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Car Finance Made Easy

Get a personalised car finance quote today

What do you
want to finance?

Your information is safe, secure and confidential

  • Fill out one form for several quotes. You do not need to apply again for each.
  • You get fixed interest rates and payment terms that can be flexible
  • The soft credit check will not hurt your credit score
  • There are affordable monthly payments for all credit types
  • You can get offers from Zuto, MatchMe, and CarFinance 247

Are you ready to get a car loan for your next ride? It does not matter if you want a new car or you need a used car loan. You can also find info here about lease buyout loans. This page lets you compare car finance deals from top UK providers. You can see all your options in one place.

Instead of sending a separate application to each lender like Carmoola, Advantage Car Finance, or First Response Finance, you can use Free Price Compare to find your best match. We work with trusted UK brokers such as Zuto, MatchMe, and CarFinance 247, and once you complete a quick form, we’ll connect you with the most suitable partner based on your credit profile, loan amount, and vehicle choice. There are no fees to use our service, and your credit score won’t be affected by the initial check.

Why Use Free Price Compare for Your Auto Loan?

One application helps you connect with the right broker for your needs — we work with trusted partners like Zuto, MatchMe, and CarFinance 247. Each of our partners has access to a wide panel of UK lenders, meaning you can be considered for multiple finance options without having to apply multiple times.

  • One application helps you connect with the right broker for your needs.
  • A soft credit inquiry is used, so there is no effect on your credit history.
  • You can compare interest rates, monthly payments, and loan terms.
  • There are options for bad credit, fair credit, and good credit.
  • You can use it for cars, vans, and motorbikes.
  • All partners are FCA-regulated and trusted.

We help you get the auto loan that fits your financial situation. You can work with more lenders than you would find at one car dealership or with a direct lender. This gives you more choices for your auto loan.

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How We Compare vs Other Car Finance Companies

Feature/Provider Free Price Compare (Zuto, MatchMe, CarFinance 247) Carmoola Advantage Car Finance First Response Finance
Application Process One form, multiple brokers Direct only Direct only Direct only
Soft Credit Check ✅   Yes (no hard inquiry) ✅   Yes ❌   No (hard inquiry) ✅   Yes
Quotes Returned Multiple loan offers One quote One quote One quote
Loan Types HP, PCP, Bad Credit, Personal Car Loan PCP, HP HP only HP only
Panel of Lenders 50+ trusted partners In-house In-house In-house
Van & Bike Finance ✅   Yes ❌   No ❌   No ❌   No
Fees to Apply ❌   No fees ❌   No ❌   No ❌   No
APR Range Competitive auto loan interest rates Mid-high High High
Use of Funds Any car choice, new or used New only Used only Used only

Comparison accurate as of July 2025. Loan approval depends on your credit profile and circumstances.

Features That Matter to You

When you look at different financing terms, there are some things that change the loan amount and what you pay each month for your car. These things help decide the total loan amount and how much your monthly car payment will be.

  • Annual percentage rate (APR)
  • Loan term (like 36 or 60 months)
  • Deposit or no-deposit options
  • Your credit score and total financial situation
  • Type of vehicle: new car, used car, or van
  • Hard credit inquiry vs soft credit check

Free Price Compare lets you see everything clearly and get better terms. Brokers try to give you the lowest auto loan rate they can, so you have the best chance to get a good deal on your auto loan.

Features That Matter to You

What You Can Expect

  • See the offers from both online lenders and broker panels.
  • Get a fast check to see if you can get a loan using your personal details.
  • Look at different types of auto loans next to each other.
  • Use our site as an online marketplace to find finance deals.
  • There are no fees and you do not have to accept any offer.

Our partners help you figure out the total interest and monthly payment you will have with your auto loan. They use an auto loan calculator for this. This way, you get to know how much you will pay each month and the total interest over time.

Who Can Apply?

We help applicants who are:

  • Are you trying to get a new or used car with the help of financing?
  • Do you want to have lower monthly payments when you pay for your car?
  • Do you have fair credit or maybe not a long credit history?
  • Are you looking to refinance your current auto loan to save money or get better terms?
  • Do you need a line of credit so you can have more choices when it comes to financing?
  • Do you feel like going beyond your car dealership to find better deals or options?

These choices can help people get a used car even if they have fair credit. A good auto loan or a line of credit can give more ways to get a car or change your current auto loan for better rates. You can also check other places than the regular car dealership to find what works best for you.

You will have to give some basic personal information. You also need to tell them about your car choice and what you think the purchase price will be. This is how you can get quotes.

Correct as of 22 July 2025

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FAQs About Car Finance

We work with people who help you get a car loan. They can offer you dedicated car loans or a flexible personal car loan. The one you get will depend on your profile.

Yes. After you finish the soft search, you will see offers with real auto loan rates. You will also get to know the loan amounts and about what your monthly payments will be.

Yes, that’s right. Once you have the approval, you can buy a car from any UK car dealership or from a private seller.

We use a soft credit inquiry to let you see if you are eligible. This does not change your score. You will have a hard inquiry only if you decide to move forward.

Making your credit report better, picking a shorter loan term, or putting down a bigger deposit can help you get a lower auto loan rate. These steps make it easier for you to have a good auto loan. A better credit report shows that you pay your bills on time. A short loan term means you pay off the loan faster. A bigger deposit means you borrow less money for your auto loan. All these can help you save money on your auto loan rate.

Start Comparing Now

Whether you have a new car, want to get a better interest rate, or need to refinance your current auto loan, Free Price Compare can help you find the best deal. This way, you can feel good about your choice. It is the simple and smart way to get the right rate for your auto loan or new car.

Try our free service now to see and compare auto loan offers. You can check if you are eligible and send in your application online in just a few minutes. This will not hurt your credit score.

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How much would you
like to borrow?

Do you have a Full UK Licence?

What kind of Licence do you have?

How would you describe yourself?

What's your date of birth?

E.g. 01/01/1900

Average amount you
earn each month.

Include any benefits or extra income.

What is your address? ?

We need your address history for the last 3 years. This is so our lenders can identify you and link to your credit history. x

Time at current address? ?

We need your address history for the last 3 years. This is so our lenders can identify you and link to your credit history. x

What best describes you?

How would you describe
your employment?

All circumstances considered.

About your
employment.

We won’t contact your employer.

We promise to never contact your employer.

How long have you
worked there?

Most lenders require 2 years history.

Nearly there!
What’s your title?

..and your name?

Where should we
send your deals?

We’ll only use these to deliver your results.

How would you prefer
we stay in touch?

Only updates on your application
and relevant matching deals.

By completing your application, you agree to our terms and conditions and privacy policy.