Short Term Motor Insurance: The Most Frequently Asked Questions


Auto Insurance Insurance

Short Term Motorcar Insurance FAQ (Frequently Asked Questions)

Read the most frequently asked questions about short term motor insurance policies; see the answers, compare quotes and find the best deal to suit you.

What does short term motor insurance mean?

Temporary motor insurance is often referred to as short term motor insurance. The type of cover you will receive is usually comprehensive; the minimum age is likely to be 21 years old.

You can find out more in our beginners’ guide to short-term motor insurance.

What is the period of cover for temporary motor insurance?

The time span for short term cover depends on the policy you take out. In certain cases your cover can begin as soon as you buy your policy. The cover may vary from 1 day to a maximum of 28 days.

There will be a limit though to the number of times you can take out a temporary policy per year.

When would it be more suitable for me to take out short term motor insurance?

Some of the reasons for taking out a temporary policy may be the following:

  • When test driving a car
  • Your car is being repaired and you drive a courtesy car in the meantime.
  • You hire or borrow a vehicle from a third party
  • Driving long distance and sharing the driving time
  • For collection and delivery of a vehicle

What are the types of vehicle I can get temporary cover for?

Both cars and vans are often covered, and you may be able to take out a policy for motorbikes and motorhomes.

How can I purchase short term motor insurance?

  • Enter the details required
  • Select a time period for insurance
  • Read your quote
  • Make required payment
  • Print off your policy documents

For answers to any further questions, see our short term motor insurance guides.

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