car insurance

Car insurance companies in the UK are increasing premiums even when the claiming driver is not at fault. Coming as a surprise, these price hikes are made by companies like Esure, More Than, Rias, Admiral and AXA. More Than has increased premiums by a whopping 33% followed by Esure (17%), AXA (14%) and Admiral (11%). With so much increase in premiums, car insurance has become a costly affair. The companies are asking premiums from drivers even when they were not at fault. So, if you meet up with a crash then you would pay higher premiums to your insurer. This does not go well with the policyholders and only five out of 1,281 drivers in the UK could understand or agree with these new norms. So, if your insurer has to pay for your car crash then you will have to suffer from a higher premium. Esure made a premium […]

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A comprehensive report from Department of Transport UK suggests that the scenario of casualties and fatalities due to road accidents has improved in 2015 when compared to 2014. Statistics prove that there is a decrease of 2% road deaths in 2015 when compared to 2014. Overall scenario about road accidents has also improved. According to figures: 1,732 deaths occurred in 2015, which is 2% less than that in 2014. 22,137 people seriously injured in road traffic accidents, which is a 3% reduction when compared with 2014. 186,209 casualties of all severities in 2015. This is around a 4% reduction when compared against 2014 and it is the second lowest level on record. Vehicle traffic levels shot up by 1.6% in 2015 44% of the total road deaths happened due to car accidents Even when these figures suggest how much important it is to buy car insurance, there are nearly 6.8 […]

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Millions will go uninsured if not forced to buy car insurance in the UK UK motorists show the least interest in buying car insurance according to the report of an independent research done by Co-op. Nearly 6.8 million car drivers would not like to buy car insurance if it was left at their will. This number equals to 43% of the car drivers in Britain and 22% of the motorists were unsure about buying a motor insurance or not. Most of them may not buy if it was not a law in the UK. This revelation is a cause for concern as despite knowing the gravity of accidents and injuries, people still only buy car insurance unwillingly or they are unsure about this life saving investment. According to data, around 12.5% of motorists make car insurance claims with an average cost of £3,000. This cost of repair and damage is […]

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Aiming to cultivate better drivers, DVSA plans to upgrade car driving tests! Do British drivers need to go through elaborate car driving tests? Well, the government feels so. In order to reduce accidents on British roads, the Driver and Vehicle Standard Agency (DVSA) wants to make changes to the driving test method. They want to make it more gruelling so as to assess the capability of the new driver to drive independently. This method will assure that fresh drivers can follow the sat nav instructions and drive on the roads without anyone’s help. What are the changes in the car driving tests? DVSA plans to make the following changes in training and car driving tests: It wants to increase the time period of independent driving from 10 minutes to 20 minutes. During this driving, they want the test taker to follow the instructions of a sat nav. They want to […]

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If you are one of the over nine million people in the UK who have a criminal conviction according to Unlock – the charity for people with convictions – not all insurance companies will offer car insurance so it’s best to compare different options. Key points When your provider asks you about any convictions, then disclose them honestly. It is not necessary to disclose convictions that are classified under the Rehabilitation of Offenders Act 1974 except if the offence led to a prison term of over four years. However, ask for advice if you are unsure; there are specialist providers available. You will find your options for cover are more limited and at a higher premium. The majority of those convicted are male and theft from a car is the most common crime. If you do not disclose a conviction when asked by you insurer then your behaviour could be […]

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Most of us carry a varied assortment of personal possessions in our cars, and all too often we don’t stop to consider their value or if they will be covered in the event of theft or accident. By taking out personal possessions cover your belongings can be protected when left in your vehicle. If you have comprehensive cover you may have this type of cover inbuilt into your policy but it is less likely to be a standard feature on third party, fire and theft policies and it could only be modest cover. When taking out personal possessions cover with car insurance, be careful to understand the various clauses and exclusions inbuilt into the policy. It could be more advantageous to have your personal items covered by your home insurance. The provider will ask you for the value of your vehicle, to ascertain the right cover for you. Take a […]

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