Compare Mustard Van Insurance

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Mustard is an insurance comparison site in the UK. It helps drivers get the best deal on van insurance. You can use it for personal use, business purposes or commercial van insurance. Mustard is an appointed representative of Vast Visibility Limited. It is given approval and keeps to the rules set by the Financial Conduct Authority. The firm reference number is 566973.

Mustard works closely with several UK insurers. They help you compare different van insurance options that fit your needs. You can feel sure you are getting a good deal and have peace of mind with their service.

In this guide, we talk about the type of policy you can get with Mustard. You will read about breakdown cover and optional extras. We also help you know how to get insurance quotes that fit what you need best.

What Types of Van Insurance Does Mustard Offer?

Mustard lets you compare many different plans, so you can find what fits the way you use your van. These include:

Type of Policy Description
Private Van Insurance Designed for social, domestic, and personal use, including commuting
Business Van Insurance For work-related use, such as trades or visiting clients
Commercial Van Insurance For carrying goods or tools for business purposes
Comprehensive Insurance Covers damage to your own van and others, even when you're at fault
Third Party, Fire & Theft Covers third parties and your van if stolen or damaged by fire
Third Party Only (TPO) The minimum level of cover legally required in the UK

Each policy type fits different needs people have. If you are a tradesperson who takes tools to different places, commercial van insurance gives you more protection. This type of van insurance also covers the things you are moving, like your tools or goods. But if you use your van for things like dropping the kids off at school, doing some DIY on the weekend, or running errands for your home, private van insurance is the right choice for you.

You can also get quotes for annual policies, temporary cover, and short-term insurance. This is good for people who may change vehicles, need to borrow a van, or work on short seasonal contracts.

What Optional Extras Can You Add?

When you use Mustard to compare, you get to change your van insurance policy to fit what you need. You can add a range of optional extras to your insurance policy.

  • Breakdown Cover – this gives you roadside help and lets you get your van towed or fixed if it stops working in the UK or Europe. That is really helpful for people like tradespeople or delivery drivers, who need to be on the move all the time. It can also help if your van won't start at home, can give you relay services, or help you get to where you need to go.
  • Legal Expenses Cover – this helps with the cost if you get into an accident and there are legal issues. It can help pay for a solicitor, accident disputes, or even help with claims for money. This keeps you from paying large bills if you need to go to court after a crash.
  • Key Cover – protects you if you lose your van keys or if they get stolen. It covers the cost of getting new keys and even getting a locksmith out. A lot of new van keys are pricey because they have special chips, so this kind of cover can save you money.
  • Tool Cover – gives protection if the tools or business gear you keep in your van gets stolen or damaged. This is really useful for people such as plumbers or electricians who keep expensive gear and tools inside their vans.
  • Courtesy Van – gives you a van you can use while yours is being fixed. This keeps your business going, even when your own van is out for repairs.
  • Windscreen Cover – covers you if something hits your wind
What Optional Extras Can You Add

Optional extras can be very important if you use your van for business purposes. For people like electricians, plumbers, or builders, tools cover is something you may need. Breakdown cover with overnight accommodation is helpful too. If you break down far from home, it can lower your stress. These optional extras do add a little to your premium, but they give you peace of mind. Over time, they can help you save money because they lower your risk.

Who Is Mustard Van Insurance Suitable For?

Mustard is ideal for:

  • Drivers who want to look at different insurers in one spot
  • People who use vans for personal use, to get to work, or for social trips
  • Tradespeople, sole traders, and small businesses who need business van insurance
  • Drivers with vans that have changes or need something special
  • Anyone who wants to have a family member or another driver under the same policy
  • Those who run vans for delivery or commercial use

It’s great for people who want a low-cost option that follows the law. You will not lose the main features, like help with windscreen repair or recovery support.

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What Information Do You Need for a Quote?

Mustard is made to help all kinds of van drivers in the UK. This includes people who use their vans for personal reasons and those who own a business. If you use Mustard, you can look at different policies. So you get the level of cover you want at a price that is good for you. This makes Mustard a great choice for everyone.

  • Drivers who want to compare several insurers at one time - With Mustard, you do not have to go to every insurance provider on your own. You can view many quotes together on one site. This saves time, and you get to make a better choice since you see features, prices, and any optional extras the insurers have. It works well when you need to renew your current van insurance or when you want to buy cover for the first time.
  • People who drive vans for personal use, commuting, or just for fun - If you use your van for things like shopping, going to see family, or small jobs on the weekend, Mustard helps you find good van insurance for personal use. These policies help protect you from theft, damage, and third-party issues, but keep the cost down.
  • Tradespeople, self-employed people, and small businesses who need business van insurance - A lot of businesses use vans to move tools and other work equipment. So, when you work as an electrician, builder, or a mobile engineer, Mustard helps you check several business van insurance options with things like tools cover and goods in transit available as extras. They work with several insurers so you get a choice made for your needs.
  • Drivers with changed or custom vans and special needs - If you own a van that has had changes like special shelves, branding, or cooling units, not all insurers will cover that. But Mustard can

Mustard is a good choice for people who want to get a low-cost policy that still follows the law. With Mustard, you also get helpful extras, like breakdown cover, windscreen repair, or the use of a courtesy van. You might only need the minimum level of cover or you may want the most protection. No matter your needs, Mustard helps you find the right level of cover that fits your life.

