pay, and it helps to make your premium lower.

Here’s a general price range based on real quotes:

Driver Profile	Estimated Annual Premium*
30-year-old sole trader, no claims, Ford Transit	£580 – £780
45-year-old delivery driver, 3 years NCD	£720 – £950
25-year-old with 1 accident, Citroën Berlingo	£950 – £1,300

These are only examples. What you see here can change a lot. It really depends on your own situation.

To get the best deal on van insurance, you need to compare quotes from a few places. This helps you see what each company gives you. You can also check GoSkippy. This way, you know which one is good for you.

What Are GoSkippy’s Policy Documents and Terms Like?

All policy wording and all policy details will be online for you after you buy your cover. You will also get a Terms of Business document. This has:

The name of the insurance provider
The cooling-off period, which is usually 14 days
Any cancellation fees that you might need to pay if you end your policy early
How to make a complaint or how to contact the Financial Ombudsman Service

You can get your whole policy by using the online portal. In the portal, you will see your Certificate of Insurance and your Schedule. You can also read about any optional extras.

What Happens in the Event of a Claim?

If there is an accident or any other event that is covered, the customer service team at GoSkippy will help guide you at each step. You can call their customer service claims helpline any time, day or night, and tell them what happened.

You’ll need:

Your policy number
Details of the incident
Names, registration numbers, and contact info for third parties
Photos if it is safe to take them

If they say your van is a total loss, they check what your van is worth in the market. Then, they take away any excess you need to pay. After this, you get the payment.

If you have added legal expenses or accidental death cover, these can begin depending on how bad the event is.

Can I Earn a No Claims Discount with GoSkippy?

Yes. GoSkippy has a No Claims Discount (NCD) plan. This is there to give you a reward for good driving. You can also get:

Protected NCD (this is your choice)
Named driver NCD choices
Transfer of NCD from a different provider

A bigger NCD can help you get lower insurance premiums. But, you need to tell the insurance providers if you had any time without cover or if you have made a claim before.

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How Do I Manage My Van Insurance Policy with GoSkippy?

You can use the online portal to:

You can look at or get your policy documents.
You can make changes, like adding additional drivers, changing your address, or updating your new car details.
You can renew your policy.
You can change your payment details.

This helps you look after your insurance policy fast and easy. You do not have to wait on hold.

If you want to talk to someone, the customer service team is there to help you. You can call customer service or send an email to them during work hours.

Are There Cancellation Fees?

Yes, GoSkippy will charge cancellation fees if you end your policy after the cooling-off time. These fees can include:

There is an admin charge if you decide to cancel, and this is usually between £35 and £50.
You have to pay for the time that you had breakdown cover.
You cannot get back the money paid for any optional extras, such as RAC Breakdown Cover.

Always read the policy wording so you get all the full details before you choose to cancel.

What Do Customers Say About GoSkippy Van Insurance?

GoSkippy gets different types of reviews on the internet. Some of the good points people talk about are:

The premiums are not high for drivers in the high-risk group.
You can use a simple online quote system.
It is quick to get your documents.

Some customers have talked about the following worries:

There can be long wait times when you are on the phone.
You may have to pay if you want to cancel.
There are fees for making changes to your policy.

Like with any provider, you need to read the reviews and think about what you want. Be sure to look at the quotes and compare them well.

Is GoSkippy Available Across the UK?

Yes, you can use GoSkippy van insurance all over the mainland UK. It is also there on the Isle of Man. This van insurance plan follows UK rules. The underwriters are checked by the Financial Conduct Authority, so you know their plans are looked after.

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When Should You Compare Van Insurance?

You should compare van insurance:

When the time to renew your car insurance comes up.
If you change the way that you drive, like when you get a new van or add another driver.
After you put in a claim.
When you switch to an electric vehicle.
If you are not happy with your car insurance providers.

Using comparison tools can help you get better prices. You may also find things like windscreen cover. These tools show offers for roadside assistance and medical expenses, too. This makes it easy for you to pick what works best for you.

FAQs About GoSkippy Van Insurance

GoSkippy car insurance is for people who drive their own cars. If you need van insurance, GoSkippy has a plan for vans you use for work. This is good for people who move tools or have a large van for their job. Both the car insurance and the van insurance from GoSkippy will help cover what you need, based on how you use your car or van.

Yes, you can add additional drivers when you get a quote. You can also do this later when your policy is active. The customer portal helps with this, or you can call by phone.

This will depend on the type of cover you have. Some policies with full cover will give you a courtesy car. Other options may only give you a courtesy car if you ask for it as an extra.

Yes, but you have to tell us about all the changes when you ask for a quote. Some types of changes can make the price go up or down, or change if you can get cover.

Call their claims helpline any time day or night. You need to give your policy details, explain what happened, and share any proof you have, like photos or names of people who saw it. The team will say what you need to do next.

Compare GoSkippy Van Insurance

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Who Are GoSkippy Insurance?

GoSkippy Van Insurance – Is It Right for You?

What Does GoSkippy Van Insurance Include?