Car Insurance Guides

Get updated information about car insurance premiums, renewals and how car insurance premiums vary for younger drivers. You can also find guides on how to get cheaper car insurance, different types of car insurance and what you should do when you get your renewal reminder.


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Car Insurance Guides August 10th, 2026

Modified Car Insurance Explained for UK Drivers

Modified car insurance explained simply: it is cover designed for cars that have been changed from the manufacturer’s factory specification, whether that change is cosmetic or performance-related. A modification...

Car Insurance Guides August 10th, 2026

Allianz Car Insurance: Cover, Ratings and Cost

Allianz car insurance is sold in the UK as Allianz Online Car Insurance, with three cover tiers — Gold, Silver and Bronze — backed by one of the world’s...

Car Insurance Loyalty Penalty: What It Is and How to Avoid
Car Insurance Guides August 7th, 2026

Car Insurance Loyalty Penalty Explained

The car insurance loyalty penalty was banned in the UK on 1 January 2022., so an insurer must not charge a renewing customer more than an equivalent new customer...

Car Insurance Guides August 7th, 2026

Does Car Insurance Cover Engine Failure?

Does car insurance cover engine failure? In most cases, no. Standard UK car insurance, including comprehensive cover, will not pay to repair or replace an engine that fails through...

Car Insurance Guides August 6th, 2026

Learners Car Insurance: The Cheapest Way to Practise

Learners car insurance is short-term or annual cover that lets a provisional licence holder practise legally in their own, a friend’s or a family member’s car. Anyone driving on...

Car Insurance Guides August 6th, 2026

Pay Excess Not at Fault: What UK Drivers Need to Know

Pay excess not at fault is a real and common outcome in UK car insurance: if you claim through your own insurer after a crash that was not your...

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