Send Money to the Philippines from UK – Low Fees & Fast

Compare fees, GBP to PHP rates and transfer times to send money to the Philippines securely and for less.

  • Low UK transfer fees
  • Competitive GBP to PHP rates
  • Fast delivery to banks & wallets
  • Trusted, FCA-regulated provider
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What is the best way to send money to the Philippines from the UK?

The best way to send money to the Philippines from the UK is through a trusted money transfer provider rather than a high-street bank. Specialist providers usually offer lower fees, better GBP to PHP exchange rates and faster delivery to Philippine bank accounts, mobile wallets or cash pickup locations.

Ways to Send Money to the Philippines

Use trusted UK providers offering several secure transfer methods:

Bank Deposit

  • Send money directly to major Philippine banks including BDO, BPI, PNB and Metrobank.
  • Fast, reliable and ideal for family support or regular payments.

Mobile Wallets

  • Instant or same-day transfers to apps such as GCash and Maya.
  • Perfect for quick access to funds.

Cash Pickup

Your recipient can collect Philippine pesos at approved partner agents—ideal for rural areas with limited banking access.

Debit or Bank Transfer Payments

Most UK providers accept debit cards, online banking, Faster Payments or direct bank transfers.

Compare providers to get the best GBP to PHP rate today

GBP to PHP Exchange Rate

1 GBP ≈ ₱78.60 PHP (mid-market reference rate)

Actual provider rates may vary depending on fees, transfer method and time of day. Comparing providers helps you find:

  • Lower markups
  • Better GBP → PHP conversion
  • The most final amount in PHP

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Comparing Features, Fees, and Reliability for Seamless Money Transfers

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How to Send Money to the Philippines (Step-by-Step)

Step 1 — Compare Providers

Check fees, transfer times and exchange rates to find the best-value service.

Step 2 — Enter Transfer Details

Add the amount in GBP, choose PHP as the receiving currency, and select delivery type (bank, wallet or cash pickup).

Step 3 — Add Recipient Details

You’ll need the recipient’s full name, bank account number, bank name, mobile wallet number, or cash pickup details.

Step 4 — Choose How You Pay

Pay securely using bank transfer, debit card or online banking.

Step 5 — Confirm and Track

Review costs, confirm the transfer and track updates via email, SMS or mobile app.

Check live fees and rates before you send your transfer

How Much Does It Cost to Send £1,000 to the Philippines?

Costs vary by provider, exchange rate and delivery method. Here’s an example of what £1,000 might deliver in Philippine pesos:

Here is an estimate of what your recipient might get today:

Provider Fees Rate (GBP → PHP) Recipient Gets (₱) Delivery Method
Equals Group £0 78.55 ₱78,550 Bank deposit (1–2 days)
FC Global Payments £0 78.60 ₱78,600 Same day–1 day
Halo Financial £0 78.48 ₱78,480 Bank transfer (1–2 days)
Key Currency £0 78.40 ₱78,400 Mobile wallet or bank (1 day)
OFX £0 78.50 ₱78,500 Bank deposit (1–2 days)
Regency FX £0 78.58 ₱78,580 Cash pickup or wallet (1–3 d)
TorFX £0 78.53 ₱78,530 Bank or wallet (1–2 days)
Currencies Direct £0 78.46 ₱78,460 Bank deposit or app (1–2 d)

📌 Rates checked in December 2025. Final recipient amounts may vary depending on fees, payment method, provider margin and time of day.

Compare today’s live rates to see exactly how much your recipient will receive

How Long Does a Transfer to the Philippines Take?

  • Bank deposit: 1–2 business days
  • Mobile wallet: Same day
  • Cash pickup: Ready in minutes
  • Debit card payments: Fastest for quick transfers
  • Bank transfers: Usually the lowest fees

Providers send updates via email or their mobile app so you know exactly when the money arrives.

Avoid Hidden Fees

To keep your transfer cost low:

  • Compare the total cost, not just the exchange rate
  • Check for fees on card payments
  • Avoid high-street banks with high SWIFT fees
  • Look for providers that show the full price upfront
  • Review any costs for urgent transfers
Avoid Hidden Fees When Sending Money to the Philippines

Compare transparent low-fee providers now

What Information Do You Need?