What Information Do You Need for a Quote?

To get accurate insurance quotes, you’ll need:

  • You will need the make, model, registration, and estimated value of the vehicle.
  • You have to give the age of the driver, the type of licence he has, and any driving convictions or endorsements.
  • Say what you will use the van for, like private use, commercial use, courier, or more than one purpose.
  • Tell where you park the van overnight, whether it is on the driveway, garage, or on-street.
  • Give details about the no claims discount. You should say how many years the NCD is for.
  • List any security features in place, like immobilisers, tracking devices, or alarms.
  • Add when you want the cover to start, your preferred level of cover, and if you want any optional extras.

Mustard uses a way that helps keep your personal data safe. It lets you quickly compare quotes from each insurance company. You do not need to talk to each insurance company by yourself.

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Are Mustard’s Partners FCA-Approved?

Yes. All the insurers you see on Mustard’s comparison service are approved and watched over by the Financial Conduct Authority. This means you can feel sure that your insurance policy meets UK legal standards.

Mustard is part of the Bauer Media Group. The company is well-known for publishing and digital work. Mustard is also an appointed representative of Vast Visibility Limited. This makes it a trusted place where you can compare and buy insurance.

How to Lower the Cost of Your Van Insurance

Van insurance costs can be very different for each person. The amount you pay often depends on your vehicle, where you live, how you use your van, and your driving record. There are some things you cannot change, like your age or if you have had past claims. But there are still several good ways to bring down your van insurance premiums. You can do this and still keep the right level of cover that you need.

How to Lower the Cost of Your Van Insurance
  • Increase your voluntary excess to reduce premiums - If you choose to pay a higher excess when you make a claim, the insurer’s risk goes down. This often leads to a lower premium on your van insurance policy. Check that the amount is still one you can manage if you have to claim.
  • Build and use your no claims discount (NCD) - Each year you go without claiming on your van insurance, you get a bigger discount. A full no claims bonus can save you hundreds from your annual policy. Some insurance providers offer NCD protection, which lets you claim once without losing your discount.
  • Store your van off-road or in a secure location overnight - Parking your van on a driveway, in a garage, or behind gates helps stop theft or vandalism. A secure location brings peace of mind and can get you discounts on your van insurance.
  • Fit your van with security features like dash cams, trackers, or alarms - A dash cam can make it easier to explain claims and may help you drive well. A Thatcham-approved alarm or immobiliser adds safety and shows the insurer you are a lower risk. A tracker helps with theft problems and is good for high-value vans or vans used for business purposes.
  • Choose vans with lower insurance groups - A van with a smaller engine and no extra modifications is usually cheaper to insure. Stay away from performance changes or lots of branding, as these can push your van

Even small choices—like where you park your car or if you pay for your policy early—can help you save a good amount of money. When you use an insurance comparison site like Mustard, you get to take control of what you pay. You still get a policy that meets all the legal rules and will support your life or work needs.

Do They Cover Business and Commercial Vans?

Yes. You can compare quotes for:

  • Commercial van insurance covers the transport of goods, equipment, or stock.
  • Business van insurance is for when you visit clients, go on admin trips, or do work for your trade.
  • Courier use is for those who deliver parcels under hire and reward terms, and this falls under van insurance too.

When you fill out your application, be sure to pick the right type of policy and list the real business purposes. This will help make sure the cover fits your needs. Some providers also give cover for personal use after work or on weekends.

FAQs About Mustard Van Insurance

No. Mustard is a site that helps people compare insurance from several companies. They work with many insurance providers. They will give you real-time quotes to help you decide, based on what you enter.

Yes. You can get protection against theft, vandalism, and fire damage if you pick comprehensive insurance or third party, fire & theft. People often recommend these options for high-value vans.

Yes. Mustard works with insurers who give short-term cover. This can be for just 1 day or up to 30 days. It is good for people who only need a vehicle for a short time or if they want to borrow a van.

Mustard is in Liverpool, UK. It is a part of the Bauer Media Group. This means they get help from the industry. They also use the group's systems to make sure they do things right.

No. The quotes you get are only to give you an idea. When you pick a provider, you will need to finish the purchase and read the insurance cover closely. Always read the policy wording and the terms of business before you make a final choice.

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Page last updated on: 28/07/2025

Page reviewed by: Tim Bailey

4000+ reviews