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A first time buyer mortgages available to those who are buying a residential proprty for the first time. Arranging your first mortgage can be dificult and daunting, however you can better plan your first mortgage with us.
The minimum deposit you require is 5% of the desired property value which is also known as 95% LTV.
LTV also known as loan-to-value which relates to the loan percentage that you need and compared with the value of the property you own are buying. For example; if you are putting up 10% of the house price, your Loan to Value (LTV) will be 90%. The lower loan to value the better mortgage interest deals you are like to secure.