For a smooth transfer, you’ll need:

Your Details

  • Name
  • Email address
  • Phone number
  • Proof of ID if required

Recipient Details

  • Full name
  • Bank account number or wallet number
  • Bank name (BDO, BPI, PNB, Metrobank)
  • Destination country (Philippines)

Transfer Details

  • Amount in GBP
  • Delivery method (bank, wallet, cash)

See your best-value transfer options in one quick comparison

Is It Safe to Send Money to the Philippines?

Yes, all providers on Free Price Compare are trusted providers in the UK. They follow strict security rules to keep you safe:

  • Your email address and personal information
  • Account details, card numbers, and passwords for your bank
  • Transfer data using SWIFT, IBAN, BIC, and secure encryption

Mobile apps can be found for Android, iOS, and desktop computers. They come with multi-factor authentication and password protection. This helps keep your information safe and gives you peace of mind.

Who Sends Money to the Philippines?

The UK sends a lot of money to the Philippines. People often do this for several reasons:

  • Sending money to help family or friends.
  • Paying monthly payments for school or home costs.
  • Managing business transactions in PHP or USD.
  • Providing emergency support sent to rural areas with cash pickup.
  • Sending money to Banco de Oro (BDO), BPI, PNB, or Metrobank accounts.

Most people in the Philippines like getting transfers to bank accounts or mobile wallets. These methods are easy to use, and they receive notifications in real time.

Compare International Money Transfer Services

Comparing Features, Fees, and Reliability for Seamless Money Transfers

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Compare Trusted UK Providers for Transfers to the Philippines

Provider Why Choose Them Philippines Transfer Options
Equals Group Transparent pricing, fast delivery Bank account deposit, mobile app tracking
FC Global Payments Personal & business solutions Bank transfer, wallet, and cash pickup
Halo Financial Great support, trusted by expats BDO, BPI, PNB transfers, Visa/Mastercard options
Key Currency Simple process, no hidden fees Wallet and bank account payouts
OFX 24/7 transfers, secure & reliable Deposits to major banks or currency exchanges
Regency FX Real-time tracking, business support Bank deposit, cash pickup, mobile wallet delivery
TorFX Rate alerts and excellent service Online money transfers to Philippine banks
Currencies Direct Ideal for new customers and monthly users App-based payments, repeat scheduling, PHP/GBP

Correct as of 16 April 2025

FAQs – About Sending Money to the Philippines from the UK

The best choice is a money transfer service that is regulated. Look for one with low fees, real exchange rates, and quick delivery. You should be able to send money to bank accounts, mobile wallets, or for cash pickup.

Choose a service that shows the total cost clearly from the start. Make sure it does not raise the exchange rate. Try to stay away from high street banks when you can.

You’ll need the recipient’s full name, bank account number, bank name, and mobile number. Some services may also request the recipient’s email address or SWIFT/IBAN code, especially for first-time transfers or high-value transactions.

FCA-regulated services provide safe mobile apps for iOS, Android, and desktop. You can track everything and your card details are encrypted for extra security.

Yes. Some providers have real-time delivery for mobile wallets and card payments. This is especially true for accounts at BPI, BDO, and Metrobank.

Limits depend on the provider you choose. Many FCA-regulated services let you send up to £50,000 per transfer, while others may cap transfers at £10,000 per day for security reasons. ID verification may be required for larger amounts. Always check your provider’s limits and whether the recipient's account or mobile wallet can accept high-value transfers.

Yes, always be cautious of scams when sending money abroad. Avoid sending funds to someone you don’t know personally or haven’t verified. Be wary of messages requesting urgent money transfers for emergencies or unexpected fees. Only use trusted, FCA-regulated money transfer services. Never share your account details, passwords, or verification codes with anyone claiming to be from a provider without verifying their identity first.

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Page last updated on: 04/12/2025

Page reviewed by: Andrea Troy

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