Motor insurance

Experts have always argued that increase in car insurance costs are hugely due to fraudulent cases where collisions are well-planned just to get payout from UK car insurance providers. Digging into detail, it was discovered by the Insurance Fraud Bureau (IFB) that top UK cities are the breeding grounds for such frauds. Cities like Birmingham, Manchester, Oldham and Bradford are amongst the top ten places with maximum ‘crash for cash’ frauds. Top UK cities are breeding grounds for fraudulent car insurance claims, says IFBAccording to the Insurance Fraud Bureau, Birmingham tops this list this year with half of the fraud cases reported out of the top ten cities that face the ‘crash for cash’ crime. Insurance giant Aviva named it the ‘crash for cash’ capital last year in the wake of the fact that it received 3,000 fraudulent claims from Birmingham. No wonder, drivers in the second biggest city of […]

Read More

The inevitable question of how to save on car insurance premiums holds itself tight in front of the UK drivers. As the car insurance cost rises every now and then it becomes difficult to manage the finances. However, experts suggest that those who use cars for a small time period should switch to pay-as-you-go car insurance to minimize their motor insurance cost in UK. Statistics reveal that by not choosing pay-as-you-go insurance, drivers pay at least £300 a year extra on their car insurance premiums. Although, the rising cost of motor insurance can take a breather due to the change in Ogden rule, it may still suffer from the much higher annual car insurance cost. Therefore, it is but natural to switch to car insurance providers that offer cheaper premiums. According to reports, there is a huge section of UK drivers who use their car for less than an hour […]

Read More

Motor insurance seem to be a scary phrase mostly because the annual premiums are increasing by leaps and bounds. Many Britons show a grumpy face when asked about car insurance costs and share how they face the constant pressure of ever increasing car insurance premiums. Well, everything has a solution and so does the matter of the ever increasing car insurance cost. One of the easiest ways to get lower car insurance premiums is to choose a telematics or black box insurance policy. For this, a black box is fitted into your car to monitor your driving method. The device records your driving speed, frequency of applying brakes, acceleration on bumpy roads etc. As the tiny gadget passes all the records to your telematics car insurance provider, it has a strong correlation with the increase or decrease of motor insurance premiums. If you are rash driver, your telematics record will […]

Read More

Vehicle crime is increasing in the UK but, the worst part is that majority of criminals go unpunished. As admitted by the police force themselves, nearly 70,000 vehicles are stolen every year in the UK. However, just 13% of the thieves are caught and sentenced for the crime. As per statistics received from 58% of the police force in the UK, there was a 2% rise in car theft and a 1% drop in the number of convictions in 2015. Out of all the cases reported for theft of belongings from within the car, there were only 2.7% that faced formal charges in 2015. Also, it was found that 43% of the car thefts were not even investigated by the police authorities and 82% went unnoticed. They don’t even look into the matter as per the report. According to Lancashire Police, there was no line of inquiry and follow up […]

Read More

According to the reports by the UK government, the number of deaths due to road accidents was equal to 1,732 and the number of seriously injured people was equal to 22,137 in 2015. This number hints a careless approach by British drivers and some of them even admitted to breaking the rules. When quoted in terms of statistics, it was found that around one in every five drivers out of 1,094 UK drivers have broken traffic rules at some point of time or other. The reasons for these are varied and many to point out, but, according to what one of the road safety researchers suggested, the accidents are mainly due to the personality and circumstances of the driver. It can also be blamed on the confidence a person has in his driving skills which makes him take a leeway to occasionally break the rules. Interestingly, people who hold their […]

Read More

When you choose a car, you may consider a particular model or make, but what you might not have considered is that the kind of car you pick can have a significant impact on the amount you on your car insurance premium. In simple terms, your premium will be far greater on a Porsche compared to a Vauxhall. This is since insurance firms determine premiums on statistical risk – and since the driver of the Porsche is statistically higher likelihood of making a claim compared to the policy owner of the Vauxhall driver. Before choosing a policy, it is beneficial to check which car insurance group your chosen car fits into as this will have a knock on effect on how much you pay for your policy. If saving money is your goal, you will want to choose a car that would have cheap cover. There are a total of […]

Read More
Compare Car Insurance Providers and Save Up to £200

Social